Audi RS3 insurance group
Compare car insurance costs for your Audi RS3 by age and location.
The Audi RS3 is powerful hot hatch, which has been available to buy since 2011. In this guide, you will learn everything you need to know about insuring an Audi RS3.
Why choose a Audi RS3?
When this vehicle was first released it was the most powerful vehicle of its kind. To this day, you’ll get a lot of enjoyment from its impressive acceleration.
What insurance group does the Audi RS3 fall under?
All cars are on the road are assigned an insurance group before being made available for sale. These groups – numbered from 1 (cheapest to insure) to 50 (most expensive) – help insurers determine a suitable price for insuring this vehicle.
Audi RS3 models belong to insurance group 40, meaning they will fall on the expensive side.
Audi RS3 insurance cost by location
The table lets you see the average cost of Audi RS3 insurance, based on insurance groups and driver age.
However, there are various other factors that affect the cost of your car insurance premiums, including your home address.
To illustrate the power of the postcode, here are some average quotes for a 30-year-old living in three different locations. The quotes are for a Audi RS3 2.5 TFSI RS 3 Quattro Nav 5d S Tronic.
- Expensive: £1,216 (London SE1)
- Average: £1,018 (Newcastle NE1)
- Cheap: £763 (Galashiels TD1)
Which factors affect my Audi RS3 insurance rate?
Along with insurance group, here are some of the other key factors that impact your insurance premium costs:
- Engine type and capacity. In general, the bigger the engine, the higher the cost of your insurance. However, as all Audi RS3 models come with a 2.5-litre engine, this won’t be a factor to compare with this vehicle.
- Driver location. Insurers use your home address to determine the level of risk that your car may be stolen or you’ll be involved in an accident. If you live in an area where motorists are historically more likely to make a claim, this will increase the cost of insurance. For example, a 30-year-old in central London may pay £1,216 for insurance for a Audi RS3 2.5 TFSI RS 3 Quattro 5d S Tronic, while the same 30-year-old in Newcastle may only pay £1,018.
- Driver age. The youngest drivers are the most likely to claim on their car insurance. For this reason, they have to pay significantly more to cover themselves. As an example, the average 20-year-old driver in London may pay £2,115 for the Audi RS3 2.5 TFSI RS 3 Quattro Nav 5d S Tronic, while the average 40-year-old Londoner will only pay £1,108. In this example, the 20-year-old would have to pay almost double to insure an Audi RS3.
Other factors that influence the cost of your insurance include:
- Your annual mileage
- Your marital status
- Your car’s safety rating score
- The model of your car
- The age of your car
- Your car’s security features
- Your car’s anti-theft precautions
- Your driving history and activity
- No claims discount
- Your occupation
- Your credit history
How can I save on my Audi RS3 premiums?
Car insurance is a necessary legal requirement if you want to drive your car or even leave it on the road. Still, there’s no reason to let it cost more than it needs to. There are plenty of tricks you can try to lower the cost of your premium, and we’ve listed them below.
- Limit your car usage (where possible). Occasionally deciding to walk or get public transport, rather than using your car, can help to save on your premiums.
- Pay annually rather than monthly. By paying annually, you eliminate the possibility of paying interest on your monthly repayments.
- Install extra safety precautions. There are certain safety precautions which insurers believe reduce the likelihood of your car being stolen or involved in an accident. If you install these on your vehicle, you’re quite likely to lower your premium.
- Shop around for the best deal each year. Don’t blindly settle for the renewal price given to you by your existing insurance company. There is likely to be cheaper options available from its competitors. Shop around the best deal using price comparison websites.
The Audi RS3 is a classy hot hatch, which provides plenty of raw power and a beautiful exterior. You’ll pay a lot to insure this vehicle, but the tips in this guide will help you to reduce your premiums.
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