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$1
Min. Transfer Amount
$2,999
Max. Transfer Amount
Same day
Transfer Speed
Product Name | Ria Money Transfer |
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Min. Transfer Amount | $1 |
Max. Transfer Amount | $2,999 |
Transfer Methods | Online, Phone, Agent, Bank Account to Bank Account, Cash Transfer |
Transfer Speed Minimum transfer time | Same day |
Customer Service | Phone, Email, Branch |
Available Currencies | AED, ALL, ARS, AUD, BAM, BDT, BGN, BHD, BIF, BND, BOB, BRL, BSD, BTN, CAD, CHF, CLP, CNY, COP, CRC, CVE, CZK, DJF, DKK, DOP, EGP, ERN, ETB, EUR, FJD, GBP, GHS, GMD, GNF, GTQ, GYD, HNL, HRK, HTG, HUF, IDR, ILS, INR, JMD, JOD, KES, KMF, KRW, KWD, LAK, LBP, LKR, MAD, MMK, MNT, MUR, MWK, MXN, MYR, MZN, NGN, NOK, NPR, NZD, OMR, PEN, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SAR, SCR, SEK, SLL, THB, TND, TOP, TRY, TTD, TZS, UGX, USD, UYU, VND, XAF, XCD, XOF, ZMW |
Exchange Rate Updates | Daily |
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Review by
Zak Killermann is a writer at Finder. He’s ghostwritten hundreds of articles on fintech, finding his love for publication at St. Cloud State University. Traveling internationally for nearly half his life — and getting burned once by an OTC money exchange — Zak's vowed not to settle for anything short of the mid-market rate again.
Ria’s fees vary between online and agent locations. But for online transfers, fees depend on:
Unlike many competitors, Ria offers the same exchange rate no matter how much you send.
On average, the cheapest option to send money to India is typically a bank-to-bank transfer, while the most expensive option is paying with a credit card for delivery as a cash pickup.
Bank | Credit | Debit | Cash | |
---|---|---|---|---|
Cash | $3 | $20 | $7 | $6 |
Bank | $1 | $15 | $4 | $4 |
Fees accurate as of September 30, 2020. When we checked, Ria’s margin markup for USD to INR was 0.5%.
In general, the cheapest option through Ria money transfer for sending money to Mexico is initiating your transfer online and then paying in cash at a Ria agent location. You won’t pay any fees to send cash to a bank account with this method. The most expensive option on average is paying with a credit card for cash pickup.
Bank | Credit | Debit | Cash | |
---|---|---|---|---|
Cash | $3 | $14 | $4 | $5 |
Bank | $2 | $13 | $2 | $0 |
Fees accurate as of September 30, 2020. When we checked, the Ria money transfer margin markup for USD to MXN was 1.6%.
Home delivery is available for transfers to the Philippines, though it typically costs more than other transfer options. Usually the cheapest option is sending from a bank account for either cash pickup or bank-to-bank delivery. The most expensive option tends to be paying with a credit card for home delivery.
Bank | Credit | Debit | Cash | |
---|---|---|---|---|
Cash | $0 | $12 | $4 | $3 |
Bank | $0 | $12 | $3 | $5 |
Home delivery | $3 | $12 | $5 | $5 |
Fees accurate as of September 30, 2020. When we checked, the Ria money transfer margin markup for USD to PHP was 2.4%.
Check if there are any Ria promo codes available
Turnaround depends on how quickly you need your money delivered and how much you want to pay.
Pay for your transfer with a credit or debit card. When using a credit or debit card, you’ll typically pay more in fees, but your money arrives in as little as 15 minutes. Your credit card might charge you an additional cash advance fee, further increasing the cost of your total transfer.
Using a bank account to pay for your transfer is typically the cheapest way to send money, but it’s almost always the slowest. For your first transfer through Ria, you may have to verify your account, which can take four or more business days. After verification, your delivery can take an additional four business days.
Ria is available in more than 160 countries through over 435,000 agent locations. See our complete list of available currencies above.
Ria offices are available in:
Online transfers are available to residents sending from:
Most online complaints we saw target the customer service and wait times on the phone. Other complaints discussed the fees charged at Ria agent locations that differ from prices quoted online. Ria lists this possibility on its website, but you can easily miss this note while getting a price quote. You can find answers to other questions in Ria’s extensive FAQ section, or contact the company by email, phone or social media.
Trustpilot | 4.4 out of 5 — based on 5,202 customer reviews |
CompareRemit | 2.7 out of 5 — based on 679 customer reviews |
BBB rating | A+ — based on BBB’s internal rating system |
Monito | 5.8 out of 10 — based on staff reviews |
NerdWallet | 4 out of 5 — based on staff reviews |
Finder.com | 3 out of 5 — based on staff reviews |
A subsidiary of Euronet Worldwide, Ria is the third-largest money transfer service in the world. Ria is headquartered in Buena Park, California, and sends money throughout North and Latin America, Asia, Africa and Europe. In 2014, the company paired with Walmart to launch Walmart-2-Walmart for domestic in-person transfers.
Ria Money Transfer has been in operation since 1987 and is a global company that serves millions of customers. It partners with large brands like Walmart, and it uses many security features to keep your data and money safe:
Six steps to sending money online:
Yes. You’ll need to visit a PayNearMe location, which can be found in many 7-Eleven stores. Be sure to bring the barcode provided to you online, as well as cash to cover the cost of the transaction. PayNearMe transactions tend to impose lower transfer limits than online transfers.
How to find a Ria location to send money in-person
To transfer cash online through Ria, you need:
Go to the Ria tracking page to confirm the progress of your transfer. Here you’ll enter your order number, PIN or reference number. You’ll also enter the sender’s date of birth and the recipient’s country. You can track online and at Ria agent location money transfers this way.
Ria’s tracking number is 12 digits and is called the Order Pin.
Reviews accurate as of September 30, 2020 | |
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Google Play Store | 4.1 out of 5 — based on 2,624 customer reviews |
Apple App Store | 3.5 out of 5 — based on 742 customer reviews |
Ria is a straightforward option to send money all over the world. It offers clear fees, decently low markups on the mid-market rate and secure transfers to its customers. Digital competitors like XE and OFX often offer lower fees and stronger rates, but those specialists may not offer cash pickup at more than 435,000 locations.
Ria’s customer service team is available at 1-877-443-1399 on weekdays from 5 a.m. to 6 p.m. PT and weekends from 6 a.m. and 6 p.m. PT.
Other ways to contact Ria include:
Yes. Refer a friend through email or social media. After they’ve signed up and completed their first paid money transfer, you earn a referral bonus — which in the past has been a $20 Amazon gift card.
There’s no limit to the number of people you can refer for a bonus.
You may have entered the incorrect password for your account too many times.
Ria also locks accounts that have suspicious activity, requiring you to call the customer service team to unlock your account.
Ria reviews all money transfers for compliance with know-your-customer (KYC) and anti-money laundering (AML) industry protocols, which involve knowing its customers’ identities, their financial activities and any risks they pose to Ria’s business. Ria typically reviews transfers within a day, contacting you if it detects any problems.
Federal laws protect you when sending a money transfer, allotting you a minimum of 30 minutes from the time of transfer to cancel your order. Ria’s makes this easy by allowing you to cancel using the Cancel Order button found under the order’s details after logging in to your Ria account.
Typically 2 to 10 business days. Refunds depend on how you paid and any problems with your transfer.
Find out other alternatives to Ria