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American Express balance transfer credit cards

You may want to look for other credit card providers to make balance transfers.

Updated . What changed?

Fact checked
American Express has removed balance transfer offers for new credit card applications. But other card providers still offer balance transfer cards.
Consider a card from another brand with 18 months of intro APR on transfers
Citi® Diamond Preferred® Card

An American Express balance transfer card could help ease your financial burden if you have high-interest credit card debt. If you consolidate existing debt to a balance transfer card with a 0% interest introductory period, you could potentially avoid interest altogether by paying off your debt during that period.

Unfortunately, American Express has drastically cut down on balance transfer opportunities across their card lineup.

What are the options for American Express balance transfer offers?

Amex recently removed balance transfer capabilities from many of their most popular cards. This is rather unfortunate, as the cards that lost their balance transfer capabilities were a terrific value.

Compare balance transfer credit cards

With no balance transfer options available from American Express, you may want to compare cards from other providers.

Want a better look at all of your balance transfer card options? Select your credit score below and click “show cards” to start comparing available cards side-by-side.

%
Name Product Amount saved Balance transfer APR Balance transfer fee Recommended minimum credit score Filter values
Citi® Diamond Preferred® Card
0% intro for the first 18 months (then 14.74% to 24.74% variable)
$5 or 3% of the transaction, whichever is greater
740
An impressive 18 months intro APR on balance transfers and purchases, as well as no annual fee make this one of the top 0% APR cards available.
Citi® Double Cash Card
0% intro for the first 18 months (then 13.99% to 23.99% variable)
$5 or 3% of the transaction, whichever is greater
740
Get a strong 18 month 0% intro APR on balance transfers AND up to 2% back. This is a rare card that offers both rewards and balance transfers.
TD Cash Credit Card
0% intro for the first 15 months (then 12.99%, 17.99% or 22.99% variable)
$5 or 3% of the transaction, whichever is greater
680
3% on dining and 2% on groceries make this a valuable card for food purchases. Use it while traveling, too, with no foreign transaction fees. Available in: CT, DC, DE, FL, MA, MD, ME, NC, NH, NJ, NY, PA, RI, SC, VA, VT
CardMatch™ from creditcards.com
See issuer's website
300
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
Citi Rewards+℠ Card
0% intro for the first 15 months (then 13.49% to 23.49% variable)
$5 or 3% of the transaction, whichever is greater
740
Get a strong 15 month 0% intro APR on balance transfers AND up to 2x points. This is a rare card that offers both rewards and balance transfers.
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Bottom Line

While American Express’s lineup balance transfer cards have merits, Amex’s recent changes to balance transfer eligibility has greatly limited your available card options. If you’re not interested in a balance transfer travel card, you’ll need to look elsewhere.

For a look at other providers, use our guide to compare additional balance transfer cards and get an idea of other available offers that may suit your needs.

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