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Barclaycard credit cards: Which one is best for me?
A medley of travel options, including cruise, airline and resort credit cards.
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Compare Barclaycard credit cards
Barclaycard offers over 20 products and you may like its partnerships offerings if you’re a loyal customer of companies like JetBlue or Princess Cruises. Otherwise, you might find one of the following cards to be more useful for a variety of spending.
Barclaycard focuses its cards mostly on one niche: travel. This means you have a wider variety of travel cards than you’d find in competitors, including airline cards, cruise cards and resort cards. Use our table to directly compare all of your Barclaycard options side-by-side.
- Why trust us? Unlike our competitors, Finder’s credit card experts research and write about all credit cards, including those from providers who aren’t partners on our site. Our trustworthy, unbiased evaluations are solely meant to help you choose the best credit card for your financial needs.
What are the best Barclaycard credit cards?
The best Barclaycard credits cards offer the biggest value through rewards and travel perks for the lowest cost. When comparing Barclaycard credit cards, we looked at several features, including reward categories, earning categories, travel perks, signup bonuses and more. We highlighted the cards that performed best in a given category for our best list.
- NFL Extra Points Credit Card: Best for NFL fans
- Hawaiian Airlines® World Elite Mastercard®: Best for Hawaiian Airlines flyers
- Choice Privileges® Visa Signature® Card : Best for hotel stays value
- Carnival® World Mastercard®: Best for cruisers
Best for NFL fans
NFL Extra Points Credit Card
670
Min. credit score
Min. credit score
$0
Annual fee
Annual fee
Up to
2x
Points
Points
10,000
Points welcome offer
Points welcome offer
The NFL Extra Points Credit Card can be an ideal addition to your wallet if you're a hardcore NFL fan. You'll earn accelerated rewards on your NFL purchases, get discounts at NFLShop.com and get a 0% intro APR period on NFL ticket purchases.
- Reward points. Earn 2x points on NFL tickets, in stadium purchases, NFLShop.com purchases and at team pro shops. Earn 1x points on all other purchases. Redeem for game tickets or experiences like pre-game sideline passes or tickets to the Super Bowl.
- Discount at NFLShop.com. Get 20% discounts on purchases made at NFLShop.com. That's $20 saved on every $100 spent at the site.
- Intro APR period on NFL tickets. Get 0% intro APR period for six months on NFL ticket purchases from a participating NFL team ticket office. After that, a variable APR of 15.99%, 20.99% or 25.99% applies.
| Annual Fee | $0 |
|---|---|
| Purchase APR | 0% intro for the first six billing cycles (then 15.99%, 20.99% or 25.99% variable) |
| Balance transfer APR | 0% intro for the first 15 months (then 15.99%, 20.99% or 25.99% variable) |
| Welcome offer | 10,000 points after spending $500 in the first 90 days |
| Estimated welcome offer value | |
| Rewards | 2x points on qualifying NFL purchases and 1x points on everything else |
Best for Hawaiian Airlines flyers
Hawaiian Airlines® World Elite Mastercard®
670
Min. credit score
Min. credit score
$99
Annual fee
Annual fee
Up to
3x
Miles
Miles
60,000
Miles welcome offer
Miles welcome offer
If you often fly between Hawaii and North America, this may be the right card for you. Aside from earning miles on your purchases, you get a $100 companion discount each year for a roundtrip between Hawaii and North America on Hawaiian Airlines.
- Hawaiian miles. Earn 3x miles on Hawaiian Airlines purchases, 2x miles on gas, dining and grocery store purchases and 1x miles on everything else you buy.
- Signup bonus. Earn 60,000 bonus miles after you spend $2,000 in the first 90 days of account opening.
