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Florida State University scholarships, student loans and grants

Funding options for in-state and out-of-state Seminoles.

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FSU is one of the best deals out there when it comes to higher education, even for out-of-state students. Its cost of attendance is less than half of many big-name private universities. And while it doesn’t offer a full need-based scholarship to all students, it has a comprehensive scholarship and grant program.

How much does it cost to go to FSU?

Cost of attending FSUAnnual cost
Tuition and feesIn state: $6,516

Out of state: $21,683

Housing$6,620
Meal plan$4,196
Books and supplies$1,000
Other expenses$2,483
Total cost for the 2018–2019 academic yearIn state: $20,815

Out of state: $35,982

As you can see, the cost of attending college goes well beyond just tuition. Students also have to account for living expenses, room and board, books and supplies and more.

What’s the average student debt load for FSU students?

FSU students graduated with an average student debt load of $23,679 in 2016, according to the Department of Education. Can’t pay all of your college expenses up front? You can lessen your student debt load by first looking into scholarships, grants and work-study programs — which don’t require repayment.

Does FSU offer a tuition payment plan?

It does. Students who owe more than $150 in tuition and fees during the fall and spring semesters can enroll in an installment payment plan. It costs $10 to enroll, and the first installment must be at least half of the amount you owe.

You can enroll by paying half of your tuition by the day it’s due and then emailing studentbusiness@fsu.edu stating you’d like to sign up for an installment plan for the remaining balance.

FSU scholarships and grants

FSU offers several institutional grants and scholarships to undergraduate and graduate students. Even though these are funded by the school, you need to fill out the Free Application for Federal Aid (FAFSA) to be considered. Grants are typically based on need, while scholarships go to high-achieving students.

Florida State University Grant (FSUG) and Differential Florida State University Grant (DFSUG)

These grants are available to any undergraduate student based on your financial situation, rather than grades. You don’t need to apply — you’re automatically considered when you fill out the FAFSA.

Florida State Graduate Grant (FSGG)

This is the need-based grant available to graduate students. It’s not as large as the FSUG or DFSUG, but graduate students have more work-study opportunities than undergraduates, like graduate assistantships. FSU considers all graduate students who complete the FAFSA for this grant.

University Freshman Scholarship

All incoming students are considered for this merit-based scholarship, so there’s no need to fill out an application. Funds are limited, so awards are granted based on your standing compared to the rest of the entering class, as well as when you apply to the school. FSU recommends students apply before November 1 to be given priority consideration.

Tuition reduction scholarships

This scholarship allows high-achieving, out-of-state first-year students to pay in-state tuition at FSU — though not while you’re studying abroad. All incoming students who are not Florida residents are automatically considered for this award, so there’s no need to apply. The tuition waiver is given out based on your high school GPA and standardized test scores like the SAT or ACT.

Additional FSU scholarships

FSU has a few more scholarship programs that students can apply for to get partial or full funding.

Are there other scholarships and grants available?

There are. In addition to institutional scholarships, FSU students can also apply for state, federal and private financial aid options.

Florida students generally have more options — most state scholarships are only available to residents. Out-of-state students might want to consider scholarships available to residents of their home state instead.

Florida scholarships, student loans and grants

Student loans to pay for FSU

When you’ve exhausted all other financial aid options such as grants, scholarships and work-study, you might want to consider taking out a student loan to cover any remaining cost of attendance.

Go for federal loans first — these typically are less expensive, have more flexible repayment options and don’t require a cosigner. Private loans can pick up the slack when you can’t qualify for any more federal funding.

Compare private student loan providers

Data indicated here is updated regularly
Name Product Min. Credit Score Max. Loan Amount APR
EDvestinU Private Student Loans
675
$200,000
4.092% to 8.609% with autopay
Straightforward student loans for undergraduate and graduate students.
CommonBond Private Student Loans
700
$500,000
3.31% to 9.74%
Finance your college education through this lender with a strong social mission and terms that fit your budget.
Edvisors Private Student Loan Marketplace
Varies by lender
Varies by lender
Varies by lender
Quickly compare private lenders for your school and apply for the right student loan.
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Compare up to 4 providers

Bottom line

As a public school, FSU offers one of the more affordable college degrees out there — especially for Florida residents. Even so, it has several need- and merit-based scholarships available, as well as funding based on talent and athletic ability.

Need to borrow a little extra to get by? Check out our student loans guide to learn about your options.

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