Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure

Best high-yield savings accounts of April 2024

Find the best high-interest savings accounts to maximize your earnings.

$
Name Product Interest compounding Annual Percentage Yield (APY) FDIC or NCUA insured amount Minimum balance to earn interest Minimum deposit to open Offer Estimated total balance
Cloud Bank 24/7 through Raisin
Finder Score: 4.7 / 5: ★★★★★
Cloud Bank 24/7 through Raisin
Daily

5.24%

Up to $250,000
$1
$1
$1,052.40
Go to site
View details
Cash App Savings
Finder Score: 4.4 / 5: ★★★★★
Cash App Savings
Monthly

4.50%

1.50%

Up to $250,000
$0
$1
$1,045
Go to site
View details
SoFi Checking and Savings
Finder Score: 4.6 / 5: ★★★★★
Bonus
SoFi Checking and Savings
Daily

4.60%

0.50%

1.20%

Up to $250,000
$0
$0
Get up to $300 cash bonus with qualifying direct deposit. Terms apply. This offer is available until June 30, 2024.
$1,046
Go to site
View details
Wealthfront Cash Account
Finder Score: 4.6 / 5: ★★★★★
Wealthfront Cash Account
Daily

5.00%

Up to $8M FDIC insurance
$1
$1
$1,050
Go to site
View details
American Express® High Yield Savings Account
Finder Score: 4.9 / 5: ★★★★★
American Express® High Yield Savings Account
Daily

4.25%

Up to $250,000
$1
$0
$1,042.50
Go to site
View details
Barclays Online Savings
Finder Score: 4.3 / 5: ★★★★★
Bonus
Barclays Online Savings
Daily

4.35%

Up to $250,000
$0
$0
Get a $200 bonus when you open a new savings account, deposit $25,000 within 30 days of opening and maintain the balance for 120 days. Terms apply
$1,043.50
Go to site
View details
loading

Why trust Finder

  • 300+ banks and credit unions reviewed
  • 160+ savings accounts analyzed and rated by our team of experts
  • Evaluated under our unbiased rating system covering 6 categories
  • 20+ years of combined experience covering financial topics

We're big on editorial independence. That means our content, reviews and ratings are fair, accurate and trustworthy. We don't let advertisers or partners sway our opinions. Our financial experts put in the hard work, spending hours researching and analyzing hundreds of products based on data-driven methodologies to find the best accounts and providers for you. Explore our editorial guidelines to see how we work.

More guides on Finder

Ask a Question

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and finder.com Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Go to site