Degiro review

Invest worldwide with low fees and great rates from Degiro.

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Degiro

Finder rating ★★★★★

Degiro is a mobile and web trading platform that allows you to invest worldwide.

We liked…

  • Access to millions of shares in international markets
  • Mobile app that allows you to access your portfolio anytime and anywhere you are
  • Low fees
  • Lack of educational tools

But watch out for…

  • A lot of fees
Promoted
Degiro Share Dealing

Degiro Share Dealing

  • Great for investors looking to buy and hold shares
  • Some of the lowest fees in the market
  • Access to millions of shares in international markets
  • Easy to buy and manage shares online
  • Capital at risk, investments may fall

Degiro is a wholesale online broker, providing services for traders of every kind. Founded in 2013, Degiro began in the Netherlands and has since spread across 18 European countries – including the UK. Degiro has been listed as one of our best trading apps of 2020.

Degiro’s international reach means it offers a highly competitive commissions structure and full access to the worldwide marketplace. Degiro is also able to offer fees on average 85% lower than local competitors, making them one of the most competitive trading platforms in the world.

Read on to find out more about Degiro and whether it might be the right share dealing option for you.

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Capital is at risk.

What does Degiro do?

Degiro provides its traders with a world class trading platform and unprecedented low fees alongside its unusual access to a truly global marketplace. Degiro is proud that they are able to use their international reach to offer their traders not only access to the usually traded markets of the UK and the USA, but also the more unusual markets such as Australia and Japan among others.

Degiro is proud to embrace the constantly changing world of share trading and is always looking for new ways to diversify its traders’ options. With Degiro you can currently trade shares, bonds, options and futures.

  • Trade with incredibly low rates
  • Global market access
  • Comprehensive tools, capabilities and service for all trading markets
  • Open an account for free with no minimum deposit
  • Degiro fees

    Degiro has a whole sheet of fees that it charges – which is a bit muchif you ask me. We highlight the main ones below, but if you need to know about a specific fee or charge then you’ll need to check out the Degiro website.
    Fees for stocks and leveraged products
    The fees depend on the stock exchange that you are exchanging on. For some stock exchanges there’s a maximum fee.

    Stock exchangeFeeMaximum fee
    London stock exchange£1.75 + 0.014%£5.00
    United States€0.50 + USD 0.004 per shareN/A
    Germany – XETRA€ 4.00 + 0.05% € 60.00
    Germany – Zertifikate-Börse Frankfurt€ 2.00 + 0.11% N/A
    Germany – Frankfurt (Stocks)€ 7.50 + 0.09% N/A
    Austria, Belgium, Denmark, Finland, France, Ireland, Italy, The Netherlands,
    Norway, Portugal, Spain, Sweden, Switzerland
    € 4.00 + 0.05% € 60.00
    Canada € 2.00 + CAD 0.01 per share € 60.00
    Australia, Hong Kong, Japan, Singapore € 10.00 + 0.06% N/A
    Poland € 5.00 + 0.16% N/A
    Czech Republic, Greece, Hungary, Turkey€ 10.00 + 0.16% N/A

    Degiro ETFs fees

    All ETFs worldwide cost €2.00 + 0.03% (EUR), except for the free ETFs which are, you guessed it, free.

    Where can I invest?

    How safe is my investment?

    Degiro is a multi-award winning online stock broker and is well known in the world of trading. As with any investment or trading opportunity, your capital is always at risk. Degiro is regulated and supervised by The Netherlands Authority for Financial Markets (AFM), the Dutch Central Bank (DNB) and the Financial Conduct Authority (FCA) in the UK.

    Our verdict

    On the whole, this is a great platform and it’s really popular with investors. It’s quite simple and basic, meaning that it’s good for those just starting out with investing as there isn’t an overwhelming amount of options, but it might be a little too basic for experienced investors.

    Obviously, the low fees makes it a competitive option against similar platforms. A couple of downfalls include a lack of educational tools that might help a beginner investor and the fact that you can’t use a debit card to top up.

    Reddit user’s verdict

    Most Reddit users favoured Degiro due to its very competitive fees and agreed that they were unlikely to find a similar product for less. Some of the main drawbacks included the customer service and sheer number of different fees. Many Reddit users started off with Degiro, then moved to a more comprehensive broker when they felt they were more of an experienced trader.

