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Compare American Express travel cards — April 2019

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Choose among airline cards, hotel cards, a luxury travel card or a card with restaurant perks.

American Express travel cards are some of the most popular cards in their category — and for good reason. Each of them lets you earn a generous welcome offer and points or miles on your purchases. They all also have the added benefit of no foreign transaction fees.

Compare American Express travel credit cards

Name Product Filter values Rewards Purchase APR Annual Fee
3x points on airfare booked directly with airlines; 4x points at US restaurants; 4x points at US supermarkets on up to $25,000 per year in purchases (then 1x points)
See Rates & Fees
$250
35,000 bonus Membership Rewards® Points when you spend $2,000 in the first 3 months Rates & Fees
5x points on flights booked directly or flights and hotels booked through American Express Travel. 1x points on all other purchases
None (Charge Card)
$550
Get 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel and 5x points on eligible hotels booked on amextravel.com. Rates & Fees
7x points on Hilton Honors purchases, 5x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
17.99% to 26.99% variable
$0
Earn 75,000 Hilton Honors™ Bonus Points after you spend $1,000 in purchases on the card within your first 3 months of card membership. Rates & Fees
12x points on Hilton Portfolio spending, 6x at US restaurants, US supermarkets and US gas stations, 3x on all other purchases
17.99% to 26.99% variable
$95
Earn 125,000 Hilton Honors™ Bonus Points after you spend $2,000 or more in purchases with your new card within the first 3 months of card membership. Rates & Fees
14x points on Hilton Portfolio spending, 7x on flights, car rentals, and US restaurants, 3x points on all other purchases
17.99% to 26.99% variable
$450
150,000 Hilton Honors™ Bonus Points after you spend $4,000 or more in purchases with your new card within the first 3 months of card membership.

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Best American Express travel cards

We made our top Amex travel card picks based on a variety of factors, including what type of travel the card serves, the intended spending of the cardholder, welcome offer value, reward points earned per dollar spent, redemption point value, foreign transaction fees and other travel perks that could make the card appealing to a traveler. Based on these categories, the cards below stood above the others when it came to performance, earning our nomination.

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Best for dining: American Express® Gold Card

American Express® Gold Card

  • Earn 35,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.
  • Earn 4x Membership Rewards® points at U.S. restaurants. Earn 4x Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1x).
  • Earn 3x Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
  • Earn up to $10 in statement credits monthly when you pay with The Gold Card at Grubhub, Seamless, The Cheesecake Factory, Shake Shack, and Ruth’s Chris Steak House. This is an annual savings of up to $120. Enrollment required.
  • $100 airline fee credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
  • Choose to carry a balance with interest on eligible charges of $100 or more.
  • No foreign transaction fees.
  • Annual fee is $250.
  • Terms apply.
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Promoted
The American Express® Gold Card could be an excellent choice for your dining and traveling needs. You’ll earn accelerated rewards at US restaurants and US supermarkets, and on flights booked through Amex Travel. A generous welcome offer, monthly dining credit and an airline fee credit — among other perks — make it easy to negate its annual fee.

Best for luxury perks: The Platinum Card® from American Express

The Platinum Card® from American Express

  • Earn 60,000 Membership Rewards® points after you use your new card to make $5,000 in purchases in your first 3 months.
  • Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
  • 5x Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
  • 5x Membership Rewards points on prepaid hotels booked on amextravel.com.
  • Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
  • Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn more.
  • $200 airline fee credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
  • $550 annual fee.
  • Terms apply.
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Promoted
If traveling in style is your thing, the The Platinum Card® from American Express could be the one for you. Aside from earning points on flights and hotels, you get a generous welcome offer, access to more than 1,200 airport lounges worldwide, airline fee credit, Uber credit, hotel perks and benefits and more.

Best card for the occasional Delta flyer: Gold Delta SkyMiles® Credit Card from American Express

Gold Delta SkyMiles® Credit Card from American Express

  • Earn 30,000 bonus miles after you use your new card to make $1,000 in purchases within your first 3 months and a $50 statement credit after you make a Delta purchase with your new card within your first 3 months.
  • Earn 2 miles for every dollar spent on eligible purchases made directly with Delta.
  • Earn one mile for every eligible dollar you spend on purchases.
  • Check your first bag free on Delta flights – that’s a savings of up to $240 per round trip for a family of four.
  • Settle into your seat sooner with Main Cabin 1 Priority Boarding.
  • Enjoy a $0 introductory annual fee for the first year, then $95.
  • Terms apply.
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Promoted
The Gold Delta SkyMiles® Credit Card from American Express is a great choice for the occasional Delta flyer. You get to earn miles on your Delta purchases, a solid welcome offer and you get to use priority boarding. Also, the first-checked-bag-free perk can save you up to $60 per passenger on a round trip flight. With two round trips, you can offset the annual fee and make any additional rewards pure earning.

