Compare Bank of America credit card travel insurance |

Compare Bank of America credit card travel insurance

This coverage can protect you in the event of an emergency.

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Only the Bank of America® Premium Rewards® credit card features extensive travel insurance coverage options, such as trip interruption and cancellation. However, you may find additional insurance options depending on your card.

Compare Bank of America credit cards

Name Product Filter values Rewards Purchase APR Annual fee
2x points on travel and dining and 1.5x points on all other purchases
18.24% to 25.24% variable
Earn 2x points on travel and dining and 1.5x points on all other purchases.
1.5x points on all purchases
0% intro for the first 12 statement closing dates (then 17.24% to 25.24% variable)
Earn 25,000 online bonus points after spending $1,000 within the first 90 days from account opening.
3% cash back on a chosen category and 2% at grocery stores and wholesale clubs for the first $2,500 each quarter combined, then 1% after that and on everything else
0% intro for the first 12 statement closing dates (then 16.24% to 26.24% variable)
Earn $200 after spending $1,000 in the first 90 days form account opening.
0% intro for the first 15 statement closing dates (then 15.24% to 25.24% variable)
Enjoy a 0% intro balance transfer APR for the first 15 statement closing dates, then variable.
22.49% variable
Helps establish, strengthen and even rebuild your credit.

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Types of Bank of America travel insurance policies

Travel accident insurance.

Receive reimbursement for canceled or interrupted trips under eligible instances. Covered circumstances include accidental bodily injury, sickness and bad weather. Receive reimbursement if you or an immediate family member experience death or dismemberment during a trip.

Auto rental collision damage.

Receive reimbursement for damage to your rental vehicle caused by collision or theft.

Trip delay reimbursement.

Receive up to $500 per ticket if a covered trip is delayed for more than 12 hours.

Trip cancellation and interruption.

Receive reimbursement of up to $5,000 per person for the covered trip if you need to cancel for a covered reason, such as inclement weather or injury.

Baggage delay.

Receive reimbursement of up to $100 a day for five days when your bags are delayed for more than six hours by a covered carrier.

Emergency evacuation and transportation.

Receive coverage for eligible medical services and transportation for you or an immediate family member in need.

Some Bank of America cards may be eligible for travel insurance protections under Visa or Mastercard’s built-in card benefits, even if they’re not advertised on the Bank of America site. You’ll need to call or chat with Bank of America directly to inquire about a particular card.

Travel insurance provided by Bank of America credit cards

Bank of America® Premium Rewards® credit card
Bank of America® Premium Rewards® credit card

Insurance coverage

  • Auto rental collision damage
  • Baggage delay
  • Emergency evacuation and transportation
  • Lost luggage
  • Trip cancellations and interruptions
  • Lost luggage
  • Trip delay

What to watch out for

The amount of coverage you receive on your insurance policy often depends on your card, with premium cards often providing higher coverage. Insurance policies are subject to change at Bank of America’s discretion.

Who is eligible for Bank of America travel insurance coverage?

Most insurance policies cover the cardholder, a spouse or domestic partner and dependents under a certain age, provided the relevant purchase was made entirely with your Bank of America card. Check your benefits guide for full details on each policy.

To be eligible for Bank of America’s rental car collision coverage, you must decline coverage offered by the rental company.
Compare cards with emergency travel assistance

How to file a Bank of America travel insurance claim

Call the Bank of America benefits counselor at 800-592-4089 to start the claims process.

Visa card benefits

  1. Immediately call your benefits administrator at 800-847-2911 to report the theft or damage.
  2. Fill out the claims form you receive from your benefits administrator and gather all documents requested.
  3. Submit your claims form and all documents to your benefits administrator at the given address. You can also file these documents online using the Visa claims website.

Bottom line

If you’re seeking extensive travel insurance with a Bank of America credit card, consider Bank of America® Premium Rewards® credit card. It offers nearly every type of travel insurance on the market. If that doesn’t strike your fancy, shop around for other brands with more diverse travel card options.

Frequently asked questions

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