Managing Money In A Crisis
Weekly tips sent straight to your inbox
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our opinions or reviews. Learn how we make money.
Compare Barclaycard credit cards
These cards are great for those who often travel.
Credit Card Guides
By signing up, you agree to the Finder Privacy and Cookies Policy and Terms of Use.
Unlike other providers, Barclaycard focuses its cards mostly on one niche: travel. There are many options to choose from, from general travel cards to cobranded cards.
Best Barclaycard credit cards
Quick look at the best Barclaycard credit cards
- Uber Visa Card: Best for Uber rides and Uber Eats
- NFL Extra Points Credit Card: Best for NFL fans
- Hawaiian Airlines® World Elite Mastercard®: Best for Hawaiian Airlines flyers
- Choice Privileges® Visa Signature® Card : Best for hotel stays value
- Carnival® World Mastercard®: Best for cruisers
Best for Uber rides and Uber Eats
Uber Visa Card
670
Min. credit score
Min. credit score
$0
Annual fee
Annual fee
Up to
5%
Cash back
Cash back
$100
Welcome offer
Welcome offer
If you often use Uber's services, the Uber Visa Card is worth considering. You get to earn one of the highest rewards rates on Uber purchases and earn accelerated rewards on travel purchases.
- Uber cash. Earn 5% back in Uber cash on Uber rides, Uber Eats and JUMP purchases. Earn 3% back in Uber cash on restaurants, bars, hotels and airfare purchases, and 1% back on all other purchases.
- Signup bonus. Earn $100 Uber cash bonus once you spend $500 in the first 90 days.
| Annual Fee | $0 |
|---|---|
| Purchase APR | 15.74%, 21.74% or 26.49% variable |
| Balance transfer APR | 15.74%, 21.74% or 26.49% variable |
| Welcome offer | $100 Uber Cash after spending $500 in the first 90 days |
| Rewards |
5% back in Uber Cash on Uber, Uber Eats and JUMP
3% back on dining, hotels and airfare 1% back on all other purchases |
Best for NFL fans
NFL Extra Points Credit Card
670
Min. credit score
Min. credit score
$0
Annual fee
Annual fee
Up to
2x
Points
Points
10,000
Points welcome offer
Points welcome offer
The NFL Extra Points Credit Card can be an ideal addition to your wallet if you're a hardcore NFL fan. You'll earn accelerated rewards on your NFL purchases, get discounts at NFLShop.com and get a 0% intro APR period on NFL ticket purchases.
- Reward points. Earn 2x points on NFL tickets, in stadium purchases, NFLShop.com purchases and at team pro shops. Earn 1x points on all other purchases. Redeem for game tickets or experiences like pre-game sideline passes or tickets to the Super Bowl.
- Discount at NFLShop.com. Get 20% discounts on purchases made at NFLShop.com. That's $20 saved on every $100 spent at the site.
- Intro APR period on NFL tickets. Get 0% intro APR period for six months on NFL ticket purchases from a participating NFL team ticket office. After that, a variable APR of 15.99%, 20.99% or 25.99% applies.
| Annual Fee | $0 |
|---|---|
| Purchase APR | 0% intro for the first six billing cycles (then 15.99%, 20.99% or 25.99% variable) |
| Balance transfer APR | 0% intro for the first 15 months (then 15.99%, 20.99% or 25.99% variable) |
| Welcome offer | 10,000 points after spending $500 in the first 90 days |
| Rewards | 2x points on qualifying NFL purchases and 1x points on everything else |
Best for Hawaiian Airlines flyers
Hawaiian Airlines® World Elite Mastercard®
670
Min. credit score
Min. credit score
$99
Annual fee
Annual fee
Up to
3x
Miles
Miles
60,000
Miles welcome offer
Miles welcome offer
If you often fly between Hawaii and North America, this may be the right card for you. Aside from earning miles on your purchases, you get a $100 companion discount each year for a roundtrip between Hawaii and North America on Hawaiian Airlines.
- Hawaiian miles. Earn 3x miles on Hawaiian Airlines purchases, 2x miles on gas, dining and grocery store purchases and 1x miles on everything else you buy.
- Signup bonus. Earn 60,000 bonus miles after you spend $2,000 in the first 90 days of account opening.
