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Chase credit cards with no foreign transaction fee

Save money on purchases abroad and earn accelerated reward points.

Most Chase cards are Visa cards, which are widely accepted worldwide. Use our table to compare other perks and benefits to make the right choice for your needs. Select up to four cards and click "Compare" to see how their features stack up. Or select "Show filters" to narrow your search to products that fit your credit score range and have the perks you need most.

Name Product Foreign transaction fee Annual fee Purchase APR Filter values
Chase Sapphire Preferred® Card
None
$95
15.99% to 22.99% variable

Up to $1,250 signup bonus

Earn a massive signup bonus of 100,000 points with this popular travel card. That's worth up to $1,250!
United Quest℠ Card
None
$250
16.49% to 23.49% variable
80,000 miles after spending in the first 3 months plus 20,000 miles after spending $10,000 in the first 6 months
Chase Sapphire Reserve®
None
$550
16.99% to 23.99% variable
Earn a huge signup bonus worth $900 toward travel when redeemed through Chase Ultimate Rewards with Chase’s premier card.
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Out of all 28 cards in the Chase credit card lineup, 17 of those cards are free from foreign transaction fees. That means you’ll pay 0% extra on purchases made abroad with these cards – a valuable feature for frequent travelers. Here’s a full list of which Chase cards are foreign transaction fee free.

Which Chase cards have no foreign transaction fees?

Here’s the full list of Chase cards with no foreign transaction fees as of August 18, 2020:

  • Chase Sapphire Preferred® Card
  • Chase Sapphire Reserve®
  • Southwest Rapid Rewards® Priority Credit Card
  • Southwest Rapid Rewards® Premier Credit Card
  • United Club℠ Infinite Card
  • United℠ Explorer Card
  • British Airways Visa Signature® Card
  • Aer Lingus Visa Signature® Credit Card
  • Iberia Visa Signature® card
  • Marriott Bonvoy Boundless™ Credit Card
  • Marriott Bonvoy Bold™ credit card
  • World of Hyatt Credit Card
  • IHG® Rewards Club Premier Credit Card
  • Amazon Prime Rewards Visa Signature Card
  • Ink Business Preferred® Credit Card
  • United℠ Business Card
  • Southwest Rapid Rewards® Performance Business Credit Card

What is the standard Chase foreign transaction fee?

Chase cards that feature foreign transaction fees usually charge 3% per transaction on purchases made abroad.

How to choose Chase credit cards with no foreign transaction fee

Any of the cards listed above can save you on transactions abroad. but that’s just one way you’ll be using the card. To choose the right card for you, consider these additional factors:

  • Annual fee. You’ll find two Chase credit cards without no foreign transaction fees and no annual fee: the Amazon Rewards Visa Signature Card and the United Gateway℠ Card. All other cards come with an annual fee of $89 to $450.
  • Signup bonus. Every card in this group offers a generous signup bonus. But if you’re looking for the highest value in points, consider either the Chase Sapphire Preferred® Card or the Chase Sapphire Reserve®. Redeeming your points for travel purchases through Chase Ultimate Rewards can earn you up to a 50% higher rewards value depending on your card.
  • Rewards. All Chase credit cards with no foreign transaction fees let you earn either airline miles, hotel points or points redeemable for a variety of travel options.
  • Flights. You can redeem points or miles for flight tickets with each of these cards. However, you get the highest value when using a cobranded airline card and redeeming miles on tickets with that card’s airline or a partner.
  • Complimentary lounge access. With the Chase Sapphire Reserve®, you get unlimited Priority Pass Select lounge access worldwide. The United Club℠ Infinite Card gets you unlimited access to the United Club, while the United℠ Explorer Card extends two United Club passes each year.
  • Hotels. If the majority of your travel spending is at hotels, either a general travel card from the Sapphire collection or one of the three hotel cards can likely suit you best.
  • Amazon perks. The Amazon Rewards Visa Signature Card or the upgraded version for Amazon Prime members is ideal if you spend a lot at Amazon.com.
  • Other perks. The Chase Sapphire Preferred® Card and the Chase Sapphire Reserve® offer general travel perks. If you’re looking for airline or hotel-specific perks, consider a cobranded Chase card.

How much can I save with a no-foreign-transaction-fee card?

Suppose you travel abroad twice a year and you spend around $6,000 for hotel stays, dining and entertainment. Here’s what you’d spend in fees on two different Chase cards: one with foreign transaction fees and one without.

  • Chase Freedom Flex: $6,000 x 3% = $180 in fees
  • Chase Sapphire Preferred: $6,000 x N/A = $0 in fees

In this case, the annual fee of the Preferred is still cheaper than what you would pay with the Chase Freedom Flex.

Is it cheaper to use a credit card or a debit card abroad?

For cash withdrawals, a debit card typically is cheaper. But if you’re using your card to make payments abroad, a card without foreign transaction fees might save you more money.

Should I choose a Chase card if I’m looking for a no-foreign-transaction fee card?

Yes. Like it’s major competitor American Express, Chase offers a wide variety of card types that feature no foreign transaction fees.

Pros

  • Variety of cards available. You’ll find general travel cards as well as cobranded hotel and airline cards that feature no-foreign-transaction fees.
  • Strong perks and features. Chase’s travel cards in particular offer numerous valuable travel perks that can save you money during your trips.
  • Strong rewards program. If you choose the Chase Sapphire Reserve or Preferred, you’ll have access to the powerful Chase Ultimate Rewards program.

Cons

  • Cards can get pricey. Some of the stronger travel options with Chase can cost a several hundred dollars in annual fees.
  • No strong non-travel options. Like Amex, the Chase lineup of no-foreign-transaction fee cards are lacking when it comes to cards that offer everyday rewards.

Bottom line

You’ll find more than a dozen Chase credit cards with no foreign transaction fees. Most of these cards are excellent options, so pick one based on your travel and financial needs.

If these Chase cards don’t grab your attention though, look into other travel credit cards and cards with no foreign transaction fees and compare your options for a well-rounded look at which will make the best travel companion.
American Express credit cards with no foreign transaction fee

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