How to remove a cosigner using a balance transfer
Follow these steps to complete a balance transfer so your cosigner is no longer attached to your loan:
1. Compare balance transfer credit cards and apply
Compare offers to find a balance transfer credit card with the lowest rate —ideally 0% — for as long as possible. Some cards offer 0% intro periods for as long as 21 months if you have great credit.
2. Transfer your loan balance to your new card
Follow your card issuer’s instructions to transfer your loan balance and any other debt to your new card. Since this means your loan will be paid off completely, your cosigner will no longer be tied to this debt.