Ria offers competitive exchange rates and minimal fees when you need to send funds overseas
Today, Ria has a global transfer network of more than 240,000 agent locations in 130 countries, making it the third-largest provider of international money transfers in the world. It offers a simple service that allows you to send money overseas within minutes.
|Product Name||RIA Money Transfer|
|Min. Transfer Amount||USD 1|
|Max. Transfer Amount||USD 2,999|
Minimum transfer time
|3 - 5 days|
|Banking Partner||RIA Financial Services|
|Available Currencies||AED, ALL, AMD, ARS, AUD, BAM, BBD, BDT, BHD, BIF, BOB, BRL, BYR, CAD, CHE, CLF, CNY, COP, CRC, DJF, DOP, DZD, EGP, ERN, ETB, EUR, FJD, GBP, GEL, GHS, GMD, GNF, GTQ, GYD, HNL, HRK, HTG, HUF, IDR, ILS, INR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KZT, LBP, LKR, LRD, MAD, MDL, MMK, MRO, MXN, MYR, MZN, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SCR, SEK, SRD, SVC, THB, TJS, TND, TOP, TRY, TZS, UAH, UGX, USD, UYI, UZS, VEF, VND, VUV, XAF, XCD, XOF, YER, ZMW|
|Exchange Rate Updates||Daily|
With multiple payment and delivery options, your funds can be deposited into your recipient’s bank account, delivered by courier (in select countries) or picked up from one of Ria’s hundreds of thousands of worldwide locations.
What is Ria?
Ria was founded by a Cuban immigrant with a single New York City storefront in 1987. Since then, it’s grown to become the world’s third-largest money transfer service. Now part of Euronet Worldwide, a leading electronic payments provider, Ria offers over 316,000 agent locations in 144 countries. It also handles bill payments, check cashing and other financial services.
How are Ria’s exchange rates?
As a specialist provider of international money transfers, Ria is typically able to offer better exchange rates than you’ll find at most banks.
Rates are updated daily to align with exchange rates on global markets, and you’ll can review the rate that applies to your transaction before confirming whether you want to go through with the transfer.
How much does it cost to transfer money with Ria?
The fees that apply to Ria money transfers vary depending on the amount of money you’re sending, where you’re sending it to and the method you use to pay for your transaction.
The more money you send, the more your transaction will cost — but the price per dollar per transfer decreases when you send larger amounts. Funding a transfer from your bank account is the least expensive option (but also the slowest), while debit and credit card transactions incur higher fees.
For example, sending $1,000 to Mexico from your credit card for cash pickup will incur a transfer fee of $8. Meanwhile, using your bank account to send $1,000 to China for cash pickup will attract a transfer fee of $5.
Before you commit to any transaction, Ria provides a preview of all the fees that apply to your transfer.
How much can I send — and to where?
With Ria, you can send transfers of $1 to a maximum $2,999.99 per transfer per day. A 30-day limit of $7,999.99 also applies to Ria users, although you can send larger amounts by visiting a Ria agent location with your ID and other supporting documentation.
Ria sends money to 130 countries around the world. However, you won’t be able to transfer money to countries like Cuba, Iran, Iraq, Lebanon, Libya, Syria, Sudan or Zimbabwe.
What types of transfers can I send with Ria?
Ria’s transfer service is designed to make it easy to send one-off transfers to 130 countries around the world. You can pay for your transfer with:
- A bank account
- A credit card
- A debit card
Your recipient also has multiple ways to access the money you send:
- Bank account deposit.
- Pickup at a Ria agent location.
- Courier delivery to a home or office (available in limited countries).
If you need help with a transaction, Ria offers a detailed online FAQ, as well as phone, email and live chat customer support with a Ria representative.
The registration and transfer process
Ria’s money transfer process is straightforward. First-time customers will need to register for a free Ria account as part of the transfer process.
- Specify how much you’d like to send, where you’d like to transfer your funds to, and whether you’ll pay for your transfer by debit card, credit card or bank account. If you want to pay with cash, you can visit a Ria agent location.
- Confirm the transaction summary that details the exchange rate and fees that apply to your transfer.
