Can I qualify if Social Security is my only income?

Yes, for most of these apps. They look at your deposit history, not your job type. Social Security deposits are treated as recurring income by Chime, Varo, Brigit, Albert, Cleo, Dave and Beem.

Will using a cash advance app affect my Social Security benefits?

No. Using a cash advance app does not affect your Social Security or SSI eligibility or benefit amount. SSI does have asset limits, but a short-term advance that is repaid before the end of the month generally doesn't count as a resource. When in doubt, check with the SSA directly.

Can I get an emergency advance directly from the SSA?

Yes, in limited circumstances. If your SSI payment is delayed, or if there's a direct threat to your health or safety, the SSA can issue a one-time emergency advance. Contact them at 1-800-772-1213.

Can I get Social Security benefits early?

You can claim retirement benefits as early as age 62, but your monthly amount will be permanently reduced by up to 30% if you start at 62 instead of waiting until full retirement age (67 for those born after 1960).

Can I get a loan if I'm on disability from Social Security?

Your loan choices may be more limited if your main source of income is from Social Security, but you're not without options. Consider our list of providers that offer loans for people on disability .