Do I need identity theft protection?
Paid identity theft protection services aren’t completely necessary anymore because consumers now have the tools online to monitor their credit report and score.
However, for ultimate peace of mind, consider using an identity theft protection service if:
- You have no plans or time to frequently monitor your credit report and activity
- You don’t feel comfortable freezing your credit reports
- You’ve lost your Social Security card or your Social Security number has been compromised
- You feel like you’re at a high risk for identity theft or have had your identity stolen in the past