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finder.com’s rating: 4.0 / 5.0
★★★★★
Jassby is a free chores and allowance app that has its own virtual debit card for kids. It’s complete with parental controls, budgeting tools and a savings goal tracker. But the virtual debit card is only compatible with Apple Pay and iOS devices.$2.99 per month
Fee
N/A
APY
$0
Minimum deposit to open
APY | N/A |
---|---|
Fee | $2.99 per month |
To waive the fee | when you make at least one virtual debit card purchase a month |
Minimum deposit to open | $0 |
Intro or bonus offer | Six-month free trial |
ATMs | No access to ATMs |
Review by
Cassidy Horton is a writer for Finder, specializing in banking and kids’ debit cards. She’s been featured on Legal Zoom, MSN, and Consolidated Credit and has a Bachelor of Science in Public Relations and a Master of Business Administration from Georgia Southern University. When not writing, you can find her exploring the Pacific Northwest and watching endless reruns of The Office.
Another interesting perk is that the Jassby card comes with a free six-month free trial — the longest free trial we’ve yet to see with any kids debit card. After that, you just need to make one purchase a month to avoid the $2.99 monthly fee. Again, very inexpensive compared to other cards that cost upwards of $50 a year.
But unlike other kids’ debit cards, this one is only compatible with Apple devices, and your kid won’t get a physical card in the mail. This means that if they want to buy something in person, they need to make sure the store accepts contactless payments first. This may not be a big deal if you live in a larger city where contactless payments are becoming the norm. But if you’re in a smaller town, your options might be limited.
Here’s how to get your own Jassby card:
Parents must meet these requirements to use Jassby:
Fee | Amount | How it compares to other kids’ cards |
---|---|---|
Monthly fee | $2.99 or $0 when you make at least one virtual debit card purchase a month | This is one of the lowest fees we’ve seen yet. Most kids’ cards have a monthly subscription fee that costs $50 a year on average. With Jassby you pay $0 to $35.88 a year depending on how much you use it. |
ATM withdrawal | Not available | Although you can withdraw money from an ATM with most kids’ cards, you can’t with Jassby. |
Cash reload fee | Not available | You can only load your card through the mobile app. |
Card replacement fee | Not available | Jassby is a virtual debit card, so you don’t have to worry about losing it. |
Like most cards for kids, Jassby supports chores and allowances. And it comes with these benefits:
As with most virtual debit cards, you can’t use Jassby to withdraw cash at an ATM or buy something in-person from a store that doesn’t support contactless payments. It also has these potential drawbacks:
Want your child to have a physical card? Check out these top-rated debit cards for kids to find the right one for you.
The only way to load funds onto your child’s Jassby app is through a parent’s linked bank account, debit or credit card.
Kids can either spend their money via their Jassby virtual debit card or ask an adult to withdraw the money for them if they need cash.
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top checking accounts and rate them one to five stars based on factors that are most important to you. These factors include: monthly fees, the ease at which monthly fees can be waived, the breadth of ATM access, ATM and overdraft fees, and customer service.