Editor's choice: Freedom Debt Relief
- Flexible payments
- Leader in debt negotiation
- No upfront fees
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Since Trinity doesn’t provide any information about fees online, it’s difficult to estimate the cost of the program. This lack of transparency also makes it difficult to compare Trinity to other debt management companies.
Online customer reviews mention low monthly fees, but you’ll have to contact Trinity directly to determine what fees you would be charged.
Trinity’s debt management program is designed to lower your interest rates to help you pay down your debt faster. Trinity claims it can lower interest rates to between 5% and 10%.
Before you sign up with a debt relief company
Debt relief companies typically charge a percentage of a customer’s debt or a monthly program fee for their services. And they aren’t always transparent about these costs or drawbacks that can negatively affect your credit score. You might pay other fees for third-party settlement services or setting up new accounts, which can leave you in a worse situation than when you signed up.
Consider alternatives before signing up with a debt relief company:
Trinity is rated highly on Trustpilot, with a score of 9.3 and 173 reviews. However, the fact that the company is not accredited by the Better Business Bureau is concerning. The only information you’ll find on Trinity’s BBB page are two complaints filed, one regarding billing and collection issues and another regarding problems with the service.
Positive customer reviews center on solid customer service and helpful agents. Many clients say they like the fact that Trinity is a Christian organization that successfully helped them pay down their debt.
Trinity is accredited by the FCAA and ISO, but it lacks additional accreditations that are considered standard for debt management companies. Trinity isn’t accredited by the NFCC or BBB. These accreditations are important because they ensure debt management companies are operating under key industry standards and can guarantee a minimum quality of service.
To register for a free debt analysis, visit Trinity’s website and do the following:
Once you complete Trinity’s online application, a credit counselor will contact you within 24 hours. The counselor will perform a complete analysis of your financial situation and determine a payment plan designed to meet your needs.
With over 20 years of experience, Trinity has worked with thousands of people through its debt management program, community outreach and educational programs. The company has a wealth of educational information online, including ebooks and links to financial resources.
Trinity’s debt management program has the potential to get customers out of debt quickly and efficiently. But despite the age and experience of the company, it lacks accreditation by the BBB and NFCC.
Before making a decision, evaluate your debt management program options.
Picture: Trinity Debt Management
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