Finder's experts review more than 500 credit cards to help you find the best for you. When comparing, first narrow options based on your estimated credit score. Then, search for a card that fits your financial needs, whether that's paying off debts, building credit or earning rewards.
The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.
We score each credit card in our database of hundreds based on a data-driven methodology with 3 main criteria: Does the card offer rewards? Does the card have an annual fee? What's the card APR%?
What’s the best way to apply for a credit card?
To apply for any of the cards you see on this page, select the
What does my credit score need to be before I apply for a credit card?
Required credit scores can vary. Typically, however, you’ll qualify for most cards with a good or excellent score of 680 or higher.
If you have fair, bad or nonexistent credit, you may be limited to secured cards. These require initial deposits but will help you build your credit as long as you make timely payments.
What is the best loyalty program?
The best loyalty program really comes down to the one you’ll use most. With that said, there are a few loyalty programs with bigger value than others.
How much are points and miles worth?
Loyalty program points and miles tend to change in value based on how you spend them and the individual program. You can get a full overview of their worth at our points and miles guide.
What are the best signup bonuses?
The top credit card signup bonuses fluctuate from month to month as providers introduce new offers.
How much are people spending on Christmas on average, how many gifts are they buying and will they be cutting back on spending in 2023?
The 6 best cards that charge zero interest include Step Black Card, Chime Card™, Varo Believe, Cleo Credit Builder and more.
Secured cards like the Cleo Credit Builder can have limits as high as $25,000, but you’ll need a deposit to match.
This independent consumer protection watchdog looks out for American consumers when it comes to borrowing and lending.