Barclaycard credit cards: Top travel rewards & low APR cards | finder.com
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Compare Barclaycard credit cards

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Barclaycard offers great travel products and an excellent cashback card.

Unlike other providers, Barclaycard focuses its cards mostly on one niche: travel. There are many options to choose from, from general travel cards to cobranded cards.

Compare Barclaycard credit cards

Barclaycard offers over 20 products and you may like its partnerships offerings if you’re a loyal customer of companies like JetBlue or Princess Cruises. Otherwise, you might find one of the following cards to be more useful for a variety of spending.

Our pick for Barclaycard credit card: Barclaycard Ring® Mastercard®

  • Balance transfer: 0% intro APR for the first 15 billing cycles, then 13.99% variable
  • Annual fee: $0
  • Purchase APR: 13.99% variable
  • Cash advance: 13.99% variable
  • No foreign transaction fees
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Updated December 19th, 2018
Name Product Filter values Annual Fee APR for Purchases (Purchase Rate) Intro APR for Balance Transfer
$0 annual fee for the first year ($89 thereafter)
17.99%, 21.99% or 24.99% variable
0% for the first 12 months (then 17.99%, 21.99% or 24.99% variable)
Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days.
$0
13.99% variable
0% for the first 15 billing cycles (then 13.99% variable)
A low, variable APR on purchases, balance transfers and cash advances.
$0
16.99%, 22.74% or 25.74% variable
Get 4% back on dining, 3% on travel, 2% on Uber rides and online shopping and 1% on other purchases, and redeem for Uber credits, gift cards or cash back.
16.99%, 21.99% or 26.99% variable
0% for the first 15 months (then 16.99%, 21.99% or 26.99% variable)
Balance transfer offer of 0% for 15 months and enjoy 10,000 bonus points.
$99
17.99%, 21.99% or 26.99% variable
0% for the first 12 billing cycles (then 17.99%, 21.99% or 26.99% variable)
Earn 40,000 bonus points after you spend $1,000 on purchases in the first 90 days.

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Best Barclaycard credit cards

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Best for travel rewards: Barclaycard Arrival® Plus World Elite Mastercard®

Barclaycard Arrival® Plus World Elite Mastercard®

  • Limited Time Offer: Enjoy 70,000 bonus miles after spending $5,000 on purchases in the first 90 days
  • Earn unlimited 2x miles on every purchase
  • Book travel your way—no airline, seat or hotel restrictions—and redeem your miles for travel statement credits
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • No foreign transaction fees
  • International Chip and PIN for use at self-service chip terminals around the world
  • Miles don’t expire as long as your account is open, active and in good standing
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The Barclaycard Arrival® Plus World Elite Mastercard® has long been a top pick among travel cards. It maintains such distinction thanks to its strong rate of 2x miles on every purchase. If you don’t want to worry about tiered rewards, this Barclaycard product is for you.

The new Barclays Arrival® Premier World Elite Mastercard® is a close second, but it’s most valuable for big spenders. Before settling on a Barclaycard product, check out the provider’s cobranded cards from companies such as JetBlue, Hawaiian Airlines and Princess Cruises.

Best for cash back: Uber Visa Card

Uber Visa Card

Get 4% back on dining, 3% on travel, 2% on Uber rides and online shopping and 1% on other purchases, and redeem for Uber credits, gift cards or cash back.

Promoted
The Uber Visa Card is perfect for the social butterfly who’s tapped into current trends and always on the go. With its superb cash back, some might say it’s the ultimate lifestyle credit card. A $0 annual fee is icing on the cake.

Best for low APR: Barclaycard Ring® Mastercard®

Barclaycard Ring® Mastercard®

  • Balance transfer: 0% intro APR for the first 15 billing cycles, then 13.99% variable
  • Annual fee: $0
  • Purchase APR: 13.99% variable
  • Cash advance: 13.99% variable
  • No foreign transaction fees
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Promoted
The key reason to get the Barclaycard Ring® Mastercard® isn’t its solid-but-not-spectacular intro APR or balance transfer fee promotion. It’s the card’s relatively low ongoing APR, which is just 13.99% variable for all balances. That’s a pretty good rate considering the average credit card APR is around 16%.

Barclaycard rewards program

For its reward cards, Barclaycard offers either miles or cash back.

You’ll receive your cash back in the form of points that you can spend on rewards that include:

  • Statement credit.
  • Bank deposit.
  • Gift cards.

If your card gives miles, you can redeem them for a variety of rewards, including:

  • Travel statement credits.
  • Cash back.
  • Gift cards.
  • Merchandise.