- Companion discount. Every year on your card anniversary, you get a $100 companion discount for a roundtrip between Hawaii and North America on Hawaiian Airlines. This perk alone offsets the card's annual fee.
| Annual Fee | $99 |
|---|---|
| Purchase APR | 15.99%, 19.99% or 24.99% variable |
| Balance transfer APR | 0% intro for the first 15 billing cycles (then 15.99%, 19.99% or 24.99% variable) |
| Welcome offer | 60,000 miles after spending $2,000 in the first 90 days |
| Estimated welcome offer value | |
| Rewards | 3x miles on Hawaiian Airlines, 2x miles on gas, dining and groceries and 1x miles on all other purchases |
Best for hotel stays value
Choice Privileges® Visa Signature® Card
670
Min. credit score
Min. credit score
$0
Annual fee
Annual fee
Up to
15x
Points
Points
50,000
Points welcome offer
Points welcome offer
This card is definitely worth checking out if you're looking for a hotel card with excellent reward value. That's because you get to earn one of the highest rewards rates on your Choice Hotel stays, you get Elite Gold Status and special member rates on your Choice Hotel bookings.
- Reward points. Earn 15x points at eligible Choice Hotels and 2x points on all other purchases.
- Signup bonus. Earn 50,000 bonus points after you spend $1,000 in the first 90 days of card membership. This is enough for up to four free nights at select Choice hotels.
- No annual fee. You get to use this card and earn rewards without paying an annual fee.
| Annual Fee | $0 |
|---|---|
| Purchase APR | 15.24%, 19.99% or 24.99% variable |
| Balance transfer APR | 0% intro for the first fifteen billing cycles (then 15.24%, 19.99% or 24.99% variable) |
| Welcome offer |
50,000 bonus points after spending $1,000 on purchases in the first 90 days
25,000 bonus points after spending $2,000 on purchases in the first 180 days |
| Estimated welcome offer value | |
| Rewards | 15x points at Choice Privileges with membership, 5x points on Choice Privileges points or gift cards and 2x points on all other purchases |
Best for cruisers
Carnival® World Mastercard®
670
Min. credit score
Min. credit score
$0
Annual fee
Annual fee
Up to
2x
Points
Points
20,000
Points welcome offer
Points welcome offer
This is one of the best cruise line credit cards because aside from earning rewards on your purchases, you get a 0% promotional APR on your cruise line bookings, a solid signup bonus and a 10% back in the form of statement credit on shore excursions.
- Reward points. Earn 2x points on Carnival Cruise Line and on other brands of the World's Leading Cruise Lines, including AIDA, Costa, Cunard, Holland America Line, Princess Cruises, Seabourn and Fathom.
- Signup bonus. Earn 20,000 bonus points after your first purchase or balance transfer. This is one of the most generous, easy-to-earn signup bonuses you'll find in a credit card.
- Promotional APR. Get 0% promotional APR for six months on Carnival cruise bookings. After that, a variable APR of 13.99%, 18.99% or 23.99% applies.
| Annual Fee | $0 |
|---|---|
| Purchase APR | 13.99%, 18.99% or 23.99% variable |
| Balance transfer APR | 0% intro for the first 15 billing cycles (then 13.99%, 18.99% or 23.99% variable) |
| Welcome offer | 20,000 points after first purchase or balance transfer |
| Estimated welcome offer value | |
| Rewards | 2x points on Carnival Cruise Line and 1x points on all other purchases |
What's in this guide?
How to apply for a Barclaycard card
Apply for a Barclaycard credit card through its site. Before you apply, check that you meet the eligibility requirements and prepare the required information.
Eligibility criteria
- You’re at least 18 years old.
- You’re a resident of the US, but excluding Puerto Rico and US territories.
Information you’ll need
To complete the application, you’ll need to provide information that includes:
- Your name and residential address.
- Your Social Security number.
- Your email address, phone number and date of birth.
- Financial information like your annual income and income source.
Application restrictions
Barclaycard has one application restriction: You can’t have two cards of the same type. For example, you can have only one JetBlue card or one Wyndham Rewards card. Make sure you choose the one card that makes the most sense for your situation.
How many Barclaycard cards can I have?
Barclaycard doesn’t limit the number of credit cards you can have, unlike some other providers. You can have as many Barclaycard cards as you can get an approval for.
How to choose Barclaycard credit cards
Because of the many credit card choices available from this provider, here’s what to consider to get the right card for your needs:
- Reward program. Find the card that rewards you the most on your purchases. You can get cobranded airline, hotel and cruise line credit cards, or you can save for college with the Upromise card. You also have other options available.
