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American Express® Green Card review

A valuable travel card with 3x points on travel and dining purchases.’s rating: 3.9 / 5


Please note: All information about American Express® Green Card has been collected independently by Finder and this card is not available through this site.

Earn accelerated reward points on purchases at restaurants worldwide and travel.

  • Get this card if you want a solid Amex travel card without burning a hole in your pocket.
  • Pick something else if you want to carry your balance.
  • Apply with a good to excellent credit score of 680 or higher.

3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases



Annual fee

See Pay Over Time APR

Purchase APR


Minimum Credit Score


Annual fee$150
Welcome offer30,000 points after spending $2,000 in the first 3 months
Rewards3x Membership Rewards® points on all eligible travel, 3x points at restaurants and 1x points on all other purchases
Purchase APRSee Pay Over Time APR
Minimum Credit Score680
IssuerAmerican Express

Review by

Kliment Dukovski is an investments writer who has written over 600 articles to help readers find and compare the best financial options. Kliment has also written on money transfers, home loans and more. Previously, he ghostwrote guides and articles on foreign exchange, stock market trading and cryptocurrencies.

Expert review

The revamped American Express® Green Card offers plenty to entice, including up to 3x points on restaurants and travel purchases, a 30,000 point welcome offer, no foreign transaction fees and annual statement credits toward travel-related purchases, such as CLEAR and LoungeBuddy.

New to the card is a boosted rewards rate, bringing it up to par with some of the top-of-the-line competitor cards. This is particularly valuable since the card earns the flexible Membership Rewards points.

Nonetheless, the American Express® Green Card is a more than solid opportunity if you’re a traveler but don’t want the perks or fees on Amex’s more luxurious cards.

How to apply for the American Express® Green Card

To apply for the card, you must be at least 18 years old and a US resident. Increase your chances of approval with a good to excellent credit score of 680 or higher. If you meet these eligibility criteria, here’s how to proceed:

  1. Go to the provider's site and select Apply now.
  2. Fill out the application form.
  3. Review the form and submit.

American Express® Green Card benefits

  • Welcome offer. Earn 30,000 membership rewards points after you spend $2,000 in your first 3 months when you open your account.
  • Membership Rewards points. Earn 3x points at restaurants worldwide and 3x points on travel purchases including, airfare, hotel stays, subway rides and city tours. All other purchases earn 1x points.
  • CLEAR statement credit. Receive up to $100 in statement credit annually when you use your card to pay for your CLEAR membership. If you’re already a Delta SkyMiles or United MileagePlus member, you get an additional $60 discount on your CLEAR membership, reducing the price of CLEAR membership from $179 to $119.
  • LoungeBuddy statement credit. Receive up to $100 in statement credit each year when you pay with your American Express® Green Card for lounge passes via the LoungeBuddy app.
  • Uber Eats Pass membership. The Green card is one of three Amex cards that can sign up for a complimentary 12 month Uber Eats Pass membership. This is a value worth nearly $120.
  • No foreign transaction fees. Use your card abroad and you won’t incur any foreign transaction fees.

American Express® Green Card drawbacks

  • Annual fee. Expect to pay $150 annually to use the card and its perks. But if you use the statement credits each year, you can easily cover the annual fee.
  • Pay Over Time feature. Credit cards typically let you carry your balance on all purchases by paying interest rates. The American Express® Green Card, however, lets you carry your balance on some purchases, but not on all of them.

Compare rewards credit cards

If this card isn’t right for you, compare other rewards cards on the market. Consider factors such as a card’s annual fee, APR and spending categories that earn the most rewards.

Name Product Welcome Offer Rewards Annual fee Filter values
Blue Cash Preferred® Card from American Express
$300 statement credit after spending $3,000 in the first 6 months
6% on select US streaming services, 3% on transit and US gas stations, 6% at US supermarkets on up to $6,000 annually, then 1% after that and on other purchases (redeem as statement credit)
$0 intro annual fee for the first year ($95 thereafter)
Earn a $300 statement credit after you spend $3,000 in purchases on your new card within the first 6 months. Having 6 months to earn a welcome offer is a rare benefit as most cards give you only 3. Terms apply, see rates & fees
Capital One Venture Rewards Credit Card
Enjoy a one-time bonus of 60,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $600 in travel
Earn unlimited 2x miles on every purchase, every day
Earn 60,000 bonus miles once you spend $3,000 on purchases within the first 3 months ​from account opening
Capital One Quicksilver Cash Rewards Credit Card
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Earn unlimited 1.5% cash back on every purchase, every day
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

Compare up to 4 providers

Bottom line

If you travel often and you want to earn accelerated reward points on travel and restaurant purchases, the American Express® Green Card could be worth considering. You get to earn a solid welcome offer and you get to earn statement credits each year on CLEAR membership and LoungeBuddy purchases.

However, if you think there could be a better credit card for you, compare all credit cards until you find the right fit for your wallet.

How we determined the value of Amex Membership Rewards points

To determine the average value of an Amex Membership Rewards point, we looked at the equivalent dollar value a redemption option would cost in the Amex Membership Rewards program. We calculated this average across all redemption options available through Amex to reach the approximate value you can expect when redeeming these points on average. In this case, the average value of a single Membership Rewards point came out to 2 cents per point.

Remember that your points could be worth more or less depending on what you redeem them on, so this value should be used as a general guide.

Credit card ratings

★★★★★ — Excellent

★★★★★ — Good

★★★★★ — Average

★★★★★ — Subpar

★★★★★ — Poor

Our team evaluates credit cards to determine their value against similar cards on the market.

We rank card types — travel, cash back, business — on a set of factors that are most relevant to that type of card. We create these rankings to help you narrow down a credit card that best suits your spending and budget.

Learn the details of our methodology and scoring.

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    Default Gravatar
    March 4, 2019

    If I rent a car with the Green American express card what kind of free insurance I get?

      Default Gravatar
      March 4, 2019

      Hi Chris,

      Thanks for getting in touch!

      When you use your Green American Express card for a car rental service, you are only covered for theft and damage. You can check the policy for more specific information.

      If you want an added layer of insurance that also covers yourself and others against bodily harm or vehicle damage due to a collision, getting rental car insurance is a more suitable cover for you.

      As a friendly reminder, carefully read the PDS/T&C before buying any insurance policy to make sure you have sufficient cover and whether it is right for you.

      Hope this helps!


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