Bank Accounts

One is a free digital spend-and-save account. You can earn up to 5% APY and access a line of credit. But there are limitations.

Primis Bank is a legitimate bank that operates mostly online and offers very competitive APYs, rewards accounts and few fees.

SoFi®is better for earning stronger savings rewards, while Chime is better for credit-building. Compared head-to-head, SoFi® wins.

SoFi and Wealthfront both have competitive high-yield savings accounts, but Wealthfront has a higher APY while SoFi has better banking options.

Wells Fargo is a Big Four bank, but SoFi’s free online checking and savings accounts boast competitive interest rates, savings round-ups and easy ATM access.

Ally is best for its savings products, while SoFi is best for its convenient checking and savings hybrid account. See pros and cons here.

Popular online bank SoFi is one of the only fintechs that works will Zelle, a peer-to-peer money transfer app.

Zelle is a peer-to-peer payment app that lets you seamlessly send and receive money from people you know. Find out if Discover supports Zelle.

U.S. Bank does integrate with Zelle without needing the discontinued standalone app. Here’s how to use it for personal and business accounts.

Chase checking accounts are easy to integrate with payment app Zelle. See how to set it up in 5 simple steps.