How to use the Chase Offers program

If you want to save money or earn cash back on select purchases, consider the Chase Offers program. If you accept the program’s tailored deals and make eligible purchases with your Chase credit card, you can get cash back in the form of a statement credit. Note that you may not get the same offers as other cardmembers.

What is Chase Offers?

Chase Offers is a cashback program where you receive cashback deals tailored to your spending habits. These deals are listed on your account and are separate from any rewards your card might usually earn on a purchase. For example, activating a Chase Offer on Starbucks might earn you 5% back in addition to the standard 1%. These deals can go as high as 30%.

These deals feature expiration dates, so you only have a limited time to activate and redeem them. As a result, you’ll see a rotating selection of Chase Offers from month to month. Some of these deals also have specific spending requirements, such as limiting your reward to purchases of a certain product or purchase method. These requirements are listed on each Chase Offer deal.

How do I activate Chase Offers?

To activate a Chase Offer, you’ll need to do the following:

1. Log in to your account on the Chase website or through the Chase app.
2. On your account main screen, you should see your current Chase Offers listed on the right sidebar. You can click the arrows to scroll through offers or click See all offers to browse available offers.
3. If you’re using the Chase app, you can find this section by scrolling to the very bottom of the app home account page.
4. To activate a deal, simply click Add to card.
5. You can then make your purchase according to the offer’s requirements to earn your reward.

Deals have expiration dates, so you’ll need to make your purchase before the set date. For example, if you get a deal on your Chase Freedom Unlimited®, you must use your Chase Freedom Unlimited® to get the rewards.

What types of offers will I find with Chase Offers program?

You’ll find a variety of potential deals with Chase Offers, with many tailored to your spending. The more you use your card, the more offers you’ll get. These deals tend to cover shopping and services. A few examples based on our recent research includes:

• 20% back on your next Kindle purchase
• 10% back on an eligible Norton product
• 10% back on an Audible membership
• 5% back on your next drive thru Starbucks purchase

Compare credit cards with Chase offers

{"niche":"USCCF"}

Sort by:

Name	Product	Welcome offer	Rewards	Annual fee	Filter values
Chase Sapphire Preferred® Card		80,000 points after spending $4,000 in the first 3 months, a value of up to $1,000 through Chase Ultimate Rewards	5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases	$95		Earn a huge signup bonus worth $$1,000 with this popular travel card. Combine with other Chase Ultimate Rewards cards for even greater value.	Apply now View details	Compare	loading Fetching your data...
Chase Freedom Flex℠		$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores on up to $12,000 in the first year	5% back in rotating categories up to $1,500 combined each activated quarter (then 1%), 5% on travel purchased through Chase, 3% on dining and drugstores, and 1% on all other purchases	$0		Get up to 5% cashback in rotating and newly added everyday categories. The refreshed Freedom Flex card has lots of earning potential.	Apply now View details	Compare	loading Fetching your data...
Chase Freedom Unlimited®		$200 after spending $500 in the first 3 months, plus 5% cash back at grocery stores on up to $12,000 in the first year	5% cash back on travel purchased through Chase, 5% on Lyft, 3% on dining and drugstores and 1.5% on all other purchases	$0		This solid 1.5% cashback card gets even better with the addition of up to 5% back in categories like travel, drug stores and dining.	Apply now View details	Compare	loading Fetching your data...
Chase Sapphire Reserve®		50,000 points after spending $4,000 in the first 3 months	10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases	$550		Get a generous $300 in annual travel credits, 3x points on travel and dining, and a 50% bonus on point redemptions with Chase's premier card.	Apply now View details	Compare	loading Fetching your data...
The World of Hyatt Credit Card		25,000 points after spending $3,000 on purchases in the first 3 months. 25,000 points after spending another $6,000 in the first 6 months	4x total points at Hyatt hotels as a World of Hyatt member, 2x on gyms, commuting, dining and airlines and 1x on all other purchases	$95		Earn 25,000 points after spending $3,000 on purchases in the first 3 months. 25,000 points after spending another $6,000 in the first 6 months.	See offer View details	Compare	loading Fetching your data...
Southwest Rapid Rewards® Priority Credit Card		40,000 points after spending $1,000 in the first 3 months	2x points on Southwest and Rapid Rewards hotel and car rentals and 1x points on all other purchases	$149		Earn 40,000 points after you spend $1,000 in the first 3 months of account opening.	See offer View details	Compare	loading Fetching your data...
Marriott Bonvoy Boundless™ Credit Card		100,000 points after spending $3,000 in the first 3 months	6x points at Marriott Bonvoy hotels and 2x points on all other purchases	$95		Earn 100,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening.	See offer View details	Compare	loading Fetching your data...
United℠ Explorer Card		60,000 miles after spending $3,000 in the first 3 months	2x miles at restaurants, hotels and United and 1x miles on all other purchases	$0 intro annual fee for the first year ($95 thereafter)		60,000 bonus miles after you spend $3,000 on purchases in the first 3 months from account opening.	See offer View details	Compare	loading Fetching your data...
IHG® Rewards Club Premier Credit Card		125,000 points after spending $3,000 in the first 3 months	25x points at IHG hotels, 2x on gas, groceries and dining and 1x on all other purchases	$89		125,000 points after spending $3,000 in the first 3 months.	See offer View details	Compare	loading Fetching your data...
Marriott Bonvoy Bold™ credit card		50,000 points after spending $1,000 in the first 3 months	3x points at Marriott Bonvoy hotels, 2x on travel and 1x on all other purchases	$0		50,000 bonus points after you spend $1,000 on purchases in your first 3 months from your account opening.	See offer View details	Compare	loading Fetching your data...
IHG® Rewards Club Traveler Credit Card		75,000 points after spending $2,000 in the first 3 months	15x total points at IHG hotels, 2x points at gas stations, grocery stores and restaurants and 1x points on all other purchases	$0		Earn 75,000 points after spending $2,000 in the first 3 months from account opening.	See offer View details	Compare	loading Fetching your data...
Southwest Rapid Rewards® Plus Credit Card		40,000 points after spending $1,000 in the first 3 months	2x points on Southwest Airlines and 1x points on all other purchases	$69		Earn 40,000 bonus points after you spend $1,000 on purchases in the first 3 months your account is open.	See offer View details	Compare	loading Fetching your data...
British Airways Visa Signature® Card		50,000 Avios after spending $3,000 on purchases in the first 3 months, plus 50,000 Avios after spending $20,000 in the first year	3x Avios on British Airways and partner airlines, 2x on hotels and 1x on all other purchases	$95		50,000 Avios after spending $3,000 on purchases in the first 3 months, plus 50,000 Avios after spending $20,000 in the first year	See offer View details	Compare	loading Fetching your data...
United Club℠ Infinite Card		100,000 miles after spending $5,000 in the first 3 months	4x miles on United purchases, 2x miles on travel and dining and 1x miles on all other purchases	$525		Get United Club membership with access for you and two guests at any United Club or Star Alliance lounge -- a value of up to $650 annually.	See offer View details	Compare	loading Fetching your data...
Southwest Rapid Rewards® Premier Credit Card		40,000 points after spending $1,000 in the first 3 months	2x points on Southwest Airlines and 1x points on all other purchases	$99		Earn 40,000 bonus points after you spend $1,000 on purchases in the first 3 months.	See offer View details	Compare	loading Fetching your data...
Aer Lingus Visa Signature® Credit Card		50,000 Avios after spending $3,000 in the first 3 months, plus 50,000 Avios after spending $20,000 total in the first 12 months	3x points on Aer Lingus and partner airlines, 2x points on hotels and 1x points on all other purchases	$95		Earn 50,000 Avios after spending $3,000 in the first 3 months, plus 50,000 Avios after spending $20,000 total in the first 12 months.	See offer View details	Compare	loading Fetching your data...
Iberia Visa Signature® card		50,000 Avios after you spend $3,000 on purchases in the first 3 months, plus 50,000 after spending $20,000 in the first 12 months	3x Avios on Iberia and partner airlines, 2x on hotels and 1x on all other purchases after the first year rewards offer	$95		Earn 50,000 Avios after you spend $3,000 on purchases in the first 3 months, plus 50,000 after spending $20,000 in the first 12 months.	See offer View details	Compare	loading Fetching your data...
Ink Business Unlimited℠ Credit Card		$500 back after spending $3,000 in the first 3 months	1.5% cash back on all purchases	$0		$500 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening.	Apply now View details	Compare	loading Fetching your data...
Ink Business Cash℠ Credit Card		$500 cash back after spending $3,000 in the first 3 months	5% at office supply stores, on Internet, cable and phone up to $25,000 combined annually (then 1%), 2% on gas and dining up to $25,000 combined annually then 1% after that and on all other purchases	$0		$500 bonus cash back after you spend $3,000 in the first 3 months.	Apply now View details	Compare	loading Fetching your data...
Ink Business Preferred® Credit Card		100,000 points after spending $15,000 in the first 3 months	3x points on the first $150,000 on travel and select business categories annually, then 1x after and on all other purchases	$95		100,000 bonus points after you spend $15,000 on purchases in the first 3 months after account opening. That's $1,250 toward travel rewards when you redeem through Chase Ultimate Rewards®	Apply now View details	Compare	loading Fetching your data...
Southwest Rapid Rewards® Premier Business Credit Card		60,000 points after spending $3,000 in the first 3 months and 6,000 points after your card anniversary	2x points on Southwest Airlines and 1x points on all other purchases	$99		Earn 60,000 points after spending $3,000 in the first 3 months and 6,000 points after your card anniversary.	Apply now View details	Compare	loading Fetching your data...
Southwest Rapid Rewards® Performance Business Credit Card		70,000 points after spending $5,000 in the first 3 months, plus 30,000 points after spending $25,000 in the first 6 months	3x points on Southwest Airlines, 2x points on social media and search engine advertising, Internet, cable, and phone services and 1x points on all other purchases	$199		Earn 70,000 points when you spend $5,000 on purchases in the first 3 months. Plus, earn an additional 30,000 points after you spend $25,000 on purchases in the first 6 months.	Apply now View details	Compare	loading Fetching your data...

