Is Splash Financial a legitimate loan company?

Yes, Splash Financial is a legitimate loan company that was founded in 2013. It started out specializing in student loan refinancing, but it now offers several additional options, including personal loans and home equity lines of credit.

How does Splash Financial work?

Splash Financial is a loan marketplace that connects you with partner lenders. You start by filling out a short online form to check your rates with no impact on your credit. If you're prequalified, you can compare loan offers and choose the one that fits your needs. Once you accept an offer, you'll complete the full application directly with the lender, who handles funding and repayment.

What credit score do you need for Splash Financial?

Splash Financial doesn't publish a minimum credit score requirement. Its website simply states that you must "meet applicable underwriting requirements based on specific lender criteria." Because Splash lets you prequalify with no impact to your credit score, it's worth checking to see what rates and offers you might be eligible for.

Is Splash Financial trustworthy?

The company seems to be trustworthy. It is accredited by the Better Business Bureau with an A+ rating and has a 4.8-star rating from past customers on Trustpilot.