Fast transfers and competitive rates for sending money overseas.
Speed: 5.0 / 5.0
Services: 3.0 / 5.0
User experience: 2.0 / 5.0
Ria offers a secure way to send money to over 130 countries, but the $3,000 daily limit means it’s not an option for large transfers.
| Product Name | RIA Money Transfer |
|---|---|
| Min. Transfer Amount | USD 1 |
| Max. Transfer Amount | USD 2,999 |
| Transfer Methods | |
| Transfer Options | |
| Transfer Speed Minimum transfer time | 3 - 5 days |
| Customer Service | |
| Available Currencies | AED, ALL, AMD, ARS, AUD, BAM, BBD, BDT, BHD, BIF, BOB, BRL, BYR, CAD, CHE, CLF, CNY, COP, CRC, DJF, DOP, DZD, EGP, ERN, ETB, EUR, FJD, GBP, GEL, GHS, GMD, GNF, GTQ, GYD, HNL, HRK, HTG, HUF, IDR, ILS, INR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KZT, LBP, LKR, LRD, MAD, MDL, MMK, MRO, MXN, MYR, MZN, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SCR, SEK, SRD, SVC, THB, TJS, TND, TOP, TRY, TZS, UAH, UGX, USD, UYI, UYU, UZS, VEF, VND, VUV, XAF, XCD, XOF, YER, ZMW |
| Exchange Rate Updates | Daily |
|---|
Ria strives to be a simple, reliable and friendly money transfer service. It offers a fast, secure transfer network to quickly get your funds where they need to be without breaking the bank.
With multiple payment and delivery options, your funds can be deposited into your recipient’s bank account, delivered by courier (in select countries) or picked up from one of Ria’s hundreds of thousands of worldwide locations.
Now part of Euronet Worldwide, a leading electronic payments provider, Ria offers over 332,000 agent locations in 146 countries. It also handles bill payments, check cashing and other financial services.
How much does Ria cost?
Exchange rates
As a specialist provider of international money transfers, Ria is typically able to offer better exchange rates than you’ll find at most banks.
Rates are updated daily to align with exchange rates on global markets, and you can review the rate that applies to your transaction before confirming whether you want to go through with the transfer.
Calculate your transfer with Ria
Choose your currency and desired transfer amount (maximum $2,999). Exchange rates change frequently, so visit Ria’s site to get a final quote.
Fees
The fees that apply to Ria money transfers vary depending on the amount of money you’re sending, where you’re sending it to and the method you use to pay for your transaction.
The more money you send, the more your transaction will cost — but the price per dollar per transfer decreases when you send larger amounts. Funding a transfer from your bank account is the least expensive option (but also the slowest), while debit and credit card transactions incur higher fees.
For example, sending $1,000 to Mexico from your credit card for cash pickup will incur a transfer fee of $8. Meanwhile, using your bank account to send $1,000 to China for cash pickup will attract a transfer fee of $5.
Before you commit to any transaction, Ria provides a preview of all the fees that apply to your transfer.
What types of transfers can I make with Ria?
Ria’s transfer service is designed to make it easy to send one-off transfers to 130 countries around the world. You can pay for your transfer with your:
- Bank account
- Credit card
- Debit card
- Cash
Your recipient also has multiple ways to access the money you send.
- Bank account deposit
- Pickup at a Ria agent location
- Courier delivery to a home or office (available in limited countries)
Pros and cons of using Ria
Pros
- Fast transfers. Send money in minutes or days. This is especially great for cash pickup.
- Multiple payment options. Use a debit card, credit card or bank account to pay for your transfer.
- Multiple delivery options. Your recipient can pick up your cash at an agent location, receive a bank deposit or, in select countries, have the funds delivered to their home or office.
- Worldwide transfer network. With 240,000 agent locations in 130 countries, Ria is the third-largest provider of international money transfers worldwide.
- Great rates. Ria’s exchange rates are stronger than most US banks.
Cons
- Maximum daily limit. Ria’s maximum daily transfer limit of $3,000 may deter customers who need to transfer larger amounts.
- Fees apply. Prepare to pay a transfer fee when you send money overseas with Ria, with an amount that varies depending on your transaction.
- No contract options. Ria does not offer forward contracts or limit orders.
How does Ria compare to other services?
RIA Financial Services (Deals)
Ria: $10 Amazon.com Gift Card
Register today and get a $10 Amazon.com Gift Card* as a Welcome Bonus after you complete your first money transfer.
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How do I use Ria?
To easily transfer cash through Ria, you’ll need:
- A Ria account. You can create a free account as you’re setting up your transaction. (If you’re sending through a Ria location, you won’t need to set up an account. You’ll only need to supply your sender information, payment and your recipient’s information.)
