Bank Accounts

Chime provides legitimate banking services through partner banks, which also offer typical FDIC insurance up to $250,000. See our full review here.

Banks like SoFi, PNC, HSBC, US Bank, Axos, KeyBank, Fifth Third Bank and more offer instant fund availability with mobile check deposit.

Tired of foreign transaction fees? Compare top multi-currency accounts to save money on travel, transfers and business payments.

Current wins for its high-APY savings pods and positive customer reviews, but Chime is still a good pick for credit-building.

Wealthfront’s Cash Account has a very high 4.50% APY with no monthly fees and gives you a debit card for spending.

Compare TD Bank and Bank of America on fees, features and convenience to find your fit.

Wells Fargo is a Big Four bank, but SoFi’s free online checking and savings accounts boast competitive interest rates, savings round-ups and easy ATM access.

Some of the closest PayPal alternatives include Cash App, Chime, Zelle, Revolut, Meta Pay and Apple Pay. Compare these apps here.

When the federal fund rate moves, your money moves too. This is how changes to the fed rate affect your finances.

Though Bluevine doesn’t support Zelle, you can still transfer money via other methods.