- Signup bonus. Most no-annual-fee Barclaycard cards come with a signup bonus, just it’s not as generous as the cards’ with an annual fee. To get the highest bonuses, expect to pay an annual fee.
- Annual fee. You get to earn a higher signup bonus and better rewards on your purchases if you get a card with an annual fee. Sometimes, though, a no-annual-fee card may better suit your spending patterns.
Types of Barclaycard credit cards
Barclaycard credit cards are primarily travel cards, with over 20 to choose from. However, these cards often have other features to consider.
Compare Barclays credit cards by card type
Standout benefits of a Barclaycard card
- Mostly reward cards. Almost every Barclaycard product is a rewards card. This is one reason the provider typically looks for customers with strong credit.
- Wide variety of travel options. Barclaycard offers more travel cards than perhaps any other provider. This includes more niche travel card offerings, such as resort credit cards and cruise credit cards.
- Signup bonuses. Similar to how most Barclaycards offer rewards, you’ll usually find a signup bonus with each card. For the best bonuses, look at Barclaycard’s general travel cards.
- Cobranded offerings. Barclaycard offers a variety of unusual cobranded cards, including cards for the NFL.
Full list of Barclaycard credit card reviews
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Alternatives to Barclaycard credit cards
A Barclaycard product can be a great choice if you’re looking for a strong travel card. But if you’re looking for a more diverse card lineup or a juicier rewards program, Chase, American Express and Capital One are all great alternatives. Or if you want a more straightforward cashback card, Citi has you covered.
If you’re not sure whether a Barclaycard product is right for you, check out the best credit cards available to compare more options.
Frequently asked questions
Is there a premium Barclaycard credit card?
If you’re looking for a The Platinum Card® from American Express or Chase Sapphire Reserve® rival, you won’t find it with Barclaycard.
How does Barclaycard keep my information secure?
Barclaycard uses many of the standard security measures in the credit card space, including Secure Sockets Layer (SSL) technology, 24/7 fraud monitoring and alerts, and EMV chip technology.
Read more on this topic
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Barclaycard car rental insurance: How does it work?
Many of the provider’s Visa and Mastercard products offer coverage.
-
Can I add my Barclaycard credit card to Apple Pay?
Pay at participating locations with your iPhone, iPad or Apple Watch.
-
Barclays credit card app review
Monitor your transactions, make payments or track your FICO score with your smartphone.
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How to increase your Barclaycard credit limit
Earn a credit limit increase with responsible credit card use.
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Compare Barclaycard credit cards with no annual fee
Earn rewards or make balance transfers with a long 0% intro APR period.
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How to cancel a Barclaycard credit card
Can you cancel your Barclaycard credit card online?
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Barclaycard credit cards with no foreign transaction fee
There are many options, including cobranded travel cards.
-
Barclaycard balance transfer credit cards
Consider Barclaycard for a travel card with an intro APR.
-
Barclaycard travel insurance: which credit cards have it?
Barclaycard offers great travel insurance perks for those with good credit.
-
How to prequalify for Barclaycard credit cards
Pre-qualification is a helpful tool when applying for a credit card. Unfortunately, it’s not possible for American Barclaycard applicants — but you may have other options.
Ask an Expert
How do I cancel my Barclays card?
Hi Charles,
Thank you for your comment.
There are two ways to cancel the card, online and phone.
– For cancellation via online, Please log in to your online account, then go to the message center. Please click Contact Us and send a message to Barclaycard’s support under the Account closure message topic.
– For cancellation though phone, you can call a customer service representative. Their customer service number is found at the back of the card.
Please also refer to our guide on how to cancel a Barclaycard credit card. Hope this helps.
Regards,
Jhezelyn
Im 17 and in need of a credit card where can I apply for I’m only being 17?
Hi Alisha,
Thanks for your question.
We don’t have a list of credit cards available for those under 18, but we have a credit card guide for teens where you can check your alternative options.
Cheers,
Anndy