What is the minimum credit score needed for a personal loan?
You need a personal loan credit score of at least 670 to get the best deal, but there are options for people with lower credit.
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Browse guides on this topic
Hardship Loans: What They Are, When to Use Them and What to Watch Out For
A guide to hardship loans, including what they are, who should use them and what to be aware of when considering getting one.
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Achieve Personal Loans Review: Good for Co-Applicants
Get loans with unique rate reductions and options for debt consolidation, even with lower credit.
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Best Personal Loans of 2025
See which online lenders offer personal loans with low interest rates and learn how to get a loan with minimum interest.
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How Much Are NBA Playoff Tix? & How to Afford Them (2025)
A guide to the 2025 NBA playoffs, how much tickets cost and ways to budget and plan for the event.
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Credit Direct Review: Good Option for Bad Credit Borrowers
Learn how to get fast, fee-free personal loans with flexible approval criteria.
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Universal Credit: Better Options for Good Credit Borrowers
It may be owned by a top lender, but that doesn’t mean it’s upfront.
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OneMain Financial: No Credit Score Needed But Higher Costs
Explore OneMain Financial’s personal loans with low requirements, quick approvals and options for all credit types.
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How to Survive Music Festival Season on a Budget (2025)
A guide to enjoying the festival season on a budget and tips and tricks to save money while you party.
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BHG Financial Personal Loans: Good for High Income Borrowers
Bankers Healthcare Group isn’t just for licensed healthcare workers. Compare large loans up to $200,000 with this legit online lender.
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