A mobile wallet and virtual debit card for kids — but there's no option for a physical card.
finder.com’s rating: 4.2 / 5.0
★★★★★Jassby is a free family finance app that includes chores and allowance features and comes with a virtual debit card for kids. It’s complete with parental controls, budgeting tools and a savings goal tracker. But there’s no option for a physical debit card, so your kid can’t use ATMs or buy from brick-and-mortar merchants that don’t accept contactless payments.
$0 per month
Minimum deposit to open
Cassidy Horton is a writer for Finder, specializing in banking and kids’ debit cards. She’s been featured on Legal Zoom, MSN, and Consolidated Credit and has a Bachelor of Science in Public Relations and a Master of Business Administration from Georgia Southern University. When not writing, you can find her exploring the Pacific Northwest and watching endless reruns of The Office.
Expert reviewJassby is a virtual debit card that’s best for kids who have a smartphone. They can complete chores and earn allowances in the app, then use their money online or in person with their Jassby debit card. Parents can set spending limits for the card, as well as assign chores and pay allowances.
The biggest perk with Jassby is that there’s no longer a monthly fee. There used to be a $2.99 fee that you could only avoid when you make one purchase a month, but Jassby has done away with this. You can now use the virtual card and get access to its chores and allowance features for free.
But your kid won’t get a physical card in the mail, not even if you pay extra. So there’s no ATM access, and if your kid wants to buy something in person, they need to make sure the store accepts contactless payments. This may not be a big deal if you live in a larger city where contactless payments are becoming the norm. But if you’re in a smaller town, your options might be limited.
How do I get the Jassby virtual debit card?
Here’s how to get your own Jassby card:
- Click Apply now.
- Click Learn More and How to Join for Free.
- Enter your email address.
- Install the Jassby app on smartphone.
- Create your profile.
- Verify your email address.
- Add your family members to your account.
- Verify your identity.
- Link a bank account or debit or credit card.
- Follow the prompts to request your kid’s virtual debit card.
Parents must meet these requirements to use Jassby:
- At least 18 years old
- US citizen or legal resident
- US phone number
- US bank account or credit card
- Android or iOS device
- Children under 13 must get their parent’s permission to use the app, but there’s no maximum age for this account.
Required informationJassby may ask for this information when requesting your virtual debit card:
- Your date of birth
- Your Social Security number
- Child’s date of birth
How do Jassby‘s fees compare to the competition?Jassby has one of the lowest fee structures of any kids’ debit card we’ve seen. Here’s how its fees compare to the competition:
|Fee||Amount||How it compares to other kids’ cards|
|Monthly fee||$0||This is one of the lowest fees we’ve seen yet as most kids’ cards have a monthly subscription fee that costs $50 a year on average.|
|ATM withdrawal||Not available||Although you can withdraw money from an ATM with most kids’ cards, you can’t with Jassby.|
|Cash reload fee||Not available||You can only load your card through the mobile app.|
|Card replacement fee||Not available||Jassby is a virtual debit card, so you don’t have to worry about losing it.|
What are the benefits of Jassby?
Like most cards for kids, Jassby supports chores and allowances. And it comes with these benefits:
- Free to use. Unlike other kids cards like Greenlight and Busykid, you won’t have to worry about paying a monthly fee to maintain your account.
- Parental controls. Adults can set spending limits, turn their kid’s debit card on and off, award one-time bonuses for reaching savings goals and more.
- Jassby Mall. Kids get access to an in-app Jassby Mall, where they can buy more than 20,000 products from retailers like Starbucks, Apple and Nintendo.
- Earns rewards. When your kid uses the financial literacy tools in Jassby‘s app, they can earn rewards points that are redeemable for discounts at participating retailers or for items in the Jassby shop. The more often your kid uses Jassby‘s tools, they more points they’ll earn.
What should I look out for?Jassby is among the best debit cards for kids we’ve seen, but there’s one major drawback that might be a dealbreaker for you and your child.
- Physical cards aren’t available. Jassby doesn’t offer a physical debit card, so there’s no ATM access and your kid can’t spend from the account at brick-and-mortar merchants that don’t accept contactless payments.
Want your child to have a physical card? Check out these top-rated debit cards for kids to find the right one for you.
Jassby reviews and complaints
Jassby is not accredited by the Better Business Bureau (BBB), and there are no customer reviews for the account on the BBB’s website. But on Trustpilot, Jassby has 40 reviews with an average rating of 4.2 out of 5 stars. However, many of the reviews are only about the Jassby Shop, and they don’t mention other features offered in the app.
Compare Jassby with other debit cards for kids
Compare other popular debit cards for kids based on their fees and features.
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How can I fund my child’s Jassby account?
The primary way to load funds onto your child’s Jassby app through a linked bank account, debit or credit card. And with parental permission, grandparents can also link their Jassby account to their grandchild’s account. From there, they can add funds to the child’s account, but they can’t change any controls set by the parent.
Kids can either spend their money via their Jassby virtual debit card or ask an adult to withdraw the money for them if they need cash.
Can I use Jassby with virtual wallets?
Yes. Jassby works with Apple Pay, Google Pay and Samsung Pay. Your child must be at least 13 years old to use Apple Pay, and they must be 18 years old to use Google Pay or Samsung Pay.
Is Jassby safe for my child?Jassby is powered by Mastercard and FDIC insured by Sutton Bank. It uses bank-grade encryption to protect your sensitive information, so it’s just as safe as any bank account you’d open for yourself.
How to contact Jassby
If you have questions or need help with your Jassby account, you can contact the company in the following ways.
- Email email@example.com.
- Start a live chat at the bottom right-corner of Jassby’s website
- Call 1-831-274-7330.
- Connect with @Jassby.Inc on Facebook, @jassby.inc on Instagram and @jassby_inc on Twitter
Kids’ debit card ratings
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
We analyze top debit cards for kids and rate them one to five stars based on factors that are most important to you. We rate kids’ checking accounts by these factors: Monthly fee, features, ATM access, customer support options, and availability. We also consider APY as a factor only for those that earn interest. We rate prepaid debit cards for kids by these factors: monthly fees, features, customer support options and account availability.