- Enter your recipient’s full name, email address and phone number.
- If a new user, register for an account in minutes.
- Transfer your funds around the world.
What do I need to send money through Ria?
To easily transfer cash through Ria, you’ll need:
- A Ria account. You can create a free account as you’re setting up your transaction.
- Valid payment. Ria accepts payment by bank account, debit card or credit card.
- Your recipient’s name and contact information. The name must match the name shown on their government-issued ID. If you’re transferring money to their account, you’ll also need their bank’s name and account number.
- Your contact and banking information. That includes the account or card number and security information for the account you’re transferring from.
If your recipient will be picking up your cash in person, let them know to bring along a government-issued photo ID.
Steps to transfer your money online
Step 1. Click Go to site. On Ria’s website, click “Send Money.”
Step 2. Create a free online account.
Step 3. Input the details of your money transfer.
You can review your fee, delivery options and the exchange rate once you’ve entered the amount you’re sending.
Step 4. Enter your recipient’s full name and address. Click “Continue.”
Step 5. If you’re sending money for cash pickup, select a location near your recipient from the provided list. Click “Continue.”
To send money to your recipient’s bank account, enter part of the name to bring up a list of possible bank names. Once you identify the bank, fill in the blanks for the account type and IBAN Number.
Step 6. Select a payment method.
Step 7. If paying by credit or debit card, enter your card information and billing address.
Step 8. Check that the information is correct on the Pre-Order Confirmation.
Step 9. You’ll see a confirmation screen with your order number, which you can use to track your transfer.
If you’re sending the money to a pickup location, you’ll also see a PIN you’ll need to send to your recipient so they can pick up the funds. Click “Track Transfers” to follow the progress of money.
Step 10. Track the progress of your transfer by entering your order number, PIN or reference number in the box.
What happens next?
Your recipient should have their money in a matter of minutes or days, depending on how you chose to send it and pay for it. Follow its progress at Ria’s Track a Transfer page.
If you need assistance, call Customer Care at 877-443-1399. Hours are 5 a.m. to 6 p.m. PST Monday through Friday and 6 a.m. to 6 p.m. Saturday and Sunday. Or email firstname.lastname@example.org.
Pros and cons of using Ria
- Money transfer specialist. Ria specializes in international money transfers, so it can offer expert advice and simple, secure transactions.
- Multiple transfer options. Ria offers multiple ways for you to pay for your transfer and for your recipient to collect the cash you send.
- Great rates and minimal fees. Ria’s exchange rates are stronger than most US banks, with lower fees to boot.
- Maximum daily limit. Ria’s maximum daily transfer limit of $2,999.99 may deter customers who need to transfer larger amounts.
Compare Ria to other providers
|Compare Ria to…||See Comparison|
|MoneyGram vs. Ria|
|Western Union vs. Ria|
Ria offers a host of benefits and simple, secure transfers to its customers.
However, to make sure you get the best deal available, compare Ria with other money transfer providers the next time you need to send money overseas.
Frequently asked questions about Ria
How long does it take to send money?
Transactions paid for with a debit card or credit card are typically processed within 15 minutes, while transfers from your bank account may take up to four days to process.
Does Ria allow me to send money to India?
Yes, Ria offers international money transfers to India. Visit Ria’s website for a full list of the countries it allows you to send funds to.
What information do I need to send money?
You will need to provide the your recipient’s full name, email address and phone number. You’ll also need to specify how you would like your recipient to receive your cash.
How can I find out an exchange rate for a certain country?
Use Ria’s online Price Calculator to find the current exchange rate for a currency pair.
What are Ria’s customer service hours?
Ria’s customer service team is available from 5 a.m. to 6 p.m. PST Monday through Friday and 6 a.m. and 6 p.m. PST Saturday and Sunday.
Where in the world can I send money through Ria?
Ria offers service to 144 countries, listed on its Countries We Service page.
How much money can I send through RIA?
You can send up to $2,999.99 per transfer a day online up to a maximum of $7,999 within 30 days. If you live in Arizona or Oklahoma, the limit is $999.99 per user per day. You may be able to send more by visiting a Ria agent location.