SHOP NOW & PAY OVER TIME WITH THE KATAPULT APP
- No credit check required.
- Up to $3,500 in pre-approval based on individual plans.
- Pay over time options, no surprises.
- Get your approval decision in 5 seconds.
- Shop over 200+ brands you trust.
SHOP NOW & PAY OVER TIME WITH THE KATAPULT APP
Perpay lets you pay for items in interest-free installments. We analyze the fine print so you can decide if it’s worth using.
Buy now, pay over the next six weeks — and forget about interest and hidden fees.
Learn how to qualify for 0.00%, 0.99%, 9.99 or 19.99% on your purchases with top online retailers with this 3rd-party lender.
Finance your online purchase with this alternative to credit cards, available at 150+ stores.
Browse store lists by BNPL provider and discover where you can split your payments.
Looking for something like Affirm or Sezzle? Here are more apps offering split payments or credit-based financing.
Most BNPL apps work similarly, though there are a few features to keep an eye on when making your choice.
BNPL is a four-part installment loan retailers and third-party intermediaries offer consumers. After making your first payment up front, the remaining three payments are equally split and automatically charged to your credit or debit card on a set interval, typically every two weeks.
BNPL plans are most often found in online stores. However, the service’s rising popularity means you can find them in select stores or use a third-party service to turn nearly any purchase into a BNPL payment.
Like most loans, a BNPL plan also comes with terms and conditions, including interest and fees.
For an idea of how some third-party BNPL services stack up, select up to four platforms and select Compare to see them side by side.