This mobile wallet and debit card lets kids earn rewards and more — but they can shop in app.
finder.com’s rating: 4.2 / 5.0
★★★★★Jassby is a family finance app that’s complete with chores and allowance features, a debit card for kids, parental controls, budgeting tools and a savings goal tracker. Kids can learn healthy shopping habits from brick-and-mortar stores that accept contactless or debit card payments, or online in the Jassby store.
$3.95 per month
Minimum deposit to open
Cassidy Horton is a writer for Finder, specializing in banking and kids’ debit cards. She’s been featured on Legal Zoom, MSN, and Consolidated Credit and has a Bachelor of Science in Public Relations and a Master of Business Administration from Georgia Southern University. When not writing, you can find her exploring the Pacific Northwest and watching endless reruns of The Office.
Expert reviewJassby is a debit card that allows kids to complete chores and earn allowances in the app, then use their money online or in person with their Jassby debit card. Parents can set spending limits for the card, as well as assign chores and pay allowances.
The biggest perk with Jassby is that it’s the only platform that we’ve seen to offer a rewards program. Kids can complete financial activities like sending money to others, making donations or learning through Jassby’s courses. As they learn, they boost their financial literacy score, allowing them to earn even more rewards points. Once they reach 100 points, they can redeem the points for real money to their Jassby account.
Your kid can also choose between contactless payments or using the physical debit card at stores. Jassby also offers a store in the app where kids can use their own money to buy products from Apple, Nintendo and more. However, because the store is easily accessible in the app, you’ll want to keep an eye on your kid’s transactions to ensure that they’re building healthy spending habits online.
The platform has gone back and forth about its monthly fee. It used to charge a $2.99 fee that you could only avoid when you made one purchase a month, then it allowed access for free. However, now Jassby charges $3.95 per month, a similar cost to other leading kids’ debit cards available.
How do I get the Jassby kids’ debit card?
Here’s how to get your own Jassby card:
- Select Apply now.
- Click Get started.
- Enter your email address.
- Install the Jassby app on smartphone.
- Create your profile.
- Verify your email address.
- Add your family members to your account.
- Verify your identity.
- Link a bank account or debit or credit card.
- Follow the prompts to request your kid’s debit card.
Parents must meet these requirements to use Jassby:
- At least 18 years old
- US citizen or legal resident
- US phone number
- US bank account or credit card
- Android or iOS device
- Children under 13 must get their parent’s permission to use the app, but there’s no maximum age for this account.
Required informationJassby may ask for this information when requesting your debit card:
- Your date of birth
- Your Social Security number
- Child’s date of birth
How do Jassby‘s fees compare to the competition?Jassby used to offer its debit card for free or for a waivable $2.99 per month, but it’s now settled on a monthly subscription that costs similar to the competition. Here’s how its fees compare:
|Fee||Amount||How it compares to other kids’ cards|
|Monthly fee||$3.95||This cost is similar to other kids’ debit cards, which usually charge around $50 per year.|
|ATM withdrawal||Not available||Although you can withdraw money from an ATM with most kids’ cards, you can’t with Jassby.|
|Cash reload fee||Not available||You can only load your card through the mobile app.|
|Card replacement fee||$5||Most kids’ cards offer one or two replacement cards for free before charging a fee.|
What are the benefits of Jassby?
Like most cards for kids, Jassby supports chores and allowances. And it comes with these benefits:
- Parental controls. Adults can set spending limits, turn their kid’s debit card on and off, award one-time bonuses for reaching savings goals and more.
- Earns rewards. When your kid uses the financial literacy tools in Jassby‘s app, they can earn rewards points that are redeemable for discounts at participating retailers or for items in the Jassby shop. The more often your kid uses Jassby‘s tools, they more points they’ll earn.
- Gives a financial literacy score. Your kids can not only learn about financial topics from courses, quizzes and games, but they get a financial literacy score to gauge how much they know. As a plus, they can earn more rewards points per financial activity as their literacy score goes up.
- Kids can save together. If you have multiple kids, they can collaborate on saving for a purchase, teaching them to work together on finances.
What should I look out for?Jassby is among the best debit cards for kids we’ve seen, but there’s one major drawback that might be a dealbreaker for you and your child.
- Online shopping offered in app. Jassby offers an in-app mall that lets kids shop over 20,000 products from retailers like Apple and Nintendo, encouraging spending.
To compare similar options, check out these top-rated debit cards for kids to find the right one for you.
Jassby reviews and complaints
Jassby is not accredited by the Better Business Bureau (BBB), and there are no customer reviews for the account on the BBB’s website. But on Trustpilot, Jassby has 40 reviews with an average rating of 4.2 out of 5 stars. However, many of the reviews are only about the Jassby Shop, and they don’t mention other features offered in the app.
Compare Jassby with other debit cards for kids
Compare other popular debit cards for kids based on their fees and features.
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How can I fund my child’s Jassby account?
The primary way to load funds onto your child’s Jassby app through a linked bank account, debit or credit card. And with parental permission, grandparents can also link their Jassby account to their grandchild’s account. From there, they can add funds to the child’s account, but they can’t change any controls set by the parent.
Kids can either spend their money via their Jassby debit card, contactless payments or by asking an adult to withdraw the money for them.
Can I use Jassby with virtual wallets?
Yes. Jassby works with Apple Pay, Google Pay and Samsung Pay. Your child must be at least 13 years old to use Apple Pay, and they must be 18 years old to use Google Pay or Samsung Pay.
Is Jassby safe for my child?Jassby is powered by Mastercard and FDIC insured by Sutton Bank. It uses bank-grade encryption to protect your sensitive information, so it’s just as safe as any bank account you’d open for yourself.
How to contact Jassby
If you have questions or need help with your Jassby account, you can contact the company in the following ways.
- Email firstname.lastname@example.org.
- Call 1-831-274-7330.
- Connect with @Jassby.Inc on Facebook, @jassby.inc on Instagram and @jassby_inc on Twitter
Kids’ debit card ratings
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
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