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Compare American Express travel cards — December 2018

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Choose among airline cards, hotel cards, a luxury travel card or a card with restaurant perks.

American Express travel cards are some of the most popular cards in their category — and for good reason. Each of them lets you earn a generous welcome offer and points or miles on your purchases. They all also have the added benefit of no foreign transaction fees.

Compare American Express travel credit cards

Name Product Filter values Annual Fee APR for Purchases (Purchase Rate) Intro APR for Balance Transfer
$250
See Rates & Fees
50,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months Rates & Fees
$550
None (Charge Card)
Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & Fees
$0
17.74% to 26.74% variable
Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & Fees
$95
17.74% to 26.74% variable
Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees
$450
17.74% to 26.74% variable
150,000 Hilton Honors™ Bonus Points after you spend $4,000 or more in purchases with your new card within the first 3 months of card membership.

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Best American Express travel cards

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Best for dining: American Express® Gold Card

American Express® Gold Card

  • Get the American Express® Gold Card in Limited Edition Rose Gold, only available until 1/9/2019.
  • Receive 20% back as a statement credit at U.S. Restaurants within the first 3 months, up to $100 back. Offer available to new Card Members who apply by 1/9/2019.
  • Plus, earn 25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.
  • Earn 4X Membership Rewards® points at U.S. restaurants. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
  • Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Earn up to $10 in statement credits monthly when you pay with The Gold Card at Grubhub, Seamless, The Cheesecake Factory, Shake Shack, and Ruth’s Chris Steak House. This is an annual savings of up to $120. Enrollment required.
  • $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
  • No Foreign Transaction Fees.
  • Annual Fee is $250.
  • Terms Apply.
  • See Rates & Fees
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Promoted
The American Express® Gold Card could be an excellent choice for your dining and traveling needs. You’ll earn accelerated rewards at US restaurants and US supermarkets, and on flights booked through Amex Travel. A generous welcome offer, monthly dining credit and an airline fee credit — among other perks — make it easy to negate its annual fee.

Best for luxury perks: The Platinum Card® from American Express

The Platinum Card® from American Express

  • Earn 60,000 Membership Rewards® points after you use your new card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5x Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts.
  • $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms Apply.
  • See Rates & Fees
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Promoted
If traveling in style is your thing, the The Platinum Card® from American Express could be the one for you. Aside from earning points on flights and hotels, you get a generous welcome offer, access to more than 1,200 airport lounges worldwide, airline fee credit, Uber credit, hotel perks and benefits and more.

Best card for the occasional Delta flyer: Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

  • Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new card within your first 3 months.
  • Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
  • Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four.
  • Want even more flexibility? Pay with Miles is a card member feature that gives you the option to redeem miles for all or part of the price of your tickets on Delta.com.
  • Settle into your seat sooner with priority boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees
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Promoted
The Gold Delta SkyMiles® Credit Card from American Express is a great choice for the occasional Delta flyer. You get to earn miles on your Delta purchases, a solid welcome offer and you get to use priority boarding. Also, the first-checked-bag-free perk can save you up to $50 per passenger on a round trip flight. With two round trips, you can offset the annual fee and make any additional rewards pure earning.

Best hotel card: Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred Guest® Credit Card from American Express

  • Earn 75,000 Bonus Points after you use your new card to make $3,000 in purchases within the first 3 months.
  • Earn 6 points for each dollar of eligible purchases at participating SPG® and Marriott Rewards® hotels and 2 points on all other eligible purchases.
  • No foreign transaction fees on international purchases.
  • Receive 1 Free Night Award every year after your card account anniversary. Award can be used for one night (redemption level at or under 35,000 points) at a participating hotel. Select hotels have resort fees.
  • Enjoy complimentary, unlimited Boingo Wi-Fi on up to four devices at more than 1,000,000 Boingo hotspots worldwide. Enrollment required.
  • $0 introductory annual fee for the first year, then $95.
  • Terms Apply.
  • See Rates & Fees
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Promoted
If you frequently stay at one of the hotels owned by Marriott International — including Sheraton, Ritz-Carlton, St.Regis, W Hotels and more — the Starwood Preferred Guest® Credit Card from American Express could be worth considering. You get to earn accelerated points at participating hotels and a generous welcome offer worth up to 10 nights at Category 1 properties or less in higher categories. You also get a complimentary night every year on your card anniversary and many perks at participating hotels.

