Fundwell Review: Loan Marketplace for a Range of Businesses (2026)
- Min. Amount
- $10,000
- Max. Amount
- $40,000,000
- APR
- Varies by lender and loan type
Our verdict
This business lending marketplace offers multiple financing options for business owners with a range of credit scores.
Fundwell is a business lending marketplace that connects small- and medium-sized businesses with term loans, lines of credit, revenue-based financing and SBA loans. Through its curated list of partner lenders, you can borrow up to $40 million, with approval and funding in as fast as 24 hours. It also works with newer businesses and those with credit scores as low as 500. But you’ll need to apply to learn about its rates and fees and some of its lending options, like revenue-based financing, could be pricey.
Best for: Borrowers with a range of credit scores who want to explore multiple funding sources.
Pros
-
Works with newer businesses
-
High lending amounts
-
Fast approval and funding
Cons
-
Rates and fees not listed
-
Some financing options could be expensive
Is Fundwell legit?
Yes, Fundwell is a legitimate business financing platform that’s been in business for more than 12+ years. To date it’s helped over 5,000 US businesses qualify for more than $1 billion in funding.
Your data is fully secured with Fundwell. Information and documents are encrypted and safely stored using enterprise-grade infrastructure where only authorized Fundwell team members have access.
What makes Fundwell shine?
- Works with a wide range of businesses. Fundwell works with small- and medium-sized businesses from almost all industries. It accepts businesses as young as six months old and owners with credit scores as low as 500.
- High lending amounts. You can borrow up to $40 million through Fundwell — far more than you’ll find with most lending platforms.
- Quick approval and funding. Speed is a priority with Fundwell, offering business owners access to capital in as little as 24 hours.
- Expert guidance. Fundwell’s team of loan specialists can help business owners explore their financing options to find the best fit.
- Full online experience. Fundwell’s online portal walks you through the entire process, from the application to reviewing offers for funding, with no calls required unless you want them.
Where Fundwell falls short
- Rates and fees not listed. You won’t find a range of rates or potential fees listed online. But once you prequalify, you’ll gain access to multiple offers and the costs associated with those types of financing.
- Some options could be pricey. Some financing solutions, particularly if you’re a new business or have a low credit score, can be more expensive than options for well-established businesses.
Fundwell business loan details
| Minimum credit score/credit range | 500 |
| APR | Varies by lender and loan type |
| Loan amount | Up to $40 million |
| Terms | SBA loans: Up to 10 years Other financing: 6 to 36 months |
| Approval turnaround | Approvals as soon as 2 hours and funding as soon as 24 hours |
| Availability | Available in all states |
| Fees | Varies by lender and loan type |
Fundwell contact info
| Phone number | 800-613-0257 |
| Customer service hours | Weekdays: 9 a.m. to 6 p.m. |
| Not listed, but there’s an online contact form | |
| X, formerly Twitter | @fund_well |
| @Fundwell |
How to qualify for Fundwell
Here’s what Fundwell lists as its minimum requirements, with a few caveats:
- US-registered business
- Credit score of 500+ (although 650+ will qualify you for higher approval amounts and more lending options)
- Annual revenue of at least $180,000, or four consecutive months of $15,000
- At least 6 months in business (but a year or more will likely result in higher loan amounts and faster funding)
It also requires a business bank account with average daily balances around $1,000 to $5,000, and two to three deposits per month.
How to apply
Fundwell prioritizes an easy application process and fast access to financing solutions. Here’s how it works:
- Fill out its online application to prequalify in minutes.
- Connect or upload your financial statements.
- Review your funding offers with the help of a lending specialist or via Fundwell’s online portal
- Select an offer and finalize the application process.
- Access your funding within 24 hours or less, typically.
How Fundwell compares to other providers
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseWhat is the Finder Score?
The Finder Score crunches 12+ types of business loans across 35+ lenders. It takes into account the product's interest rate, fees and features, as well as the type of loan eg investor, variable, fixed rate - this gives you a simple score out of 10.
To provide a Score, we compare like-for-like loans. So if you're comparing the best business loans for startups loans, you can see how each business loan stacks up against other business loans with the same borrower type, rate type and repayment type.
Fundwell reviews and complaints
| BBB accredited | Yes |
|---|---|
| BBB rating | A+ |
| BBB customer reviews | 1.57 out of 5 stars, based on 7 customer reviews |
| Trustpilot Score | 4.9 out of 5 stars, based on 91 customer reviews |
| Customer reviews verified as of | 09 February 2026 |
Fundwell has excellent ratings on Trustpilot, with no less than four-star reviews. Reviewers compliment the fast and easy process and professional service. Some reviewers were repeat customers and many recommended the company to other businesses. One person said the rates could be a little lower, but that was the only negative reported.
It doesn’t fare as well on the BBB, but it also only has seven reviews to compare (and no formal complaints). Most people said the company called too much even when they requested to be taken off the call list.
What do people on Reddit say?
One Redditor was concerned that Fundwell wanted to access their bank statements before telling them the potential rates, but several people chimed in that it’s pretty standard practice for online marketplaces and lenders.
Frequently asked questions
Your reviews
Lacey Finder
Writer
Hi there, looking for more information? Ask us a question.
You are about to post a question on finder.com:
- Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
- finder.com is a financial comparison and information service, not a bank or product provider
- We cannot provide you with personal advice or recommendations
- Your answer might already be waiting – check previous questions below to see if yours has already been asked
Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our finder.com Terms of Use and Privacy and Cookies Policy.
This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.