Compare Chase cashback cards | finder.com
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Compare Chase cashback cards

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Compare cards with rewards to see how to get the most out of your spending.

A cashback card is an easy way to earn rewards for spending on things you’d buy anyway like dining, travel and groceries. But be careful not to eat into your cash by carrying a balance with a high APR or paying an annual fee. Compare Chase cards to see if you can find one that works for your spending habits.

Compare Chase credit cards

Name Product Filter values Rewards Purchase APR Annual Fee
3% cash back on all purchases in your first year up to $20,000 spent, then unlimited 1.5% cash back on all purchases
0% for the first 15 months (then 17.24% to 25.99% variable)
$0
Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
5% back in rotating categories up to $1,500 combined each activated quarter, then 1% after that and on all other purchases
0% for the first 15 months (then 17.24% to 25.99% variable)
$0
0% intro APR for 15 months from account opening on purchases and balance transfers.
5% on office supplies, Internet, cable and phone up to $25,000 combined annually; 2% on gas and dining up to $25,000 combined annually; 1% on all other purchases
0% for the first 12 months (then 15.49% to 21.49% variable)
$0
$500 bonus cash back after you spend $3,000 in the first 3 months

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Best Chase cashback cards

Chase cashback cards typically offer strong cashback rewards, solid signup bonuses and great intro APRs.

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Chase Freedom Unlimited®

Chase Freedom Unlimited®

  • Get this card if: You are looking for flat-rate cash back.

The Chase Freedom Unlimited® credit card is a well-rounded product, and it’s a great choice as a starter card. It has a great cashback signup bonus, solid rewards on every purchase and a strong intro APR on purchases and balance transfers.

Chase Freedom Unlimited® 3% cashback offer

Chase Freedom®

Chase Freedom®

  • Get this card if: You look for rotating-bonus-category cash back.

Chase Freedom® credit card offers a high rate in quarterly rotating categories on up to $1,500 in combined purchases each quarter. And you won’t pay an annual fee.

Ink Business Unlimited℠ Credit Card

Ink Business Unlimited℠ Credit Card

  • Get this card if: You look for general business purchases.

The Ink Business Unlimited℠ Credit Card could be ideal if your business spends in many different categories, as you’ll earn a solid flat rate on every purchase. It comes with no annual fee, which will help keep your expenses low.

Ink Business Cash℠ Credit Card

Ink Business Cash℠ Credit Card

  • Get this card if: You look for tiered business cash back.

Consider the Ink Business Cash℠ Credit Card if your business spends heavily on office supplies or Internet, phone and cable services, as you’ll earn excellent cash back in these categories. The card is also a good choice if you have high expenses in gas and dining.

Amazon Rewards Visa Signature Card

Amazon Rewards Visa Signature Card

  • Get this card if: You look for Amazon purchase.

As you’d expect, the Amazon Rewards Visa Signature Card offers strong rewards on Amazon.com purchases. You can also use it to earn great cash back at Whole Foods Market.

If you have an Amazon Prime subscription and link your card to your account, you’ll earn bonus rewards at Amazon.com and Whole Foods Market.

Best American Express card offers

How we selected our top cards

To find the best rewards cards, we compared factors such as reward rates, annual fees, signup bonuses, intro and ongoing APRs and other perks people considering a rewards card might appreciate. The cards that performed best in these categories, or offered additional standout features, made it onto our list.

What’s changed in 2019

The Ink Business Unlimited℠ Credit Card lost its place as best card for intro APR on balance transfers, ceding its place to Amex’s Blue Business Plus. Meanwhile, the Chase Freedom Unlimited® offers a revamped signup bonus, with a special cashback rate for your first card year.

How to compare Chase cashback cards

  • Consider rewards structure. Chase cards encompass all types of cash back: flat-rate, tiered and rotating-bonus-category. Consider which works best for your spending style.
    A flat-rate cashback is the simplest, while a tiered cashback card might offer strong rewards for your preferred categories. And a rotating-bonus-category cashback card can offer excellent rewards if you time certain purchases for specific months.
  • Personal vs. business card. If you have a business, you might want to separate your personal and business expenses.
  • Signup bonus. Chase’s business cards offer larger signup bonuses.
  • Fees and APRs. Avoid carrying a balance with cards that have high APRs and annual fees. Do the math to make sure you can benefit from the cashback rewards.

Consider a cashback card from another brand

Blue Cash Everyday® Card from American Express

  • Earn a $150 statement credit after you spend $1,000 in purchases on your new card within the first 3 months.
  • 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
  • Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 15.24% to 26.24%.
  • You spoke, we listened. Over 1.6 million more places in the U.S. started accepting American Express® Cards in 2018.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
  • No annual fee.
  • Terms apply.
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Bottom line

You’ll find a range of cashback card offered by Chase with signup bonuses, no annual fees and intro APRs. If you didn’t find what you wanted, consider comparing cashback cards with no annual fee or cards with 5% cashback.
Compare cash back credit cards with no foreign transaction fees

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