Typical benefits of an American Express travel card

  • No foreign transaction fee. You won’t pay any fees when using your card abroad. Other cards have fees of up to 3% of each transaction. This means for $3,000 spent outside of the US, you save $90.
  • Global assist hotline. When you travel more than 100 miles from home, get 24/7 access to medical, legal, financial or other emergency assistance services — including cash wires, passport replacement, missing luggage and more. However, you are responsible for third-party costs.
  • Roadside assistance. Get help for emergency car services, such as towing, changing a tire or jumpstarting a battery. Depending on your card, you are either liable for third-party costs or you can get these services up to four times in a calendar year free of cost.
  • Travel accident insurance. Pay your ticket with your card and get coverage for accidental death and dismemberment while traveling on a plane, train, ship or bus.
  • Baggage insurance. Depending on your card, you can get baggage insurance for lost, damaged or stolen baggage for up to $1,250 for carry-on baggage and up to $500 for checked baggage.
  • Car rental coverage. To get coverage against theft and damage, pay for the car rental entirely with your card and decline the collision damage waiver when offered.

How to compare American Express travel cards

To figure out which Amex travel card most closely meets your needs, consider the following:

  • Do you mostly dine out and travel? The American Express® Gold Card offers accelerated rewards at US restaurants, US supermarkets and flights booked through Amex Travel. In addition, you get airline fee credit, dining credit, perks at the Hotel Collection and more.
  • Do you want to travel in style? If you’re looking to get the best travel perks, the The Platinum Card® from American Express is undoubtedly worth considering. You get to earn points on flights and hotels booked through Amex Travel, you get access to more than 1,200 lounges worldwide, airline fee credit, hotel perks and more.
  • Do you fly Delta? If you’re an occasional Delta flyer, the Gold Delta SkyMiles® Credit Card from American Express could be a solid choice. You get to earn the same number of miles as the more expensive Delta cards, priority boarding and first checked bag free.
  • Do you want a hotel card? With the Starwood Preferred Guest® Credit Card from American Express you’ll earn points at participating SPG and Marriott Rewards properties, and you’ll get a variety of perks on your stays.

Compare travel credit cards

Name Product Welcome Offer Reward Value per Dollar APR (Annual Percentage Rate) for Purchases Annual Fee
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
1x points
17.99% to 24.99% variable
$0 annual fee for the first year ($95 thereafter)
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
Earn 50,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening - that's $750 toward travel when you redeem through Chase Ultimate Rewards®.
1x points
17.99% to 24.99% variable
$450
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
30,000 bonus miles after spending $1,000 in purchases on your new card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new card within your first 3 months.
1x miles
17.74% to 26.74% variable
$0 annual fee for the first year ($95 thereafter)
30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months. Rates & Fees
75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new card to make $1,000 in eligible purchases within the first 3 months of card membership.
3x points
17.74% to 26.74% variable
$0
Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & Fees
50,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months
1x points
See Rates & Fees
$250
50,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months Rates & Fees

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Bottom line

American Express has a diverse suite of travel cards. Depending on what you need to travel better, you can select from airline cards, hotel cards, a premium travel card or a travel card designed for those who often dine out. Aside from card-specific perks, you can get peace of mind with travel accident coverage, baggage insurance, roadside and global assistance hotline and more.

But if you’re not sure that any of these cards would work for you, consider other travel credit cards to compare your options.

Frequently asked questions

Kliment Dukovski

Kliment Dukovski is a writer who specializes in global financial markets and personal finance, with a focus on credit cards. His main goal is to deliver honest and accurate information to help you make the right financial decision. When he's not writing about finance-related subjects, he writes sci-fi stories.

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US Credit Card Offers

Important Information*
Deserve® Classic Card
Deserve® Classic Card

APR

24.49
variable

Annual fee

0 For the first year
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Luxury Card Mastercard® Gold Card™
Luxury Card Mastercard® Gold Card™

APR

16.74
variable

Annual fee

995 For the first year
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First Access Visa Card®
First Access Visa Card®

APR

29.99
variable

Annual fee

75 For the first year
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Indigo® Platinum Mastercard® Credit Card
Indigo® Platinum Mastercard® Credit Card

APR

23.9
variable

Annual fee

75 For the first year
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US Credit Card Offers

Important Information*
Deserve® Classic Card
Deserve® Classic Card

APR

24.49
variable

Annual fee

0 For the first year
More info
Luxury Card Mastercard® Gold Card™
Luxury Card Mastercard® Gold Card™

APR

16.74
variable

Annual fee

995 For the first year
More info
First Access Visa Card®
First Access Visa Card®

APR

29.99
variable

Annual fee

75 For the first year
More info
Indigo® Platinum Mastercard® Credit Card
Indigo® Platinum Mastercard® Credit Card

APR

23.9
variable

Annual fee

75 For the first year
More info
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