HSBC credit cards provider page August 2018 | finder.com
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HSBC credit cards

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Find everything from no-annual-fee cards to rewards cards with generous signup bonuses and 0% introductory APR.

If you’re in the market for a new credit card, consider your options with HSBC. Whether you’re interested in cash rewards, points programs or travel benefits, HSBC offers a selection of credit cards to meet both your personal and business needs.

Types of credit cards to compare from HSBC

HSBC offers a range of credit cards with features like 0% introductory APRs to cash back programs and no annual fees.

They also offer a line of premium credit cards with its Premier World Mastercard and Premier World Elite Mastercard leading the pack. These cards boast rewards, signup bonuses, no foreign transaction fees and complimentary airport lounge membership worldwide.

No-annual-fee cards

A card with no annual fees can be especially attractive if you’re looking to minimize the costs of your credit card or use the card only for emergencies.

If you’re interested in a credit card without annual fees, you’re in luck — six out of seven of its credit cards have no annual fees, including:

  • Gold
  • Cash Rewards
  • Platinum
  • Advance
  • Premier
  • Enhanced Mastercards

HSBC’s Premier World Elite card charges a hefty $395 fee.

Platinum and rewards credit cards

HSBC’s Platinum Mastercard with Rewards and Advance Mastercard offer generous signup bonuses and 0% introductory APR. Both offer competitive APRs after the introductory period and no foreign transaction fee for purchases abroad. You’ll also enjoy travel benefits like the MasterAssist pre-trip planning and RoadAssist service.

The Advanced Mastercard offers a bit more when it comes to points and rewards. It’s signup bonus is 25,000 points after spending $1,500 in the first three months. You’ll earn 2x points on spending in dining and entertainment.

Compare that to the Platinum that offers 15,000 points after spending $500 in the first three months and 1x for all purchases. You’ll also get travel and shopping benefits.

Premium credit cards

Both of HSBC’s premium cards, the HSBC Premier World Mastercard and the Premier World Elite Mastercard, have much to offer.

The HSBC Premier World Mastercard comes with 2x travel reward points on purchases, travel insurance and a complimentary ShopRunner membership.

The HSBC Premier World Elite Mastercard offers 3x travel reward points on purchases, World Elite Concierge Service and hotel discounts with HSBC partners.

Corporate credit cards

Corporate credit cards are designed to help businesses manage their flux of capital and take advantage of opportunities to grow their business.

The HSBC Mastercard Business Card comes branded with your company name and offers rewards program points and year-end summary reports. With only one administrator, it’s easier to keep track of multiple accounts and cards.

The benefits of banking with HSBC

  • No annual fees. While not every HSBC credit card comes with this feature, most of its credit cards do.
  • No foreign transaction fees. Travel anywhere without paying foreign exchange fees when you use your card.
  • Contactless payments. All HSBC cards are equipped with RFID chips for contactless tap-and-go payment. This means no swiping, signing or entering passwords.
  • Mobile purchasing power. Make purchases with your mobile device using Android, Apple and Samsung Pay.
  • Travel rewards points. Earn HSBC rewards points toward eligible flights, hotel reservations and car rentals.

Which HSBC credit card is best for me?

Updated August 16th, 2018
Name Product APR for Purchases (Purchase Rate) Intro APR for Balance Transfer Annual Fee
14.74%, 18.74% or 24.74% variable
0% for the first 15 months (then 14.74%, 18.74% or 24.74% variable)
$0
Earn unlimited 1.5% cash rewards on purchases. See Rates and Fees
12.74%, 16.74% or 20.74% variable
0% for the first 18 months from account opening (then 12.74%, 16.74% or 20.74% variable)
$0
An 18-month 0% Intro APR period on both purchases and balance transfers, plus zero foreign transaction fees, makes this is a strong well-rounded card. See Rates and Fees
14.74%, 18.74%, or 24.74% variable
0% for the first 12 months (then 14.74% or 18.74%, or 24.74% variable)
$0
No Annual Fee. No Foreign Transaction Fees. No fee for additional cards for authorized users. See Rates and Fees

Compare up to 4 providers

Credit score requirements

Cards offered by HSBC require good to excellent credit to be eligible.

HSBC Gold Mastercard® credit card requires a credit score of at least 700.

The HSBC Advance Mastercard, HSBC Premier World Mastercard and HSBC Premier World Elite Mastercard require credit scores of at least 750.

What do I need for an HSBC credit card application

  • Personal information. This includes your full name, date of birth, Social Security number, current home address and your previous address if you’ve lived in your current home for less than three years.
  • Residential status. To apply for an HSBC credit card, you must be a US resident.
  • Employer’s details. You’ll need to disclose your employment information, including the name and address of your employer.
  • Financial information. HSBC requires information about your annual income, monthly housing payment and any additional assets you declare.

How to apply for a HSBC credit card

Frequently asked questions about HSBC credit cards

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US Credit Card Offers

Important Information*
Deserve® Classic Card
Deserve® Classic Card

APR

24.49
variable

Annual fee

0 For the first year
More info
Luxury Card Mastercard® Gold Card™
Luxury Card Mastercard® Gold Card™

APR

16.74
variable

Annual fee

995 For the first year
More info
First Access Visa Card®
First Access Visa Card®

APR

29.99
variable

Annual fee

75 For the first year
More info
Indigo® Platinum Mastercard® Credit Card
Indigo® Platinum Mastercard® Credit Card

APR

23.9
variable

Annual fee

75 For the first year
More info
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