How can you redeem rewards?

To redeem rewards, log in to your Barclaycard account and click on the Rewards tab.

How much are rewards worth?

Barclaycard miles are worth the industry standard of 1 mile = 1 cent. You’re more likely to get this rate if you redeem for travel statement credit. If you redeem for other rewards — such as gift cards — your miles might be worth less than the standard rate.

Typical card features and benefits of a Barclaycard card

  • Rewards. Almost every Barclaycard product is a rewards card. This is one reason the provider typically looks for customers with strong credit.
  • No annual fee. Many Barclaycard products come with no annual fee. Exceptions are the provider’s flagship cards like the Barclaycard Arrival® Plus World Elite Mastercard® and Barclays Arrival® Premier World Elite Mastercard®, which have annual fees between $89 and $150.
  • Ongoing APR between 16% and 25% variable. With strong credit, you may qualify for an ongoing APR near the bottom of this range. With weaker credit, you may get a relatively high APR around 25%.
  • No foreign transaction fees. Barclaycard offers several travel cards with no foreign transaction fees. These products are excellent to bring when you travel abroad.
  • Signup bonus. You’ll usually find a signup bonus with each card. For the best bonuses, look for Barclaycard’s general travel cards such as the Barclaycard Arrival® Plus World Elite Mastercard®.

How to apply for a Barclaycard card

Apply for a Barclaycard credit card through its site. Before you apply, check that you meet the eligibility requirements and prepare the required information.

Eligibility criteria

  • You’re at least 18 years old.
  • You’re a resident of the US, but excluding Puerto Rico and US territories.

Information you’ll need

To complete the application, you’ll need to provide information that includes:

  • Your name and residential address.
  • Your Social Security number.
  • Your email address, phone number and date of birth.
  • Financial information like your annual income and income source.

How does Barclaycard keep my credit card information secure?

Barclaycard encrypts personal information you send online with Secure Sockets Layer (SSL) and Transport Layer Security (TLS). It’ll log you out automatically if your web session experiences a period of inactivity.

The bank offers 24/7 fraud monitoring. You won’t be liable for unauthorized charges to your card. And, for extra security, you can sign up for Fraud Text Alerts. If Barclaycard spots an unusual transaction on your card account, it’ll let you know through a text message.

Most Barclaycard cards come with chip technology, which makes them more secure than magnetic-stripe cards. Additionally, many of the cards come with chip-and-PIN capability. That means you can use your card at most unmanned kiosks and PIN-only merchants.

Bottom line

A Barclaycard product can be the perfect choice if you’re looking for a strong travel card. Beyond its excellent general travel cards, you’ll find cobranded products that reward you if you’re loyal to certain companies.

If you’re not sure whether a Barclaycard product is right for you, check out other credit card providers to compare more options.

Frequently asked questions

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US Credit Card Offers

Important Information*
Deserve® Classic Card
Deserve® Classic Card

APR

24.49
variable

Annual fee

0 For the first year
More info
Luxury Card Mastercard® Gold Card™
Luxury Card Mastercard® Gold Card™

APR

16.74
variable

Annual fee

995 For the first year
More info
First Access Visa Card®
First Access Visa Card®

APR

29.99
variable

Annual fee

75 For the first year
More info
Indigo® Platinum Mastercard® Credit Card
Indigo® Platinum Mastercard® Credit Card

APR

23.9
variable

Annual fee

75 For the first year
More info

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2 Responses

  1. Default Gravatar
    AlishaOctober 29, 2017

    Im 17 and in need of a credit card where can I apply for I’m only being 17?

    • finder Customer Care
      AnndyOctober 30, 2017Staff

      Hi Alisha,

      Thanks for your question.

      We don’t have a list of credit cards available for those under 18, but we have a credit card guide for teens where you can check your alternative options.

      Cheers,
      Anndy

US Credit Card Offers

Important Information*
Deserve® Classic Card
Deserve® Classic Card

APR

24.49
variable

Annual fee

0 For the first year
More info
Luxury Card Mastercard® Gold Card™
Luxury Card Mastercard® Gold Card™

APR

16.74
variable

Annual fee

995 For the first year
More info
First Access Visa Card®
First Access Visa Card®

APR

29.99
variable

Annual fee

75 For the first year
More info
Indigo® Platinum Mastercard® Credit Card
Indigo® Platinum Mastercard® Credit Card

APR

23.9
variable

Annual fee

75 For the first year
More info
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