loading

Load More

Compare up to 4 providers

Clear selection

Compare

How to maximize Chase Offers program earnings

You can earn solid cashback rewards by using the Chase deals. But there are ways to earn even more cash back on your purchases. For example:

• Use the right card. If you have multiple Chase cards and you get the same deal on both, use the card with higher rewards.
• Buy gift cards. These can give you a high value. But make sure you read the deal’s terms to find out if gift cards are an eligible purchase.
• Use an online shopping portal. Earn additional cash back by shopping through an online rebates portal such as Ebates.
• Always be on the lookout for new offers. If you check your Chase Offers regularly, you may be able to find numerous opportunities to earn attractive statement credits. Over time, this can lead to great savings.

What are the drawbacks?

Using the Chase deals is an excellent way of earning additional cash back. However, there are some drawbacks to consider.

• Deal activation. You have to activate a deal to earn cash back.
• Deal expiration. Add your chosen offer to your card and use it before the offer expires
• Deal use. You can only use each Chase deal once.
• Offers vary. The offers you get are tailored for you. You may not get the same deals as other cardmembers.
• Watch the deal’s terms. Make sure you read the deal’s terms to avoid surprises.
• Receiving statement credit. Getting the cash back as a statement credit isn’t instant. You have to wait up to 14 days to receive it.

Bottom line

The Chase Offers program and its tailored deals is an excellent way to earn cash back on your everyday purchases. Just make sure to activate the Chase deals and use the right card to maximize your rewards.

If this program isn’t right for you, compare other rewards credit cards to find something that’ll better suit your needs.

Frequently asked questions

• Is the statement credit you receive taxable income?

  No, since this is a reduction in the price of goods and services it doesn’t require 1099 reporting.

• Are there penalties for not using an offer?

  No, there’s no penalty. If you don’t use an offer, it will expire.

• Is there a limit of the number of deals I can add to my account?

  No, you can add as many deals as you like.