For small businesses that require fewer transactions.
The Huntington Business Checking 100 account is best for small businesses looking to take advantage of the suite of business tools Huntington offers without all the fees associated with larger accounts. It offers no monthly maintenance fees and minimum balance requirements.
But as your cash intake and transaction rates grow, you may face a fee if you surpass the 100 monthly transaction limit. And the bank's footprint is limited to 11 states.
finder.com's rating: 3.3 / 5.0
★★★★★
The Huntington Bank Business Checking 100 account is best for startups, sole proprietorships or small businesses. The account offers no monthly maintenance fees and minimum balance requirements. But businesses located outside the eleven states it serves, or that require more than 100 monthly transactions will want to look elsewhere.
To open an account, you’ll need to:
To apply for the Huntington Business Checking 100 account, you’ll need to meet the following requirements:
The information you need to open your account depends on the type of business you’re running and the state requirements in your area. General requirements include:
The Huntington Business Checking 100 account offers free email and text alerts and general business services such as deposit scans and payroll. Additional perks include:
Some things to keep in mind before applying for a Business Checking 100 account, include:
If you want a business account with unlimited monthly transactions, you’ll want to keep looking. As always, compare your options when choosing a business checking account.
Use your Huntington debit business card at over 1,800 free ATMs across the eleven states it services. You also won’t pay a fee on ATM transactions for accounts opened in Florida.
You’ll pay an ATM fee in the following cases:
Keeping in mind the transaction limits on this account, there are several ways to make deposits and withdraw money:
In addition to the Business Checking 100 account, Huntington offers the following checking options:
Does Huntington offer business savings accounts?
Yes. Visit the Business Savings Account page to see the savings and money market account options.
How do I make a payment to my business credit card?
You must have an online account to make a payment. Once your account is active, you can optionally set up a recurring payment using the Schedule Auto-Pay feature.
How do I close my account?
You must contact your account representative to close your account.
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top checking accounts and rate them one to five stars based on factors that are most important to you. These factors include: monthly fees, the ease at which monthly fees can be waived, the breadth of ATM access, ATM and overdraft fees, and customer service.
Huntington Business Checking 100 is not currently available on Finder
Have you considered BMO Smart Advantage Checking?
Earn a $400 cash bonus after $4,000 deposits in the first 120 days. Pay $0 monthly fees and no minimum balance. Access a large nationwide network of free ATMs. Member FDIC.
Heather Finder
Staff writer
Hi there, looking for more information? Ask us a question.
You are about to post a question on finder.com:
Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our finder.com Terms of Use and Privacy and Cookies Policy.
This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.
