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Top Rollover IRA accounts for 2024

Here's a list of the top IRA accounts for an IRA rollover.

Our pick for educational content

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  • $0 commission stocks and ETFs and competitive options trading fees
  • Trade stocks, ETFs, options, futures, future options and micro futures
  • Pro-grade trading platform with cutting-edge risk analysis tools

Best for financial guidance

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Commission-free stock trading
  • No-cost financial planner and robo-advisor
  • Access private credit, venture capital and other alternative asset funds
  • $0 annual fee

Best for rollovers

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Get free stock
  • Get 1%–3% match on contributions, IRA transfers and 401(k) rollovers
  • Choose your investments or get a recommended portfolio of ETFs
  • Get bigger instant deposits, professional research and more with Robinhood Gold

Best Rollover IRA accounts

We’ve curated 7 standout platforms to help you find the best IRA accounts for an IRA rollover.

Best for financial guidance

SoFi IRA

4.2
★★★★★

Finder score

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SoFi Invest is one of the only brokers in the industry that offers unlimited, complimentary access to certified financial planners, a service that can cost you several hundred dollars a session. As a SoFi customer, these consultations come at no additional cost.

Connect with a SoFi financial planner and discuss anything from investment strategies to paying off debt to tax planning. Meanwhile, its robo-advisor is available with no management fees — another industry rarity. Trade stocks, ETFs, options and crypto with a broker that makes investing approachable and professional financial guidance accessible.

Best for options trading

Tastytrade IRA

4.3
★★★★★

Finder score

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Designed primarily for derivatives trading, tastytrade boasts an impressive collection of trading products in its IRAs and some of the best pricing on options and futures contracts in the industry. Stocks and ETFs are commission-free, options have no closing commissions and its trading platforms are powerful, with advanced trading, research and analysis tools, including profit and loss visualizations and a quick roll feature to roll your option position into the future.

Meanwhile, tastytrade offers a comprehensive learning center with video and live demos to help you level up your trading.

Best for beginners

Robinhood Retirement

4.4
★★★★★

Finder score

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It wasn't just its offering of commission-free trades that led Robinhood to transform the way people buy and sell stocks over the past decade but also its beginner-friendly mobile app with its intuitive design and agile interface, which simplified investing for the masses. Nothing's changed on that front. Expanded investment options, 24/5 trading and IRAs that pay matching contributions are just some of the upgrades Robinhood's made since first launching.

Robinhood's launch of its IRA matching contributions is yet another innovative product that keeps it steps ahead of other brokers. Earn up to a 3% match on annual contributions with Robinhood Gold — or 1% without — while all IRA transfers and 401(k) rollovers earn 1%, with no cap. All this on top of fractional share trading, 100% commission-free trades, instant deposits and a user-friendly platform that makes investing a breeze. Robinhood has lots to offer investors looking to build a retirement portfolio, and it'll reward you for making the move.

JP Morgan Personal Advisors

3.3
★★★★★

Finder score

Financial planning, advice and portfolio management
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Terms apply.
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A personalized, expert-built portfolio is what you'll get with a Roth IRA through JP Morgan Personal Advisors. For investors with a minimum of $25,000 to invest and who want to hand the reins over to a team of fiduciary advisors, get a custom-built portfolio with ongoing advice and access to J.P Morgan's industry insights and exclusive research. Get a free one-on-one investment consultation to see what J.P. Morgan Personal Advisors has to offer.
INVESTMENT PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE. Finder receives compensation when you click or tap through to, open an account with or provide your contact information to J.P. Morgan Wealth Management.

Vanguard IRA

4
★★★★★

Finder score

Automated investment management with human support
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One of the most trusted names in the industry, Vanguard's history dates back to when it launched its first mutual fund back in 1929. Today, Vanguard stands out for its vast low-cost fund collection that keep long-term investors sticking around.

