Phyllis Romero is a journalist who specializes in business, insurance and consumer articles. She's written stories around business financing, personal lending and credit cards to help Americans better balance their budgets. Phyllis enjoys antiquing, vintage jewelry, gardening and bed and breakfasts. She dreams of opening her own B&B, where she can write best-sellers in the midst of her cottage garden while her husband handles all the boring details.
Latest articles by Phyllis Romero
28 articles written by this author
How to deal with balance transfer credit card problems
Balance transfers can be a great way to consolidate your debt, but you'll need to avoid some of these common problems.

How long does a balance transfer take?
Applying for a balance transfer? Discover how long it can take and learn how to speed up the process.

Auto loan delinquencies on the rise in the US
Why are auto loan payments more delinquent, even as unemployment remains low? We'll find out.

TransUnion: Payday loan borrowers may qualify for bank loans
A new study shows that many payday loan borrowers actually might qualify for a bank loan. Learn more here.

Main Street small business lending is booming
Whether you already own a business or have thought of starting one, there may never be a better time to fund your dream. Small business lending is booming.

Are passengers on board with mid-flight credit card pitches?
Mid-flight credit card pitches have become the new norm in the cabin of commercial airline flights. How do consumers feel about the sales pitches? We have the answers.

Credit card scammers’ new scheme is shimming
Think your credit card is safe from scammers? We'll show you why it's not and what you can do to protect yourself.

Nationwide transitioning away from retail banking to focus on its insurance division
Nationwide will end its banking operations and expand its insurance operations. Learn why the company is making the transition.

Feds say SBA funding off-limits for marijuana business loans
The SBA will no longer consider marijuana business loans. Find out what this means for cannabis-related businesses.

Western Union offers Chinese students money transfers via WeChat Pay
Western Union's alliance with WeChat Pay is now making it easier than ever for international Chinese students to pay their tuition.
