STA Travel insurance review October 2018 |

STA Travel insurance

We value our editorial independence, basing our comparison results, content and reviews on objective analysis without bias. But we may receive compensation when you click links on our site. Learn more about how we make money from our partners.

Get straightforward, affordable coverage for your overseas adventures with STA Travel insurance.

There are lots of things that can happen when you’re overseas — stolen or lost luggage, sickness or injury or you may need to cancel your trip before it even begins. Whatever the issue, dealing with problems on vacation can be expensive. With travel insurance protection from STA Travel, you can protect your trip and your money.

STA Travel was started by two students in 1979 to provide affordable flights and adventures to other students on a tight budget. Today, STA still offers affordable travel insurance policies for students and other travelers for medical expenses, lost or stolen luggage and personal items, trip delay and accidental death and dismemberment. The company is administered by CSA Travel Protection and Insurance Services and the travel insurance is underwritten by Generali U.S. Branch.

Compare STA Travel policies and apply

Rates last updated October 20th, 2018
Details Features
STA Travel Explorer Plus
STA Travel Explorer Plus
Get premiere cover for a whole range of options with STA's premium policy. This option will still provide up to $100,000 in medical expense cover and up to $3,000 in cancellation cover.
  • Trip Cancellation Cover - $3,000
  • Emergency Medical Expenses Cover - Up to $100,000
  • Baggage and Personal Effects - Up to $2,500
  • Trip Delay - Up to $1,000
Go to site More info
STA Travel Standard International
STA Travel Standard International
Get affordable cover for the essentials of options with STA's mid-level cover policy. This option will still provide up to $1500 in luggage cover and up to $100,000 in medical cover.
  • Trip Cancellation Cover - 100% of trip cost insured up to $10,000
  • Emergency Medical Expenses Cover - Up to $100,000
  • Baggage and Personal Effects - Up to $1,500
  • Trip Delay - Up to $500
Go to site More info
Air Only
Air Only
Get affordable cover for your flights with STA's basic cover policy. This option will still provide up to $500 in cover for luggage and personal effects and cancellation cover for trips up to $10,000.
  • Trip Cancellation Cover - 100% of trip cost insured up to $10,000
  • Baggage and Personal Effects - Up to $500
  • Trip Delay - Up to $500
Go to site More info

STA Travel policies

Explorer plus policy coverage

  • Provides coverage for medical emergencies, trip delay, trip cancellation, and security and political evacuation.
  • This multi-trip policy offers protection for unlimited trips over a 12-month period. This could be the ideal option for students studying abroad.
  • Offers coverage for those seeking adventure — bungee jumping, rock climbing or any other high risk activity.

Standard international travel insurance coverage

  • Provides comprehensive coverage from trip cancellation, interruption and delay, loss or damage of personal items and baggage, emergency accident, sickness and medical expenses and emergency medical evacuation.
  • Coverage is available for travelers up to 65 years old for a single trip with a maximum stay of six months.
  • If you suffer from a pre-existing medical condition it offers protection against illnesses and diseases you’re aware of before you leave for your trip.

Air only policy coverage

  • Provides coverage for incidents that may occur before or during your flight.
  • Benefits include trip cancellation, trip delay, lost, damaged, or stolen baggage or personal effects and pre-existing conditions.
  • Coverage available for people up to 65 years old. If you’re between 66 and 85, you can contact STA directly and request a quote for coverage.
  • This policy is valid for one year, for one single trip with a duration of up to six months.

Comparison of STA Travel insurance benefits

With all plans you’ll have a 14 day free look to see if you want to keep the policy and receive a full refund after sending a written notice of cancellation. You’ll also benefit from paying for claims instantly while traveling, without having to wait for reimbursements.

Explorer plus policy coverageStandard international travel insurance coverageAir only policy coverage
Trip cancellation$3,000100% of trip cost insured
available for trips up to $10,000
100% of trip cost insured
available for trips up to $10,000
Trip interruption$3,000100% of trip cost insured
available for trips up to $10,000
Trip delayUp to $500Up to $500Up to $500
Baggage delayUp to $200Up to $500None
Baggage & personal effects
Includes lost passport & visa replacement costs
Up to $2,500Up to $1,500Up to $500
Adventure sports coverageYesYesNone
Emergency accident & sickness medical expenseUp to $100,000Up to $100,000None
Emergency medical evacuationUp to $500,000Up to 250,000None
Security or political evacuationUp to $50,000NoneNone
Pre-existing conditions coverageNoYes (Conditions Apply)Yes (Conditions Apply)
Policy validityMulti-trips within 1 year1 trip, up to 6 months1 trip, up to 6 months
AgeUp to 65Up to 65Up to 65
Go to siteGo to siteGo to site
Back to top

How do I make a claim with STA Travel insurance?

  • In order for you to file a claim with STA Travel insurance, you must provide the company with written notice within 20 days the the event. Include your name, policy number and travel supplier’s name and send it to the address provided on your schedule of benefits or to an authorized designee.
  • To file your claim, provide STA with proof of loss within 90 days after the loss occurred.
  • If you’re filing a claim for the damage or destruction of a property, you need to prove the damage in order to process the claim.
  • To file your claim, download the claim forms from the STA Travel website, complete it and send the completed form and documents via mail, email or fax.
Back to top

Frequently asked questions

Compare STA Travel insurance policies

Was this content helpful to you? No  Yes
Back to top

Read more on this topic

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Privacy and Cookies Policy and Terms of Use.
Go to site