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The Charlie app analyzes your financial accounts to help you create a game plan for paying off debt as quickly and efficiently as possible. But it costs $4.99 a month.
$4.99 per month
Fee
$0
Minimum deposit to open
APY | N/A |
---|---|
Fee | $4.99 per month |
Minimum deposit to open | $0 |
Intro or bonus offer | one-month free trial |
ATMs | No access to ATMs |
Review by
Cassidy Horton is a writer for Finder, specializing in banking and kids’ debit cards. She’s been featured on Legal Zoom, MSN, and Consolidated Credit and has a Bachelor of Science in Public Relations and a Master of Business Administration from Georgia Southern University. When not writing, you can find her exploring the Pacific Northwest and watching endless reruns of The Office.
The Charlie app is best for those looking for a tech-centric financial app to help you pay off debt as quickly as possible. Once you connect all your accounts, it gives you an estimated debt-free date. Then, it helps you figure out which debts to payoff first and set up auto-save rules so you can reach your goals even faster.
Charlie also features an AI assistant to help with an array of financial tasks, including notifying you when account balances are low, looking for better deals on phone coverage and answering nearly every question imaginable about your financial accounts.But it costs $4.99 a month. While this is average for most budgeting apps — and Charlie comes with a one-month free trial — it’s not ideal for those looking for a free way to pay down debt.
Sign up for Charlie in five steps:
Yes. Charlie uses the same 256-bit SSL encryption that banks use. It never stores login information and it never sells your personal data.
If you’re not looking for an app focused on debt relief, check out our guide to budgeting for beginners.
Use this interactive table to see how Charlie compares to other popular financial apps.
What types of questions can I ask Charlie?
Charlie answers nearly any question regarding spending, account balances, income and account configuration. Some common questions include:How do I contact Charlie’s customer service?
Email support@hicharlie.com with any questions or concerns.
How do I delete my financial data in Charlie?
Delete your Charlie account by typing Delete into the chat feature. This erases your info and removes the bot’s access to your financial information.
Can Charlie overdraw my account?
No. Charlie has built-in safeguards to ensure it never brings your bank account balance below $100. You also get an alert each time it moves money.