Smart car leasing

Looking to lease a Smart car? Find out how to save on your lease and the average costs associated with Smart car leasing.

Popular Smart models to lease See average cost

Leasing a car provides flexibility and lower monthly payments, allowing for regular upgrades to new models without the commitment of ownership. Learn about key terms, compare leasing options, and get tips to save money, whether you’re new to leasing or just need a refresher.

What is Smart car leasing?

Smart car leasing allows you to drive a new Smart vehicle without the need to purchase it outright. Instead, you pay a fixed monthly amount over a set period, typically between 2 to 4 years. At the end of the lease, you return the car and have the option to lease a new one. This method provides flexibility and access to the latest models with innovative design and eco-friendly features that Smart is known for.

Leasing a Smart car is particularly appealing for those who prioritise compact size and city-friendly mobility. This option eliminates the concerns of depreciation and selling a used car, providing a hassle-free experience. Additionally, Smart’s focus on electric and hybrid technology ensures a modern and efficient driving experience.

Popular Smart models to lease and average cost

Below are the three most popular Smart models available for lease, along with their average monthly costs:

CarModelAverage cost
Smart EQ fortwoSmart EQ fortwo£374/month
Smart EQ forfourSmart EQ forfour£322/month
Smart EQ fortwo cabrioSmart EQ fortwo cabrio£351/month

How to get Smart car leasing

Leasing a Smart car provides a cost-effective way to enjoy a vehicle with advanced technology and innovative design features. The process involves several key steps to ensure you get the best deal and the right vehicle for your needs. To get Smart car leasing:

  • Research. Begin by researching reputable leasing companies or Smart dealerships that offer leasing options. Look for providers with transparent terms and good customer service. Comparing different providers can help you find the best deal.
  • Compare. Compare lease terms thoroughly. Beyond monthly payments, consider factors like lease duration, mileage allowances, and any additional fees such as security deposits or acquisition charges. Understanding these details will help you choose the most cost-effective option for your needs.
  • Prepare. Before applying for a Smart car lease, gather necessary documents such as proof of income, identification (like a driver’s license), and possibly references. Having these ready can expedite the leasing process and ensure you meet all the requirements.

How to find Smart car leasing deals

When searching for Smart car leasing deals:

  • Consider budget. Determine your budget constraints and the type of Smart vehicle that suits your lifestyle and preferences. Whether you’re looking for a compact model like the Smart EQ fortwo or a more spacious option like the Smart EQ forfour, aligning your budget with your desired vehicle features is crucial.
  • Evaluate terms. Carefully evaluate lease terms beyond the monthly payment. Look into initial payments required, any applicable taxes or fees, and the residual value of the vehicle at the end of the lease term. Understanding these terms will ensure there are no surprises later on.
  • Check offers. Take advantage of special promotions or incentives offered by leasing providers. These could include discounted rates, waived fees, or bonus mileage allowances. Exploring various offers can potentially save you money over the lease term.

Smart car leasing versus buying

Chris Lilly
Finder expert Chris Lilly answers
Smart car leasing can be an attractive option for individuals who prefer the convenience of driving a new vehicle without the financial commitment of purchasing. Leasing allows for lower monthly payments compared to buying a new Smart outright, as lessees only cover the vehicle’s depreciation during the lease term. It also often includes warranty coverage, reducing repair costs and providing peace of mind.

However, lessees must adhere to mileage limits and maintain the vehicle in good condition to avoid penalties at lease-end. Buying a Smart outright gives owners full ownership rights and flexibility to modify the vehicle as desired, but it requires a larger upfront investment and may involve higher monthly payments if financed. Ultimately, the choice between leasing and buying depends on individual preferences regarding ownership, financial flexibility, and usage habits.

Is Smart car leasing expensive?

Smart car leasing can offer significant cost savings compared to purchasing a new vehicle outright. With lower monthly payments and typically minimal upfront costs, leasing allows you to drive a newer model without a large initial investment. However, it’s essential to consider factors such as mileage limits and potential fees for wear and tear, which can impact the overall cost over the lease term. By understanding these details upfront, you can make an informed decision that aligns with your budget and driving needs.

How can I save money on my Smart car lease?

To save money on Smart car leasing:

  • Negotiate. Don’t hesitate to negotiate the lease terms, including monthly payments and initial costs. Leasing terms can often be adjusted to better fit your budget and needs.
  • Compare deals. Shop around and compare offers from different leasing companies to find the best rates and promotions. Some dealerships may offer exclusive deals or incentives for new customers.
  • Consider mileage. Estimate your annual mileage accurately to avoid excess mileage charges at the end of the lease term. Understanding your driving habits can help you choose the right mileage allowance.
  • Avoid unnecessary add-ons. Skip unnecessary extras and focus on the core lease agreement to keep costs down. Additional features can increase your monthly payments significantly.
  • Understand fees. Familiarise yourself with potential fees such as early termination or wear and tear charges to avoid unexpected expenses. Knowing these costs can help you manage your lease more effectively.

Pros and cons of Smart car leasing


  • Lower monthly payments compared to buying
  • Access to new vehicles with modern features
  • Minimal upfront costs and potential tax benefits for business use


  • No ownership at the end of the lease
  • Potential for mileage charges and restrictions on modifications
  • Lease terms can be restrictive and involve penalties for early termination

Bottom line

Smart car leasing in the UK offers an excellent way to enjoy the compact design and advanced features of Smart vehicles without the hefty upfront cost of buying. It provides flexibility, lower monthly payments, and the opportunity to drive a new car every few years. By researching lease terms, comparing deals, and understanding the potential costs, you can make the most of your Smart car lease.

Frequently asked questions

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We show offers we can track - that's not every product on the market...yet. Unless we've said otherwise, products are in no particular order. The terms "best", "top", "cheap" (and variations of these) aren't ratings, though we always explain what's great about a product when we highlight it. This is subject to our terms of use. When you make major financial decisions, consider getting independent financial advice. Always consider your own circumstances when you compare products so you get what's right for you. Most of the data in Finder's comparison tables has the source: Moneyfacts Group PLC. In other cases, Finder has sourced data directly from providers.
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Written by

Senior associate publisher

Connor is a senior associate publisher at Finder, specialising in insurance and investing. He's been sourcing and analysing data in both subjects for around 4 years, supporting Finder's publishing team. Connor holds a BSc in Accounting and Finance from the University of Sussex and when he's not at work, you can find him at his local gym keeping fit. See full bio

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