Compare Bank of America credit card travel insurance

This coverage can protect you in the event of an emergency.

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Only the Bank of America® Premium Rewards® credit card features extensive travel insurance coverage options, such as trip interruption and cancellation. However, you may find additional insurance options depending on your card.

Types of Bank of America travel insurance policies

  • Travel accident insurance.
    Receive reimbursement for canceled or interrupted trips under eligible instances. Covered circumstances include accidental bodily injury, sickness and bad weather. Receive reimbursement if you or an immediate family member experience death or dismemberment during a trip.
  • Auto rental collision damage.
  • Trip delay reimbursement.
    Receive up to $500 per ticket if a covered trip is delayed for more than 12 hours.
  • Trip cancellation and interruption.
    Receive reimbursement of up to $5,000 per person for the covered trip if you need to cancel for a covered reason, such as inclement weather or injury.
  • Baggage delay.
    Receive reimbursement of up to $100 a day for five days when your bags are delayed for more than six hours by a covered carrier.
  • Emergency evacuation and transportation.
    Receive coverage for eligible medical services and transportation for you or an immediate family member in need.
Some Bank of America cards may be eligible for travel insurance protections under Visa or Mastercard’s built-in card benefits, even if they’re not advertised on the Bank of America site. You’ll need to call or chat with Bank of America directly to inquire about a particular card.

Travel insurance provided by Bank of America credit cards

Auto rental collision damage
Baggage delay
Emergency evacuation and transportation
Lost luggage
Trip cancellations and interruptions
Trip delay
Bank of America® Premium Rewards® credit card
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What to watch out for

The amount of coverage you receive on your insurance policy often depends on your card, with premium cards often providing higher coverage. Insurance policies are subject to change at Bank of America’s discretion.

Compare travel insurance credit cards

There’s only one Bank of America card that offers travel insurance, but here are some other cards you might want to consider.

Name Product Filter values Rewards Purchase APR Annual fee
3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases
See Rates & Fees
$150
Earn 3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases. Rates & fees
1.25x miles on all purchases and 10x miles at hotels.com/venture
0% intro for the first 12 months (then 13.74%, 19.74% or 23.74% variable)
$0
Earn 20,000 bonus miles once you spend $1,000 on purchases within the first 3 months from account opening.
2x miles on Delta purchases and 1x miles on all other purchases
17.24% to 26.24% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn 30,000 miles after spending $1,000 in the first 3 months, plus $50 when you make a direct Delta purchase in the same timeframe. Rates & fees
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
17.24% to 26.24% variable
$0
Earn 75,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & fees
2x miles on all purchases and 10x miles at hotels.com/venture
17.49%, 22.24% or 24.74% variable
$0 intro annual fee for the first year ($95 thereafter)
Earn 50,000 bonus miles after spending $3,000 on purchases within the first 3 months from account opening.

Compare up to 4 providers

Who is eligible for Bank of America travel insurance coverage?

Most insurance policies cover the cardholder, a spouse or domestic partner and dependents under a certain age, provided the relevant purchase was made entirely with your Bank of America card. Check your benefits guide for full details on each policy.

To be eligible for Bank of America’s rental car collision coverage, you must decline coverage offered by the rental company.
Compare cards with emergency travel assistance

How to file a Bank of America travel insurance claim

Call the Bank of America benefits counselor at 800-592-4089 to start the claims process.

Visa card benefits

  1. Immediately call your benefits administrator at 800-847-2911 to report the theft or damage.
  2. Fill out the claims form you receive from your benefits administrator and gather all documents requested.
  3. Submit your claims form and all documents to your benefits administrator at the given address. You can also file these documents online using the Visa claims website.

Bottom line

If you’re seeking extensive travel insurance with a Bank of America credit card, consider Bank of America® Premium Rewards® credit card. It offers nearly every type of travel insurance on the market. If that doesn’t strike your fancy, shop around for other brands with more diverse travel card options.

Frequently asked questions

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