With its unique investor-owned model, Vanguard fund owners get more than a collection of index funds, actively managed funds, target retirement funds and environmental, social and corporate governance-focused funds. Owning these funds means you own Vanguard. With Vanguard Personal Advisors, get automated investment management and human advisor support.

Acorns Later

4.2
★★★★★

Finder score

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With recommended IRA plans and automatic investing, stashing away money for retirement couldn't be easier. Get a recommended portfolio based on your age and timeline to retirement and put your savings on autopilot with recurring investments. Acorns will automatically rebalance your portfolio as you age, keeping you on track toward your investment goals.

Get a 1% match when you subscribe to Acorns Personal Plus or a 3% match with Acorns Premium.

Best for mobile trading

Interactive Brokers IRA

4.5
★★★★★

Finder score

Pro-grade mobile trading tools
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In addition to receiving high marks from both Apple and Android users, Interactive Brokers' (IBKR) main mobile trading platform, IBKR Mobile, offers the powerful trading tools that many brokers reserve for their web and desktop trading platforms. These include advanced, interactive charts with over 90 indicators, analyst ratings and price targets, earnings estimates, company financials and more. In other words, there's little you can't do with IBKR Mobile. What's more, Interactive Brokers offers the more beginner-friendly IBKR GlobalTrader and IMPACT mobile trading platforms for those looking for a more simplified investing experience.

IBKR Mobile is the most feature-rich mobile platform according to Finder's analysis, while IBKR GlobalTrader is a solid option for beginners. Tack on its wide range of investment options, low trading costs and access to global markets and you can see why IBKR is not only the best IRA for mobile trading but also one of the best brokerage accounts on the market.

Other winning categories: Best for international trading

How we picked these platforms

We took a close look at platform features, fees, account minimums, customer support, research tools and mobile apps to curate this list of best Rollover IRA accounts. Our honorable mentions went to platforms with less competitive fees but that had a niche feature or perk not typically found across traditional brokerages.

Compare brokerages that offer Rollover IRA accounts

1 - 6 of 6
Name Product Minimum deposit Annual fee Retirement account types
SoFi IRA
Finder Score: 4.2 / 5: ★★★★★
SoFi IRA
$0
$0 per month
Roth, Traditional, SEP, Rollover
Trade stocks, options, ETFs, mutual funds and alternative asset funds, with no-cost financial advice and a no-cost robo-advisor.
JP Morgan Personal Advisors
Finder Score: 3.3 / 5: ★★★★★
JP Morgan Personal Advisors
$25,000
0.6% on balances of $25,000 to $249,999

0.5% on balances of $250,000+
Roth, Traditional
Ongoing access to an advisory team with personalized, expert-built portfolios. Provider terms & conditions apply
Robinhood Retirement
Finder Score: 4.4 / 5: ★★★★★
Robinhood Retirement
$0
0%
Roth, Traditional, Rollover
Boost your retirement savings with 1% in matching funds on every dollar contributed, transferred or rolled over to a Robinhood IRA.
Vanguard IRA
Finder Score: 4 / 5: ★★★★★
Vanguard IRA
$0
0.3%
Roth, Traditional, SEP, Spousal, Rollover
Save for retirement with Vanguard's commission-free stocks, ETFs and 160+ no-transaction-fee mutual funds.
Interactive Brokers IRA
Finder Score: 4.5 / 5: ★★★★★
Interactive Brokers IRA
$0
N/A
Roth, Traditional, SEP, Rollover
Choose from 6 IRA account options, with access to stocks, ETFs , futures, currencies and more.
Acorns Later
Finder Score: 4.2 / 5: ★★★★★
Acorns Later
$0
$3 per month
Roth, Traditional, SEP
Automatic ETF investing with as little as $5. Annual fee of $3, $6 or $12 per month depending on subscription.
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Finder is not an advisor or brokerage service. Information on this page is for educational purposes only and not a recommendation to invest with any one company, trade specific stocks or fund specific investments. All editorial opinions are our own.

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