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Costa Rica is a natural wonder full of beautiful beaches, delicious food and stunning hikes. It’s known as the home of pura vida, or the “pure life,” given its simple and stress-free atmosphere. So let yourself relax with a comprehensive travel insurance policy that covers you for the unexpected.
The US government has issued a Level 3 travel advisory for Costa Rica as of February 2021. Read the fine print of your travel insurance policy to learn whether it covers emergencies, evacuations, interruptions or cancellations for your DR trip during the pandemic. Learn more about restrictions and requirements for US travelers by country.
*Be aware that most travel insurance policies don’t offer COVID-19 coverage. To find one that does, have a look at travel insurance policies that cover the coronavirus.*
Depending on the nature of your trip, there are numerous events to cover yourself against. Whether you’re lounging on the beach, touring around to see the sights or participating in extreme sports, here are some suggestions:
Medical. All travelers must consider coverage for the unexpected regardless of age, health or ability. Accidents, injuries or illness can happen in the blink of an eye and you’ll want to be sure you’re covered if you need treatment, medication or a stay in the hospital. Plans can range from the basics to full coverage.
Travel cancellation and interruption. This coverage includes flight delays, interruptions and cancellations — even due to hurricanes.
Luggage loss and theft. If your suitcase accidentally gets rerouted to another location, or if your wallet or purse gets stolen, it’s wise to have this coverage.
Activity. Are you visiting Costa Rica for the thrill? Here is a list of considerations when deciding on activity coverage:
Exclusions are conditions that your travel insurance policy may not pay out for. Common exclusions to watch out for include:
Find a travel insurance policy to protect yourself from potential hazards while seeing Costa Rica. While you’re there keep in mind to watch out for these issues:
Costa Rica’s healthcare system is well-developed, and its residents enjoy a higher standard of public medical treatment than most other countries in the region.
Only Costa Rican citizens and permanent residents get universal healthcare, leaving visitors to rely on travel health insurance.
Hopefully your vacation goes off without a hitch. If it doesn’t, keep a list of who to call in your phone:
An adventure-filled trip full of hiking, climbing and diving or afternoons in a hammock on the beach — the pure life awaits you in Costa Rica.
Before you leave, take out a travel insurance policy so that a bad meal or a hiking mishap doesn’t ruin your pura vida memories.
What are the entry requirements for Costa Rica?
Americans can visit Costa Rica without a visa, but you must:
When is the best time to visit Costa Rica?
For the sunniest weather, visit between December and April. More attractions are open and hurricane season has ended.
If you’re on a tight budget or want to miss the crowds, consider May to November for the lowest prices, or the months of June and July to see the forests at their most lush and verdant.
What do I do if I have an existing health condition?
If you have a pre-existing condition, tell your insurer before you buy a policy. Some conditions are covered, but you may have to pay extra. It’s also a good idea to visit your doctor before you leave to make sure your symptoms are under control and that you have any emergency medications you might need.
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