Bank of America travel insurance: Which credit cards have it?

Only the Bank of America® Premium Rewards® Credit Card is guaranteed to feature extensive travel insurance coverage options, such as trip interruption and cancellation. However, you may find additional insurance options depending on your card.

Types of Bank of America travel insurance policies

Here are your travel insurance options when using the Bank of America Premium Rewards credit card. Note that you may receive some of these insurance options depending on the level of your Mastercard or Visa.

• Travel accident insurance.
  Receive reimbursement for canceled or interrupted trips under eligible instances. Covered circumstances include accidental bodily injury, sickness and bad weather. Receive reimbursement if you or an immediate family member experiences death or dismemberment during a trip.
• Auto rental collision damage.
• Trip delay reimbursement.
  Receive up to $500 per ticket if a covered trip is delayed for more than 12 hours.
• Trip cancellation and interruption.
  Receive reimbursement of up to $5,000 per person for the covered trip if you need to cancel for a covered reason, such as inclement weather or injury.
• Baggage delay.
  Receive reimbursement of up to $100 a day for five days when your bags are delayed for more than six hours by a covered carrier.
• Emergency evacuation and transportation.
  Receive coverage for eligible medical transportation and services for you or an immediate family member in need.

Travel insurance provided by Bank of America credit cards

	Auto rental collision damage	Baggage delay	Emergency evacuation and transportation	Lost luggage	Trip cancellations and interruptions	Trip delay
Bank of America® Premium Rewards® Credit Card

What to watch out for

The amount of coverage you receive on your insurance policy often depends on your card, with premium cards often providing higher coverage. Insurance policies are subject to change at Bank of America’s discretion.

Compare travel insurance credit cards

There’s only one Bank of America card that offers travel insurance, but here are some other cards you might want to consider.

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Name	Product	Filter values	Rewards	Purchase APR	Annual fee
Luxury Card Mastercard® Titanium Card™			1x points on all purchases with 2% point value when you redeem for airfare and 1% for cash back	14.99% variable	$195	Apply now View details	Enjoy unique excursions, privileged access to exclusive events and insider opportunities.	Compare	loading Fetching your data...
Luxury Card Mastercard® Black Card™			1x points on all purchases with 2% point value when you redeem for airfare and 1.5% for cash back	14.99% variable	$495	Apply now View details	Receive an annual $100 air travel credit toward flight-related purchases including airline tickets, baggage fees, upgrades and more.	Compare	loading Fetching your data...
Delta SkyMiles® Gold American Express Card			2x miles on Delta purchases, restaurants and at US supermarkets and 1x miles on other eligible purchases	15.74% to 24.74% variable	$0 intro annual fee for the first year ($99 thereafter)	Apply now View details	Earn 70,000 bonus miles after you spend $2,000 in purchases on your new card in your first 3 months. Terms apply, see rates & fees	Compare	loading Fetching your data...
Hilton Honors American Express Card			7x points on eligible Hilton purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other eligible purchases	15.74% to 24.74% variable	$0	Apply now View details	With a massive welcome offer for a no-annual-fee card and up to 7x points on eligible Hilton purchases, this is a solid pick for Hilton fans and occasional travelers. Terms apply, see rates & fees	Compare	loading Fetching your data...
The World of Hyatt Credit Card			9x total points at Hyatt hotels as a World of Hyatt member, 2x on gyms, commuting, dining and airlines and 1x on all other purchases	15.99% to 22.99% variable	$95	See offer View details	Earn 30,000 points after spending $3,000 on purchases in the first 3 months. Plus earn 2x instead of 1x points on up to $15,000 (up to 30,000 more points) in the first 6 months.	Compare	loading Fetching your data...

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Who is eligible for Bank of America travel insurance coverage?

Most insurance policies cover the cardholder, a spouse or domestic partner and dependents under a certain age, provided the relevant purchase was made entirely with your Bank of America card. Check your benefits guide for full details on each policy.

To be eligible for Bank of America’s rental car collision coverage, you must decline coverage offered by the rental company.

How to file a Bank of America travel insurance claim

Call the Bank of America benefits counselor at 800-592-4089 to start the claims process.

Visa card benefits

1. Immediately call your benefits administrator at 800-847-2911 to report the theft or damage.
2. Fill out the claims form you receive from your benefits administrator and gather all documents requested.
3. Submit your claims form and all documents to your benefits administrator at the given address. You can also file these documents online using the Visa claims website.

Mastercard benefits

Submitting an insurance claim with Mastercard is similar to the process above. You can reach Mastercard’s benefits administration number at 800-627-8372

Read more about credit card travel insurance offered by different brands

Bottom line

If you’re seeking extensive travel insurance with a Bank of America credit card, consider Bank of America® Premium Rewards® Credit Card. It offers nearly every type of travel insurance on the market. If that doesn’t strike your fancy, take a look at travel insurance cards from other issuers.