
Sign up & start saving!
Get our weekly newsletter for the latest in money news, credit card offers + more ways to save
Finder is committed to editorial independence. While we receive compensation when you click links to partners, they do not influence our content.
Updated . What changed?
If you want to save money or earn cash back on select purchases, consider the Chase Offers program. If you accept the program’s tailored deals and make eligible purchases with your Chase credit card, you can get cash back in the form of a statement credit. Note that you may not get the same offers as other cardmembers.
Chase Offers is a cashback program where you receive cashback deals tailored to your spending habits. These deals are listed on your account and are separate from any rewards your card might usually earn on a purchase. For example, activating a Chase Offer on Starbucks might earn you 5% back in addition to the standard 1%. These deals can go as high as 30%.
These deals feature expiration dates, so you only have a limited time to activate and redeem them. As a result, you’ll see a rotating selection of Chase Offers from month to month. Some of these deals also have specific spending requirements, such as limiting your reward to purchases of a certain product or purchase method. These requirements are listed on each Chase Offer deal.
To activate a Chase Offer, you’ll need to do the following:
Deals have expiration dates, so you’ll need to make your purchase before the set date. For example, if you get a deal on your Chase Freedom Unlimited®, you must use your Chase Freedom Unlimited® to get the rewards.
Yes, in general, you can use your Chase deals online, in-store or with your digital wallet. But it’s always best to check the deal’s terms before activating it.
You can use most Chase credit cards to get the offers, but you need to use your card often. Otherwise, you may not get any deals or you could get only a few. Most Chase Ultimate Rewards cards will have access to this service.
Most offers last up to 30 days after they first appear on your app. You can only use selected deals once. Typically, you can pay in store, online or with the Chase Pay app.
You’ll find a variety of potential deals with Chase Offers, with many tailored to your spending. The more you use your card, the more offers you’ll get. These deals tend to cover shopping and services. A few examples based on our recent research includes:
One thing that might surprise you is that your Chase Offers bounties come as statement credit — that is, they reduce your credit card balance. In this sense, it’s not as flexible as Amex Offers. The latter sometimes offers Membership Rewards points.
You can earn solid cashback rewards by using the Chase deals. But there are ways to earn even more cash back on your purchases. For example:
Using the Chase deals is an excellent way of earning additional cash back. However, there are some drawbacks to consider.
The Chase Offers program and its tailored deals is an excellent way to earn cash back on your everyday purchases. Just make sure to activate the Chase deals and use the right card to maximize your rewards.
If this program isn’t right for you, compare other rewards credit cards to find something that’ll better suit your needs.
Some PPP borrowers can get another round of funding through community lenders — though not all can qualify.
Shopify merchants may be able to get funding without a credit check.
You only have until the end of March to get your next application in.
Private-equity companies have about $1.6 trillion of uninvested capital to put into merger and acquisition activity. This bodes well for 2021’s IPO market.
Shop hot deals on bras, pajamas, slippers, perfume and more for a limited time. Here’s what to know.
Smart strategies that homeowners can use to get rid of Private Mortgage Insurance (PMI).
If you’re a current Simple or Azlo customer, here are your options for switching banks.
And easy peasy alternatives to curb your environmental impact.
Earn credits while taking care of your vehicle.
Learn how to get up to 10% in rewards with the loyalty program at CVS.