Audi RS3 insurance group

Compare car insurance costs for your Audi RS3 by age and location.

Promoted
Confused.com car insurance logo

Get cheap car insurance quotes

  • Save up to £341 on your car insurance*
  • Compare over 120 insurance providers
  • Enjoy Confused.com rewards
Get a quote

The Audi RS3 is powerful hot hatch, which has been available to buy since 2011. In this guide, you will learn everything you need to know about insuring an Audi RS3.

Why choose a Audi RS3?

When this vehicle was first released it was the most powerful vehicle of its kind. To this day, you’ll get a lot of enjoyment from its impressive acceleration.

What insurance group does the Audi RS3 fall under?

All cars are on the road are assigned an insurance group before being made available for sale. These groups – numbered from 1 (cheapest to insure) to 50 (most expensive) – help insurers determine a suitable price for insuring this vehicle.

Audi RS3 models belong to insurance group 40, meaning they will fall on the expensive side.

Model / Version Group (1-50) 20yrs 30yrs 40yrs 50yrs -
2.5 TFSI RS 3 Quattro Nav 5d S Tronic 40 £1,781 £1,018 £892 £720 Get Quote
2.5 TFSI RS 3 Quattro 5d S Tronic 40 £1,781 £1,018 £892 £720 Get Quote

Audi RS3 insurance cost by location

The table lets you see the average cost of Audi RS3 insurance, based on insurance groups and driver age.

However, there are various other factors that affect the cost of your car insurance premiums, including your home address.

To illustrate the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Audi RS3 2.5 TFSI RS 3 Quattro Nav 5d S Tronic.

  • Expensive: £1,216 (London SE1)
  • Average: £1,018 (Newcastle NE1)
  • Cheap: £763 (Galashiels TD1)

Which factors affect my Audi RS3 insurance rate?

Along with insurance group, here are some of the other key factors that impact your insurance premium costs:

  • Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. However, as all Audi RS3 models come with a 2.5-litre engine, this won’t be a factor to compare with this vehicle.
  • Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or you’ll be involved in an accident. If you live in an area where motorists are historically more likely to make a claim, this will increase the cost of insurance. For example, a 30-year-old in central London may pay £1,216 for insurance for a Audi RS3 2.5 TFSI RS 3 Quattro 5d S Tronic, while the same 30-year-old in Newcastle may only pay £1,018.
  • Driver age. The youngest drivers are the most likely to claim on their car insurance. For this reason, they have to pay significantly more to cover themselves. As an example, the average 20-year-old driver in London may pay £2,115 for the Audi RS3 2.5 TFSI RS 3 Quattro Nav 5d S Tronic, while the average 40-year-old Londoner will only pay £1,108. In this example, the 20-year-old would have to pay almost double to insure an Audi RS3.

Other factors that influence the cost of your insurance include:

  • Your annual mileage
  • Your marital status
  • Your car’s safety rating score
  • The model of your car
  • The age of your car
  • Your car’s security features
  • Your car’s anti-theft precautions
  • Your driving history and activity
  • No claims discount
  • Your occupation
  • Your credit history

How can I save on my Audi RS3 premiums?

Car insurance is a necessary legal requirement if you want to drive your car or even leave it on the road. Still, there’s no reason to let it cost more than it needs to. There are plenty of tricks you can try to lower the cost of your premium, and we’ve listed them below.

  • Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
  • Pay annually rather than monthly. By paying annually, you eliminate the possibility of paying interest on your monthly repayments.
  • Install extra safety precautions. There are certain safety precautions which insurers believe reduce the likelihood of your car being stolen or involved in an accident. If you install these on your vehicle, you’re quite likely to lower your premium.
  • Shop around for the best deal each year. Don’t blindly settle for the renewal price given to you by your existing insurance company. There is likely to be cheaper options available from its competitors. Shop around the best deal using price comparison websites.

Bottom line

The Audi RS3 is a classy hot hatch, which provides plenty of raw power and a beautiful exterior. You’ll pay a lot to insure this vehicle, but the tips in this guide will help you to reduce your premiums.

Frequently asked questions

*Based on data provided by Consumer Intelligence Ltd, www.consumerintelligence.com (July ’22). 51% of car insurance customers could save £341.77
The offers compared on this page are chosen from a range of products we can track; we don't cover every product on the market...yet. Unless we've indicated otherwise, products are shown in no particular order or ranking. The terms "best", "top", "cheap" (and variations), aren't product ratings, although we always explain what's great about a product when we highlight it; this is subject to our terms of use. When making a big financial decision, it's wise to consider getting independent financial advice, and always consider your own financial circumstances when comparing products so you get what's right for you.

More guides on Finder

  • Car insurance A-Z Glossary

    Get to grips with car insurance terms with our handy round-up of the main insurance jargon you’ll come across.

  • Car insurance admin charges

    We explain what car insurance admin charges exist, when you might need to pay them and how to keep them to a minimum.

  • Should drivers have to retake their driving test?

    Three-quarters (74%) of the UK want drivers to retake their driving test at least once in their lifetime, at an average age of 68 years old.

  • Low emission car insurance

    We explain how low emission cars could affect insurance and other costs, plus how to keep your insurance premium low.

  • Cat N insurance

    Read our guide to find out how to find insurance for your cat N write-off, average cost and whether or not you can keep your category N car.

  • Self-employed car insurance

    What you need to consider when taking out car insurance if you’re self-employed, and whether you can claim car insurance as a business expense.

  • Cat S insurance

    Learn how to find insurance for your Cat S write-off, average cost and whether you can keep your category S car.

  • Genesis G80 insurance group

    Find out how much it may cost you to insure a Gensis G80 and how to save on your car insurance premiums.

  • Genesis G70 insurance group

    Find out how much it may cost you to insure a Gensis G70 and how to save on your car insurance premiums.

  • Genesis GV70 insurance group

    Find out how much it may cost you to insure a Gensis GV70 and how to save on your car insurance premiums.

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder.com provides guides and information on a range of products and services. Because our content is not financial advice, we suggest talking with a professional before you make any decision.

By submitting your comment or question, you agree to our Privacy and Cookies Policy and Terms of Use.

Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.
Go to site