Brigit cash advance app review

Have up to $250 automatically deposited into your account — for a $9.99 membership fee.

Bottom line: Brigit analyzes your finances and offers advances up to $250 to avoid overdraft fees. But the monthly membership fee makes it an expensive choice if you don’t use it often.


Product NameBrigit
Max. Amount$250
Loan TermVaries
Turnaround Time1 to 3 days or same-day in some circumstances
Costs$9.99 monthly membership fee
RequirementsBank account must have at least 60 days of activity, Balance must be above $0 and have an average minimum balance on pay day
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  • No interest or late fees
  • Option to extend due date up to 3 times
  • Sends notifications when you’re at risk of overdrafting
  • Automatic overdraft protection available


  • Monthly membership fee of $9.99
  • Customer support only available through email
  • Doesn’t accept joint bank accounts

Our take on Brigit

Brigit is an app that’s best for employed people who need a little extra help managing their finances. When you’re low on funds, you can request a cash advance of up to $250 to cover you until your next payday. It also has an overdraft feature that alerts you when your bank balance is low and provides automatic overdraft protection.

Brigit automates its repayment process and notifies you 24 hours before your due date, with the payment automatically deducted from your bank account. There are no extra fees or interest charges for this service. And if you run into trouble, Brigit allows you to extend your due date to avoid overdrafting your account.

But while many customers have praised the Brigit app for helping them during lean times, others have complained about glitches with the app and getting charged the monthly fee while being denied advances. Others have complained of difficulty canceling the service when they didn’t need it anymore.

If you’re looking to borrow more than $250, you’ll need to consider your other short-term loan options.

Brigit overview

Brigit is an app that allows you to request a cash advance when you’re in danger of overdrafting your bank account. It offers two service levels: A $0 plan with educational features only and a $9.99 monthly plan that offers transfers up to $250 when you’re low on funds, a credit builder tool and $1 million in identity theft protection.


  • Borrow up to $250
  • Membership costs $9.99/month
  • Funding typically in one to three days


Beside regularly using your checking account, to qualify for an advance, you must have:

  • A bank account balance greater than $0.
  • A cash cushion in your bank account after you get paid.
  • A checking account open for more than 60 days with a Brigit-supported bank.

Other features

In addition to cash advances, Brigit’s paid monthly subscription features a credit builder tool, credit monitoring and a $1 million in identity-theft protection.

Brigit reviews and complaints

BBB accredited No
BBB rating B
BBB customer reviews 1.53 out of 5 stars, based on 20 customer reviews
BBB customer complaints 112 customer complaints
Trustpilot Score 2.8 out of 5 stars, based on 3 customer reviews
App Store Score 4.8 out of 5 stars, based on 162,500 customer reviews
Google Play Score 4.5 out of 5 stars, based on 70,130 customer reviews
Customer reviews verified as of 19 April 2022

Reviews about Brigit are mixed across Google Play, the App Store and Trustpilot. Some users are happy with the app, reporting quick funds disbursal, responsive customer service and credit-building opportunities.

On the flipside, many users complain of app glitches, extra charges and the inability to cancel their subscription. Others think the $9.99 fee is too high.

Brigit isn’t registered with the Better Business Bureau and has garnered more than 110 complaints over the past three years. Customers complain about unexplained charges, cash advance denials despite paying the monthly fee and memberships not being canceled as requested.

Brigit cash advance vs. payday loan

A Brigit cash advance might be due on your next payday, but that’s where its similarities to a payday loan ends. Here’s how the two stack up:

Brigit cash advancePayday loan
Borrowing amountUp to $250Typically up to $1,000, and most states allow only one at a time
Turnaround time1 to 2 business daysTypically next business day
Application processSign up through the mobile app, requires connection to an individual checking accountSimple online application, typically requires Social Security number and bank account numbers
Costs$9.99 monthly membership feeHigh fees that can equal fees of $15 to $25 per $100 borrowed
AvailabilityAnywhere in the USProhibited in some states

Is Brigit safe to use?

