What type of loans does Credit9 offer?

Credit9 offers unsecured personal loans that can be used to consolidate debt.

How does Credit9 verify income?

Credit9 verifies income by reviewing documents provided by the applicant, such as paystubs, W-2s, 1099s or tax returns.

Does Credit9 accept co-applicants?

Credit9 accepts co-applicants, and the qualification requirements are the same as they are for the primary applicant.

How are my Credit9 loan terms decided?

Credit9 considers your credit score, credit history and the amount of debt you have compared to your income to determine your loan terms.

How fast does Credit9 fund loans?

Once your application to Credit9 has been approved, you can receive funds in as little as one business day.

Will Credit9 hurt my credit?

You can prequalify for a loan through Credit9 with just a soft check that won't harm your credit. If you move forward with the loan, the company conducts a hard credit check that could ding your credit score by a few points. If you enroll in the debt settlement program offered by Americor (Credit9's sister company), your credit score will most likely drop significantly since you're required to stop making payments on your debts.