Gold Delta SkyMiles® Credit Card from American Express vs American Express® Gold Card

Best hotel card: Hilton Honors American Express Card

Hilton Honors American Express Card

  • Earn 75,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you use your new card to make $1,000 in eligible purchases within the first 3 months of card membership.
  • Earn 7x Hilton Honors Bonus Points for each dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.
  • Earn 5x Hilton Honors Bonus Points for each dollar of eligible purchases at U.S. restaurants, U.S. supermarkets, and U.S. gas stations.
  • Earn 3x Hilton Honors Bonus Points for all other eligible purchases on your card.
  • No foreign transaction fees. Enjoy international travel without additional fees on purchases made abroad.
  • Enjoy complimentary Hilton Honors Silver status with your card. Plus, spend $20,000 on eligible purchases on your card in a calendar year and you can earn an upgrade to Hilton Honors Gold status through the end of the next calendar year.
  • No annual fee.
  • Terms apply.
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Promoted
The Hilton Honors American Express Card is the only Hilton Honors American Express Card that has no annual fee (see Rates & Fees ). You get to earn accelerated points at participating hotels and on everyday purchases, plus a decent welcome offer that’s easy to earn.

Typical benefits of an American Express travel card

  • No foreign transaction fee. You won’t pay any fees when using your card abroad. Other cards have fees of up to 3% of each transaction. This means for $3,000 spent outside of the US, you save $90.
  • Global assist hotline. When you travel more than 100 miles from home, get 24/7 access to medical, legal, financial or other emergency assistance services — including cash wires, passport replacement, missing luggage and more. However, you are responsible for third-party costs.
  • Roadside assistance. Get help for emergency car services, such as towing, changing a tire or jumpstarting a battery. Depending on your card, you are either liable for third-party costs or you can get these services up to four times in a calendar year free of cost.
  • Travel accident insurance. Pay your ticket with your card and get coverage for accidental death and dismemberment while traveling on a plane, train, ship or bus.
  • Baggage insurance. Depending on your card, you can get baggage insurance for lost, damaged or stolen baggage for up to $1,250 for carry-on baggage and up to $500 for checked baggage.
  • Car rental coverage. To get coverage against theft and damage, pay for the car rental entirely with your card and decline the collision damage waiver when offered.

How to compare American Express travel cards

To figure out which Amex travel card most closely meets your needs, consider the following:

  • Do you mostly dine out and travel? The American Express® Gold Card offers accelerated rewards at US restaurants, US supermarkets and flights booked through Amex Travel. In addition, you get airline fee credit, dining credit, perks at the Hotel Collection and more.
  • Do you want to travel in style? If you’re looking to get the best travel perks, the The Platinum Card® from American Express is undoubtedly worth considering. You get to earn points on flights and hotels booked through Amex Travel, you get access to more than 1,200 lounges worldwide, airline fee credit, hotel perks and more.
  • Do you fly Delta? If you’re an occasional Delta flyer, the Gold Delta SkyMiles® Credit Card from American Express could be a solid choice. You get to earn the same number of miles as the more expensive Delta cards, priority boarding and first checked bag free.
  • Do you want a hotel card? With the Hilton Honors American Express Card you’ll earn points at hotels and resorts within the Hilton Portfolio, and you’ll get a variety of perks on your stays.

How does the Delta SkyMiles program work?

Compare travel credit cards

Name Product Welcome Offer Rewards Annual Fee
60,000 points after spending $4,000 in the first 3 months
2x points on travel and dining. 1x points on all other purchases
$95
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months.
50,000 points after spending $4,000 in the first 3 months
3x points on dining and travel after earning your $300 travel credit. 1x points on all other purchases
$450
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months.
40,000 miles after spending $2,000 in the first 3 months plus 20,000 miles after spending $8,000 in the first 6 months
2x miles at restaurants, on hotel stays and on purchases from United and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
Earn 40,000 miles after spending $2,000 in the first 3 months. Earn an additional 20,000 miles after spending $8,000 in the first 6 months.
25,000 points after spending $2,000 in the first 4 months
2x points on gas, groceries and airlines, whichever you spend the most on each month, 2x points on cell phone services and charities and 1x points on all other purchases
$0 intro annual fee for the first year ($49 thereafter)
Earn 25,000 enrollment FlexPoints worth $375 in travel after spending $2,000 in the first 4 months.
30,000 miles after spending $1,000 in the first 3 months and a $50 statement credit after you make a Delta purchase in the first 3 months
2x miles on Delta purchases and 1x miles on all other purchases
$0 intro annual fee for the first year ($95 thereafter)
30,000 bonus miles after you use your new card to make $1,000 on purchases within the first 3 months and a $50 statement credit after you make a Delta purchase in the first 3 months. Rates & Fees

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Bottom line

American Express has a diverse suite of travel cards. Depending on what you need to travel better, you can select from airline cards, hotel cards, a premium travel card or a travel card designed for those who often dine out. Aside from card-specific perks, you can get peace of mind with travel accident coverage, baggage insurance, roadside and global assistance hotline and more.

But if you’re not sure that any of these cards would work for you, consider other travel credit cards to compare your options.
Compare Delta credit cards

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