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Richard Whitten

Richard Whitten

Writer

Richard Whitten is a senior writer at Finder covering home loans and property. He helps everyone understand the ins and outs of mortgages so they can make smarter property decisions. He has written for Money Magazine, Homely, and for multiple banks and lenders. Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. Before joining Finder, he edited textbooks and taught English in South Korea. Richard has a Bachelor of Education, a Graduate Certificate in Communication and is currently studying a Certificate IV in Finance and Mortgage Broking.

Latest articles by Richard Whitten

18 articles written by this author

7 tips for a successful rental application

These application tips will make your next rental application much easier.

Richard Whitten 10 March 2021
7 tips for a successful rental application

Refinance mortgages

Switching to a lower rate can save you thousands. Find out how to refinance your home loan and get a better deal on your mortgage.

Richard Whitten 28 September 2020
Refinance mortgages

Mortgage calculator

In five steps our free and independent home loan repayment calculator tallies your minimum monthly, fortnightly or weekly mortgage repayments.

Richard Whitten 31 August 2020
Mortgage calculator

How to save for a house deposit

Finder's clear, helpful guide to saving up for a home loan deposit. Savings advice and finance options.

Richard Whitten 15 July 2020
How to save for a house deposit

How to prepare your finances for a recession

How to get your debts and your investments sorted in preparation for a recession.

Richard Whitten 30 March 2020
How to prepare your finances for a recession

Reverse mortgages

Find out how reverse mortgages can allow you to access the equity in your home to pay for retirement costs.

Richard Whitten 10 March 2020
Reverse mortgages

Lenders’ mortgage insurance

Lender's Mortgage Insurance is the upfront charge that you pay when you typically borrow over 80% of the purchase price of your property.

Richard Whitten 3 March 2020
Lenders’ mortgage insurance

Using your equity to buy a second home

Turn the equity in your home into an income opportunity by investing in property.

Richard Whitten 3 March 2020
Using your equity to buy a second home

Guarantor mortgages

If you have struggled to save for a mortgage deposit, a family member could help you buy your property by acting as a guarantor.

Richard Whitten 2 March 2020
Guarantor mortgages

Mortgages for pensioners

Pensioners can have a harder time getting a mortgage because a lender may treat pension payments differently. Here are some tips you can use to discover whether you could get a loan.

Richard Whitten 28 February 2020
Mortgages for pensioners
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