Richard Whitten is a senior writer at Finder covering home loans and property. He helps everyone understand the ins and outs of mortgages so they can make smarter property decisions. He has written for Money Magazine, Homely, and for multiple banks and lenders. Richard trained as a high school teacher but found it easier to manage personal finances than a classroom full of kids. Before joining Finder, he edited textbooks and taught English in South Korea. Richard has a Bachelor of Education, a Graduate Certificate in Communication and is currently studying a Certificate IV in Finance and Mortgage Broking.
Latest articles by Richard Whitten
18 articles written by this author
These application tips will make your next rental application much easier.
Switching to a lower rate can save you thousands. Find out how to refinance your home loan and get a better deal on your mortgage.
In five steps our free and independent home loan repayment calculator tallies your minimum monthly, fortnightly or weekly mortgage repayments.
Finder's clear, helpful guide to saving up for a home loan deposit. Savings advice and finance options.
How to get your debts and your investments sorted in preparation for a recession.
Find out how reverse mortgages can allow you to access the equity in your home to pay for retirement costs.
Lender's Mortgage Insurance is the upfront charge that you pay when you typically borrow over 80% of the purchase price of your property.
Turn the equity in your home into an income opportunity by investing in property.
If you have struggled to save for a mortgage deposit, a family member could help you buy your property by acting as a guarantor.