- Companion discount. Every year on your card anniversary, you get a $100 companion discount for a roundtrip between Hawaii and North America on Hawaiian Airlines. This perk alone offsets the card's annual fee.
| Annual Fee | $99 |
|---|---|
| Purchase APR | 15.99%, 19.99% or 24.99% variable |
| Balance transfer APR | 0% intro for the first 15 billing cycles (then 15.99%, 19.99% or 24.99% variable) |
| Welcome offer | 60,000 miles after spending $2,000 in the first 90 days |
| Rewards | 3x miles on Hawaiian Airlines, 2x miles on gas, dining and groceries and 1x miles on all other purchases |
Best for hotel stays value
Choice Privileges® Visa Signature® Card
670
Min. credit score
Min. credit score
$0
Annual fee
Annual fee
Up to
15x
Points
Points
32,000
Points welcome offer
Points welcome offer
This card is definitely worth checking out if you're looking for a hotel card with excellent reward value. That's because you get to earn one of the highest rewards rates on your Choice Hotel stays, you get Elite Gold Status and special member rates on your Choice Hotel bookings.
- Reward points. Earn 15x points at eligible Choice Hotels and 2x points on all other purchases.
- Signup bonus. Earn 32,000 bonus points after you spend $1,000 in the first 90 days of card membership. This is enough for up to four free nights at select Choice hotels.
- No annual fee. You get to use this card and earn rewards without paying an annual fee.
| Annual Fee | $0 |
|---|---|
| Purchase APR | 15.24%, 19.99% or 24.99% variable |
| Balance transfer APR | 0% intro for the first fifteen billing cycles (then 15.24%, 19.99% or 24.99% variable) |
| Welcome offer | 32,000 points after spending $1,000 in the first 90 days |
| Rewards | 15x points at Choice Privileges with membership, 5x points on Choice Privileges points or gift cards and 2x points on all other purchases |
Best for cruisers
Carnival® World Mastercard®
670
Min. credit score
Min. credit score
$0
Annual fee
Annual fee
Up to
2x
Points
Points
20,000
Points welcome offer
Points welcome offer
This is one of the best cruise line credit cards because aside from earning rewards on your purchases, you get a 0% promotional APR on your cruise line bookings, a solid signup bonus and a 10% back in the form of statement credit on shore excursions.
- Reward points. Earn 2x points on Carnival Cruise Line and on other brands of the World's Leading Cruise Lines, including AIDA, Costa, Cunard, Holland America Line, Princess Cruises, Seabourn and Fathom.
- Signup bonus. Earn 20,000 bonus points after your first purchase or balance transfer. This is one of the most generous, easy-to-earn signup bonuses you'll find in a credit card.
- Promotional APR. Get 0% promotional APR for six months on Carnival cruise bookings. After that, a variable APR of 13.99%, 18.99% or 23.99% applies.
| Annual Fee | $0 |
|---|---|
| Purchase APR | 13.99%, 18.99% or 23.99% variable |
| Balance transfer APR | 0% intro for the first 15 billing cycles (then 13.99%, 18.99% or 23.99% variable) |
| Welcome offer | 20,000 points after first purchase or balance transfer |
| Rewards | 2x points on Carnival Cruise Line and 1x points on all other purchases |
What's in this guide?
Compare Barclaycard credit cards
Barclaycard offers over 20 products and you may like its partnerships offerings if you’re a loyal customer of companies like JetBlue or Princess Cruises. Otherwise, you might find one of the following cards to be more useful for a variety of spending.
{"niche":"USCCF"}
How to apply for a Barclaycard card
Apply for a Barclaycard credit card through its site. Before you apply, check that you meet the eligibility requirements and prepare the required information.
Eligibility criteria
- You’re at least 18 years old.
- You’re a resident of the US, but excluding Puerto Rico and US territories.
Information you’ll need
To complete the application, you’ll need to provide information that includes:
- Your name and residential address.
- Your Social Security number.
- Your email address, phone number and date of birth.
- Financial information like your annual income and income source.
How to prequalify for a Barclaycard credit card
Application restrictions
Barclaycard has one application restriction: You can’t have two cards of the same type. For example, you can have only one JetBlue card or one Wyndham Rewards card. Make sure you choose the one card that makes the most sense for your situation.
How many Barclaycard cards can I have?
Barclaycard doesn’t limit the number of credit cards you can have, unlike some other providers. You can have as many Barclaycard cards as you can get an approval for.
How can you redeem rewards?
To redeem rewards, log in to your Barclaycard account and click on the Rewards tab.
How much are rewards worth?
Barclaycard miles are worth the industry standard of 1 mile = 1 cent. You’re more likely to get this rate if you redeem for travel statement credit. If you redeem for other rewards — such as gift cards — your miles might be worth less than the standard rate.