    Trading platforms similar to Degiro

    Table: sorted by promoted deals first
    Data indicated here is updated regularly
    Name Product Price per trade Frequent trader rate Platform fees Brand description
    Fineco
    £2.95
    £2.95
    Zero platform fee
    Fineco Bank is good for share traders and investors looking for a complete platform and wide offer. Your first 50 trades are free with Fineco, until 30/09/2020. T&Cs apply. Capital at risk.
    IG
    0% commission on US shares, and £3 on UK shares
    From £5
    £0 - £24 per quarter
    IG is good for experienced traders, and offers learning resources for beginners, all with wide access to shares, ETFs and funds. Capital at risk.
    Hargreaves Lansdown Fund and Share Account
    £11.95
    £5.95
    No fees
    Hargreaves Lansdown is the UK's number one platform for private investors, with the depth of features you'd expect from an established platform. Capital at risk.
    eToro Free Stocks
    0% commission, no markup, no ticket fee, no management fee
    N/A
    Withdrawal fee & GDP to USD deposit conversion
    Capital at risk. 0% commission but other fees may apply.
    Interactive Investor
    From £7.99 on the Investor Service Plan
    From £7.99 on the Investor Service Plan
    No transfer fees or exit fees. £9.99 a month on the Investor Service Plan
    Interactive Investor offers everything most investors need. Its flat fees makes it pricey for small portfolios, but cheap for big ones. Capital at risk.
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    Compare up to 4 providers

    Data indicated here is updated regularly
    Name Product Minimum deposit Maximum annual fee Price per trade Brand description
    Moneyfarm stocks and shares ISA
    £1500
    0.75%
    £0
    Hargreaves Lansdown stocks and shares ISA
    £100
    0.45%
    £11.95
    Hargreaves Lansdown is the UK's biggest wealth manager. It's got everything you'll need, from beginners to experienced investors. Capital at risk.
    Interactive Investor stocks and shares ISA
    Any lump sum or £25 a month
    £119.88
    £7.99
    Interactive Investor offers everything most investors need. Its flat fees makes it pricey for small portfolios, but cheap for big ones. Capital at risk.
    Saxo Markets stocks and shares ISA
    No minimum deposit requirement
    0.12%
    £8.00
    Saxo Markets offers a wide access to a range of stocks, ETFs and funds. Capital at risk.
    AJ Bell stocks and shares ISA
    £500
    0.25%
    £9.95
    AJ Bell is a good all-rounder for people who to choose between shares, funds, ISAs and pensions. Capital at risk.
    Fidelity stocks and shares ISA
    £1000 or a regular savings plan from £50
    0.35%
    £10.00
    Fidelity is another good all-rounder, offering a good package at a decent price. Not suited for trading shares. Capital at risk.
    Nutmeg stocks and shares ISA
    £100
    0.75%
    £0
    Nutmeg offers three types of portfolios. Choose the one that goes with your investment style. Capital at risk.
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    Compare up to 4 providers

    Data indicated here is updated regularly
    Name Product Minimum investment Choose from Annual fee Brand description
    Moneyfarm Pension
    £1,500 (initial investment)
    7 funds
    0.35%-0.75%
    Moneyfarm has pensions that are matched against your risk appetite, goals and planned retirement date. Capital at risk.
    PensionBee Pension
    No minimum
    7 funds
    0.5% - 0.95%
    Pension Bee is a newbie in the pension market. It helps consolidate your pension plans into one place. Capital at risk.
    Hargreaves Lansdown Pension
    £100 or £25 a month
    2,500 funds
    0-0.45%
    Hargreaves Lansdown is the UK's biggest wealth manager. It's got three different retirement options. Capital at risk.
    Interactive Investor Pension
    Any lump sum or £25 a month
    Over 3,000 funds
    £10/month
    interactive investor is a flat-fee platform, which makes it cost effective for larger portfolios. Capital at risk.
    Saxo Markets Pension
    Saxo Markets Pension
    £10
    Over 11,000 funds
    No annual fee
    Saxo Markets gives flexibility and control over your investment strategy. Capital at risk.
    AJ Bell Pension
    £1,000
    Over 2,000 funds
    0.05-0.25%
    AJ Bell has two different pension options, a self managed pension and one that is managed for you. Capital at risk.
    Moneybox Pension
    £1
    3 funds
    0.15% - 0.45% charged monthly
    Manage your money with an easy-to-use Moneybox app. Capital at risk.
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    Compare up to 4 providers

    We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you.

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