Earnest Student Loans
Earnest has some of the lowest starting rates and maximum rates available to law students — from a private lender. There are no fees and repayments don’t start until nine months after graduation. That’s three months longer than most lenders offer.
There’s also the option to skip a payment once a year. But its maximum term of 15 years is five years shorter than most lenders offer. And you can’t apply to take your cosigner off your loan.
- Low starting and maximum APRs
- Nine month grace period
- No origination or late fees
- Loan terms up to 15 years
- Not available in Nevada
- No cosigner release
APR | Starting at 0.94% APR with autopay |
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Loan amount | Starting at $1,000 |
Min. Credit Score | 650 |
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