How to choose Barclaycard credit cards
Because of the many credit card choices available from this provider, here’s what to consider to get the right card for your needs:
- Reward program. Find the card that rewards you the most on your purchases. You can get cobranded airline, hotel and cruise line credit cards, or you can save for college with the Upromise card. You also have other options available.
- Signup bonus. Most no-annual-fee Barclaycard cards come with a signup bonus, just it’s not as generous as the cards’ with an annual fee. To get the highest bonuses, expect to pay an annual fee.
- Annual fee. You get to earn a higher signup bonus and better rewards on your purchases if you get a card with an annual fee. Sometimes, though, a no-annual-fee card may better suit your spending patterns.
Types of Barclaycard credit cards
Balance transfer cards
Most Barclaycard credit cards offer a long 0% intro APR period on balance transfers. You’ll be surprised to learn that most of these cards are also cobranded airline, hotel or cruise line credit cards. Most other providers don’t offer an intro APR period for its travel card selection.
Typical benefits
- Long intro APR period. With most of these cards, you get a 15 month intro APR period on balance transfers.
- Time limit. You must make your balance transfer within your first 45 days to use the intro APR period. Transfers made after that will accrue the standard APR.
- No annual fee. Most of these cards have no annual fee. Cards with a fee usually cost between $75 and $99.
- Transfer limits. You can’t transfer debt from other Barclaycard accounts.
- Balance transfer fees. No matter which card you choose, you’ll pay a fee of $10 or 3% the amount you transfer, whichever is greater.
Travel cards
With almost 20 credit card options, Barclaycard has one of the largest selection of travel cards you can find. But unlike other card providers such as Chase or American Express, where you can find general travel cards, Barclaycard’s selection is mostly made up of cobranded airline, hotel and cruise line credit cards.
Typical benefits
- No foreign transaction fees. Most of these cards come with no foreign transaction fees, but be sure to check before you apply. Some cards even though made for travel, have a 3% fee for each transaction made abroad.
- Travel insurance. Most credit cards come with complimentary Barclaycard travel insurance, which includes car rental insurance, travel accident insurance, trip cancelation and interruption insurance and trip delay insurance. Not all cards offer the entire suite of travel insurance features, so make sure you compare all cards to find the right one.
- Signup bonus. Depending on the card, you get to earn some solid signup bonuses. If the card you choose has an annual fee, it’ll often come with a more generous bonus.
- Rewards on purchases. Since these cards are cobranded cards, you get to earn accelerated rewards on purchases made at one brand of hotel, airline or a cruise line. However, most of these cards let you earn or redeem points at partners.
- No annual fee. Most of these cards have no annual fee. Cards with a fee generally cost between $75 and $99 and come with more generous rewards and perks.
- Additional perks. Depending on the card, you may get perks like elite status or discounts on purchases made at the airline, hotel or cruise line.
No annual fee cards
Barclaycard offers mostly travel credit cards, but there are other types of cards you can get without paying an annual fee.
- Upromise® Mastercard®. There’s one cashback card, but unless you redeem your rewards into your college savings account, the rewards rate is meager compared to other cashback cards by other providers.
- NFL Extra Points Credit Card. This one is a solid option for NFL fans where not only do you get to earn accelerated points on your NFL purchases, you also get discounts and deferred interest payment options as well.
- Barclaycard Financing Visa®. If you’re looking to buy a new iPhone or iPad, Barclaycard has the right card for you. You won’t earn any rewards, but you get to make the purchase now and pay it off without interest during a promotional period of between 6 and 18 months.
Business credit cards
You’ll find three business credit cards offered by Barclaycard. All three are airline credit cards. Here’s what they offer:
- Earn airline miles. All three cards come with a solid rewards program where you earn accelerated miles on airline purchases.
- Signup bonus. These three cards come with a generous signup bonus, which you can earn after meeting the spend requirements.
- Annual fee. Unlike most personal Barclaycard credit cards that come with no annual fee, expect to pay between $95 and $99 annually for each of the three business credit cards.
Compare Barclays credit cards by card type
Typical card features and benefits of a Barclaycard card
- Rewards. Almost every Barclaycard product is a rewards card. This is one reason the provider typically looks for customers with strong credit.
- No annual fee. Many Barclaycard products have no annual fee.
