Compare Bank of America credit card travel insurance | finder.com
passengers inside an airplane

Compare Bank of America credit card travel insurance

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

This coverage can protect you in the event of an emergency.

Only the Bank of America® Premium Rewards® credit card features extensive travel insurance coverage options, such as trip interruption and cancellation. However, you may find additional insurance options depending on your card.

Compare Bank of America credit cards

Name Product Filter values Annual Fee APR for Purchases (Purchase Rate) Intro APR for Balance Transfer
$95
18.24% to 25.24% variable

N/A

Earn 2x points on travel and dining and 1.5x points on all other purchases.
$0
17.24% to 25.24% variable
0% for the first 12 months (then 17.24% to 25.24% variable)
Earn 25,000 online bonus points after spending $1,000 within the first 90 days from account opening.
$0
16.24% to 26.24% variable
0% for the first 12 statement closing dates (then 16.24% to 26.24% variable)
Earn more cash back for the things you buy most.
$0
15.24% to 25.24% variable
0% for the first 15 statement closing dates (then 15.24% to 25.24% variable)
Enjoy a 0% intro balance transfer APR for the first 15 statement closing dates, then variable.
$39
22.49% variable

N/A

Helps establish, strengthen and even rebuild your credit.

Compare up to 4 providers

Types of Bank of America travel insurance policies

Travel accident insurance.

Receive reimbursement for canceled or interrupted trips under eligible instances. Covered circumstances include accidental bodily injury, sickness and bad weather. Receive reimbursement if you or an immediate family member experience death or dismemberment during a trip.

Auto rental collision damage.

Receive reimbursement for damage to your rental vehicle caused by collision or theft.

Trip delay reimbursement.

Receive up to $500 per ticket if a covered trip is delayed for more than 12 hours.

Trip cancellation and interruption.

Receive reimbursement of up to $5,000 per person for the covered trip if you need to cancel for a covered reason, such as inclement weather or injury.

Baggage delay.

Receive reimbursement of up to $100 a day for five days when your bags are delayed for more than six hours by a covered carrier.

Emergency evacuation and transportation.

Receive coverage for eligible medical services and transportation for you or an immediate family member in need.

Some Bank of America cards may be eligible for travel insurance protections under Visa or Mastercard’s built-in card benefits, even if they’re not advertised on the Bank of America site. You’ll need to call or chat with Bank of America directly to inquire about a particular card.

Travel insurance provided by Bank of America credit cards

Bank of America® Premium Rewards® credit card
Bank of America® Premium Rewards® credit card

Insurance coverage

  • Auto rental collision damage
  • Baggage delay
  • Emergency evacuation and transportation
  • Lost luggage
  • Trip cancellations and interruptions
  • Lost luggage
  • Trip delay

What to watch out for

The amount of coverage you receive on your insurance policy often depends on your card, with premium cards often providing higher coverage. Insurance policies are subject to change at Bank of America’s discretion.

Who is eligible for Bank of America travel insurance coverage?

Most insurance policies cover the cardholder, a spouse or domestic partner and dependents under a certain age, provided the relevant purchase was made entirely with your Bank of America card. Check your benefits guide for full details on each policy.

To be eligible for Bank of America’s rental car collision coverage, you must decline coverage offered by the rental company.
Compare cards with emergency travel assistance

How to file a Bank of America travel insurance claim

Call the Bank of America benefits counselor at 800-592-4089 to start the claims process.

Visa card benefits

  1. Immediately call your benefits administrator at 800-847-2911 to report the theft or damage.
  2. Fill out the claims form you receive from your benefits administrator and gather all documents requested.
  3. Submit your claims form and all documents to your benefits administrator at the given address. You can also file these documents online using the Visa claims website.

Bottom line

If you’re seeking extensive travel insurance with a Bank of America credit card, consider Bank of America® Premium Rewards® credit card. It offers nearly every type of travel insurance on the market. If that doesn’t strike your fancy, shop around for other brands with more diverse travel card options.
Compare credit cards with travel insurance

Frequently asked questions

Images: Shutterstock

Steven Dashiell

As Credit Cards Staff Writer at finder.com, Steven Dashiell wields nearly a decade of research and reporting experience to help you embrace and maximize your credit card life. Prior to working at finder, Steve served as reporter and editor for several health care newsletters, offering best practices and guides to help caregivers best protect their patients' health. When not writing, he enjoys creating art, exploring nature and chasing his next big interest.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site