In general, yes — though no app can guarantee your information stays 100% safe. Brigit does its part by using a secure 256-bit encryption system to protect your personal and banking data. And unlike many payday lenders, you don’t need to provide your Social Security number to sign up.

Beyond its security system, its privacy policy outlines what kinds of information it collects, how it’s used and whether it’s shared. If you decide you no longer want to use Brigit, its privacy policy also explains what information is deleted and what’s retained.

Compare Brigit to other cash advance apps

Compare even more cash advance apps to find the right one for your lifestyle and budgeting needs. View maximum loan amounts, turnaround times and applicable costs and fees.

1 - 0 of 0
Name Product Filter Values Max. amount per pay period Turnaround time Costs
1 to 3 days or same-day in some circumstances
$9.99 monthly membership fee
Have up to $250 automatically deposited into your account — for a $9.99 membership fee.
Possible Finance Mobile Installment Loans
As fast as 1 business day
Rates vary by state, though you’ll likely be charged around $15 or $20 per $100 borrowed.
Borrow up to $500 with just a few swipes — but only for residents of 21 states.
MoneyLion Instacash advances
$250, $300 with RoarMoney account
3 to 5 business days to external checking account, 12 to 48 hours to RoarMoney account
$29 monthly fee if you have a Plus membership
Fee-free, interest-free cash advances up to $250.

Compare up to 4 providers

Compare Brigit with other pay advance apps

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  1. Default Gravatar
    October 1, 2019

    Why does Brigit ask for $3000 of income?

    • Avatarfinder Customer Care
      October 3, 2019

      Hi Shanella,

      Thanks for reaching out to Finder.

      While Brigit did not provide any explanation as to why they require an income of $3000, generally, having a specific income requirement is a way for lenders to ensure their borrowers have the capacity to repay their loan/cash advance.

      I hope this helps.


  2. Default Gravatar
    September 24, 2019

    Does Brigit or any of these type of services accept disability pay?

    • Avatarfinder Customer Care
      September 25, 2019

      Hi Dorkas,

      Thank you for your comment.

      I am sorry to inform you that advance pay apps do not provide services to pensions and disability pay. An applicant must be gainfully employed and should be working regular hours. You may refer to the eligibility criteria for the advance pay apps.

      Please note that some apps may also require you to work for a specific employer or make a minimum amount of money each month to qualify.


  3. Default Gravatar
    September 10, 2019

    What happens if I don’t pay them back? Will it effect my credit score ?

    • Avatarfinder Customer Care
      September 10, 2019

      Hello Runny,

      Thank you for your comment.

      Yes, it will definitely affect your credit score. Defaulting happens when you can’t pay back your loans on time. This can cause your credit score to plummet, your wages to be garnished and future loans to have high-interest rates.

      You may refer to our article on what could happen if you don’t pay back your payday loan.


  4. Default Gravatar
    June 26, 2019

    What happens if you do not pay Brigit back?

    • Avatarfinder Customer Care
      June 26, 2019

      Hi Maire,

      Thank you for getting in touch with Finder.

      With Brigit, if you cannot repay on your due date, you can extend it using an extension credit. Please note that Brigit connects to your bank account and once you default payment with them they will keep on trying to deduct the amount a few more times. Each time the payment is returned for insufficient funds, your bank will charge an insufficient funds fee which might put you into deeper debt with your bank and at the same time Brigit is trying to collect payment for your loan.

      I hope this helps.

      Thank you and have a wonderful day!


  5. Default Gravatar
    June 5, 2019

    Can I use my RushCard prepaid debit card? My income is $1400 a month, I can provide bank statements.

    • Avatarfinder Customer Care
      June 6, 2019

      Hello Sharnique,

      Thank you for your comment.

      As long as you meet the eligibility criteria and the requirements, you can definitely apply for a Brigit Pay. Please follow the steps, found above, on how to use the Brigit app. Yes, the RushCard prepaid debit visa card is accepted.


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