Certificates of Deposit (CDs)

A callable CD can be terminated before its maturity date, unlike regular CDs. However, callable CDs tend to have higher APYs as a tradeoff.

At CD maturity, you can roll over your money into a new CD or cash it out and move your money to a checking, savings or investing account.

The highest CD rates in Texas are from Ciera Bank, Quontic Bank, Susser Bank, Ally Bank and more. See the full list here.

Some of the highest CD rates in Florida are from Quontic Bank, Bethpage Federal Credit Union, First Internet Bank and more. See the full list here.

Some of the highest CD rates in Michigan are from Flagstar Bank, Quontic Bank, First Internet Bank, Ally Bank and more. See our full list here.

Finding the best CD rate is vital to ensuring that your savings balance grows to the maximum amount possible in the shortest time.

High rates on a variety of terms with low opening deposit requirements.

Raisin’s Sallie Mae CDs offer a big APY for a small opening deposit.

See what the average interest rate was in the US for 3-month, 60-month, 1-year, 3-year and 5-year CDs since 2009 and learn how the economy affects rates.

Money market accounts offer easy access to your money, while CDs lock your savings away for a set time and often have higher interest rates.