Explore Regions Bank’s suite of accounts

Account options are plentiful but only residents inside the branch network can apply.

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Regions Bank

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From interest-bearing checking to business CDs, Regions Bank offers a broad selection of accounts with online and mobile-friendly banking options. But you’ll need to live within its branch network to apply.

What banking products does Regions Bank offer?

Why should I open an account at Regions Bank?

A number of perks are in store for Regions Bank account holders:

  • Impressive account suite. Regions Bank offers a comprehensive selection of both personal and business banking products.
  • Waived fees. With the exception of the LifeGreen Simple Checking account, Regions offers multiple options to waive monthly account fees.
  • Regions LockIt. Should you misplace your Regions card, you can block transactions right from the Regions mobile app.
  • Cashback rewards. Both the Regions CheckCard and Now Card earn cashback rewards on eligible purchases.

What should I look out for?

  • Limited availability. Regions Bank‘s products are limited to residents in 16 states: Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, Texas and Virginia.
  • Limited ATM network. Straying outside Regions 1,900 ATM network could result in ATM fees.
  • Minimum opening deposit. A number of Regions accounts require a minimum opening deposit.
  • Tiered rates. Most interest rates with this provider are tiered and vary by state, which means you’ll need to talk to a representative to find out what you qualify for.

Compare with leading bank and credit union accounts

Name Product APY ATMs Fee
M&T Bank EZChoice Checking
Over 1,500 M&T Bank ATMs
$0
Get $150 if you open an EZChoice M&T checking account by March 2, 2020, and make qualifying direct deposits totaling at least $500 within 90 days of account opening.
M&T Bank MyChoice Premium Checking
M&T Bank MyChoice Premium Checking
0.05% on balances of $100,000+
0.03% on balances of $50,000 to $99,999.99
0.01% on balances of $1 to $49,999.99
Over 1,500 free M&T Bank ATMs and up to $2 rebates when using all other ATMs
$24.95/month
(can be waived)
Get up to $250 if you open a MyChoice Premium M&T checking account by March 2, 2020, and make qualifying direct deposits totaling at least $500 within 90 days of account opening.
Chase Sapphire Checking
0.01%
Free to use anywhere worldwide
$25/month
(can be waived)
Get a $1000 welcome bonus when you join Sapphire Banking by March 06, 2020. Within 45 days of joining, transfer a total of $75,000 or more in qualifying new money or securities to a combination of eligible checking, savings and/or investment accounts (excludes any J.P. Morgan retirement accounts and CDs), and maintain the balance for at least 90 days.
BBVA Online Checking
No ATM fees nationwide at more than 64,000 AllPoint, participating 7-Eleven and BBVA USA ATMs
$0
A full-service account with convenient, surcharge-free access to two massive ATM networks.
Axos Bank Rewards Checking
1.25% on balances of $0+ with $1,000+ in direct deposits, 10 $3+ debit card transactions and 5 additional account transactions per month
ATM fees reimbursed at any ATM nationwide
$0
Earn up to 1.25% APY while enjoying a suite of digital tools for smarter money management.
Axos Bank Essential Checking
ATM fees reimbursed at any ATM nationwide
$0
No fees. Unlimited domestic ATM fee reimbursements.
HSBC Advance Checking
0.01% on balances of $5+
Surcharge-free HSBC ATMs nationally and internationally, plus up to four rebates a month for using non-HSBC ATMs in all US states except New York
$25/month
(can be waived)
Earn 2% cash back on qualifying direct deposits (up to $30 per month and $350 total during the first 12 months) with a new HSBC Advance Checking account. Offer ends March 1, 2020. Conditions apply. Deposit products are offered in the US by HSBC Bank USA, N.A. Member FDIC.
TD Beyond Checking
0.05% on balances of $50,000+
0.03% on balances of $10,000 to $49,999.99
0.01% on balances of $0.01 to $9,999.99
1,900 ATMs across the country and Canada
$25/month
(can be waived)
A checking account that offers interest plus three ways to waive the monthly fee, two overdraft paybacks a year and no ATM fees with a $2,500 balance.

Compare up to 4 providers

Regions Bank‘s customer service

There are five ways to get in touch with a Regions Bank representative:

  • Phone. Call 800-734-4667, weekdays from 7 a.m. to 7 p.m. and Saturdays, 8 a.m. to 2 p.m., CT.
  • Online form. Regions customers can log in to the website and complete a secure online form for a reply from customer service.
  • Live chat. Chat with a representative on Region’s website, weekdays from 7 a.m. to 7 p.m. and Saturdays, 8 a.m. to 2 p.m., CT.
  • Social media. Keep up with all things Regions Bank on Twitter, Facebook, Foursquare and LinkedIn.
  • In person. Visit a Regions branch during business hours.

Bottom line

With such a broad selection of accounts, Regions Bank caters to a range of personal and business banking needs. But you’ll need to live within its 16 state branch network to open an account.

If you’re not sure Regions Bank is for you, explore your account options with other providers.

Frequently asked questions

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