- Ongoing APR between 16% and 26% variable. With strong credit, you may qualify for an ongoing APR near the bottom of this range. With weaker credit, you may get a relatively high APR around 26%. There is also a variety of Barclaycards with intro APR periods.
- No foreign transaction fees. Barclaycard offers several travel cards with no foreign transaction fees. These products are excellent to bring when you travel abroad.
- Signup bonus. You’ll usually find a signup bonus with each card. For the best bonuses, look at Barclaycard’s general travel cards.
- Mobile app. You can download the bank’s mobile app to monitor your account, make payments and more.
To redeem rewards, log in to your Barclaycard account and click on the Rewards tab.
Alternatives to Barclaycard credit cards
Other providers offer just as many credit card options as Barclaycard does. Here are a few other providers to consider.
- Chase. You’ll find excellent travel credit cards with Chase. There are cobranded hotel and airline cards, as well as general travel cards with the Chase Ultimate Rewards program. You can redeem your points within the program for hotel stays, airfare and cruises. And if you have a Sapphire card, your points are worth either 25% or 50% more.
- American Express. This is another excellent card provider where you can find premium travel cards in the form of the Amex Platinum, Delta Reserve and the Hilton Aspire cards. For those who don’t want to pay a high annual fee, there’s the entry and mid-level cards. You can also get cashback cards for your everyday purchases.
- Citi. Citi’s credit card offering is on par with its competitors. You can find American Airlines cards, you can get a credit card within the ThankYou rewards program, you can get one of the best cashback credit cards or cards with one of the longest 0% intro APR period on balance transfers.
How does Barclaycard keep my credit card information secure?
Barclaycard encrypts personal information you send online with Secure Sockets Layer (SSL) and Transport Layer Security (TLS). It’ll log you out automatically if your web session experiences a period of inactivity.
The bank offers 24/7 fraud monitoring. You won’t be liable for unauthorized charges to your card. And, for extra security, you can sign up for Fraud Text Alerts. If Barclaycard spots an unusual transaction on your card account, it’ll let you know through a text message.
Most Barclaycard cards come with chip technology, which makes them more secure than magnetic-stripe cards. Additionally, many of the cards come with chip-and-PIN capability. That means you can use your card at most unmanned kiosks and PIN-only merchants.
Full list of Barclaycard credit cards
H
N
Bottom line
A Barclaycard product can be a great choice if you’re looking for a strong travel card. You’ll also find products that reward you if you’re loyal to certain companies, including a few cobranded Barclays business cards.
If you’re not sure whether a Barclaycard product is right for you, check out the best credit cards available to compare more options.
Frequently asked questions
Read more on this topic
-
Can you close a credit card with a balance? Here’s what to consider when closing a card with a balance.
-
First Digital Mastercard® review An expensive unsecured card for building credit.
-
Self Visa® Credit Card review Open a credit-builder loan before getting this secured card.
-
The Merit Platinum Card review An expensive card to use at the Horizon Outlet website
-
Credit card concierge services: Which can help you find hair clippers? Finder has set out to shave you a lot of trouble, finding which credit card concierge service can help you find hair clippers if you're in a tangle.
-
Credit card concierge services: Which can help you find a kettlebell? If you're ready to grab life by the bells but don't have a pair, you might be able to find the kettlebells you've been searching for through your credit card concierge service. We put three credit cards to the test.
-
Credit card concierge services: Which can help you find condoms? Which credit card concierge service can find condoms before that loving feeling is lost?
-
What does 0% APR mean? A 0% APR offer is a credit card perk that helps you save money on interest.
-
Credit card concierge services: Which can help you find yeast? Which credit card concierge services can find yeast when you most knead it?
-
Coronavirus: How to manage your credit card Learn about coronavirus financial support options, complimentary insurance and other credit card details you may be wondering about.
Ask an Expert
How do I cancel my Barclays card?
Hi Charles,
Thank you for your comment.
There are two ways to cancel the card, online and phone.
– For cancellation via online, Please log in to your online account, then go to the message center. Please click Contact Us and send a message to Barclaycard’s support under the Account closure message topic.
– For cancellation though phone, you can call a customer service representative. Their customer service number is found at the back of the card.
Please also refer to our guide on how to cancel a Barclaycard credit card here. Hope this helps.
Regards,
Jhezelyn
Im 17 and in need of a credit card where can I apply for I’m only being 17?
Hi Alisha,
Thanks for your question.
We don’t have a list of credit cards available for those under 18, but we have a credit card guide for teens where you can check your alternative options.
Cheers,
Anndy