- Valid payment. Ria accepts payment by bank account, debit card or credit card.
- Your recipient’s name and contact information. The name must match the name shown on their government-issued ID. If you’re transferring money to their account, you’ll also need their bank’s name and account number.
- Your contact and banking information. That includes the account or card number and security information for the account you’re transferring from.
If your recipient will be picking up your cash in person, let them know to bring along a government-issued photo ID.
Create your account online
First-time customers will need to register for a free Ria account before you start your transfer. To pay with cash, visit a Ria agent location.
- Specify how much you’d like to send and where you’d like to transfer your funds to.
- Select whether you’ll pay for your transfer by debit card, credit card or bank account.
- Confirm the transaction summary that details the exchange rate and fees that apply to your transfer.
- Enter your recipient’s full name, email address and phone number.
- Select how you’d like your money delivered: bank deposit, cash pickup or courier delivery (available in select countries).
- Transfer your funds around the world.
Steps to transfer your money online
Tracking your transfer
Your recipient should have their money in a matter of minutes or days, depending on how you chose to send it and pay for it. Follow its progress at Ria’s Track a Transfer page.
Bottom line
Ria offers a host of benefits and simple, secure transfers to its customers.
However, to make sure you get the best deal available, compare Ria with other money transfer providers the next time you need to send money overseas.
Looking for an alternative? Compare services like Ria to get the best rates and fees.
Someone wants to send me money in uganda via RIA what do i need and where can i pick it from and which kind of document is needed
Hi Musa,
Thank you for leaving a question. If you are to pick up the funds from Ria sent to you, make sure that the name in the recipient part is exactly what is shown in your government issued ID. Please bring a valid government issued ID when you claim the payment at the closest RIA agent location. Hope this helps!
Regards,
Val
What if the sender didn’t pay the fee? Do I need to pay the fee?
Hi Celyn,
Thanks for getting in touch with Finder. I hope all is well with you. 😃
The sender needs to pay the fee. If not, then the money transfer won’t proceed. It is the sender who pays the fee and not the receiver.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
I’m from Jorhat, Assam. I’m unable to receive cash send through cash transfer.
I went to the bank but they don’t know much about Ria and they refused when I said to them about the secret pin.
I’m unable to find ria centers near me too.
Mentioning less I would like to know how can I collect cash. I would like to know more.
Hi Rajdeep,
Thanks for getting in touch with Finder. I’m sorry to hear about the trouble you are having.
Regarding your concern, please wait up to 5 business days for your money to arrive. Check again your money in your bank. If it doesn’t arrive after 5 days, then you may contact your sender and confirm whether the money transfer went through or not. If all else fail, you would need to directly get in touch with Ria by phone or email.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
Hello, my name is Benkirkley. My friend in South Africa wants to send me money, but she couldn’t find an RIA location. Can you help me?
Thanks.
Hi Benkirkley,
Thanks for getting in touch with Finder. I hope all is well with you. :)
Upon checking, Ria is not available in South Africa. This is the reason that your friend can’t find a Ria agent location in that country.
We don’t have a specific list of money transfer service providers in South Africa, but this page could be a good place where you can find an alternative service provider.
On that page, you will see a table that allows you to conveniently compare money transfer services based on minimum transfer fee, transfer speed, and fees, to name a few. Once you found the right one for you, click on the “Go to site” green button to learn more.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
I’m from Nigeria and I have a friend that lives in the UK. He wants to send money to me Via Ria money, how can I receive it owing to the fact the I have not seen any of your agents here in my country. Is it possible for him to send directly to my bank account?
Hello Emmanuel,
Thank you for your comment.
Your friend from the UK can use RIA money transfer and can directly send the money into your bank account. Also, if your friend sends you money through RIA and it’s for pick up, your friend will provide you all the necessary details, especially the reference number, to help you in picking up the money to any RIA money transfer locations or from the bank.
Regards,
Jhezelyn
Hello. My boyfriend sent me a money yesterday but he didn’t recognizee that there is avaialble date which is 02/16/19. Is it possible that I can get the money today date today is 02/15/19?
Hi Analyn,
Thanks for getting in touch! Transactions paid for with a debit card or credit card are typically processed within 15 minutes, while transfers from your bank account may take up to four days to process. We aren’t able to review the money transfer for you since Finder is not directly working with Ria. We suggest to have your boyfriend backtrack his transfer to check the availability date or you can call Ria’s customer service team to check on your transfer – be sure to have your tracking number ready! :) Hope this was helpful!
Best,
Nikki
Hi Joe,
Thanks for getting in touch! You are still able to receive the funds even if the email address is incorrect however that email address is one of Ria’s main line of correspondence with you and important information may not reach you in time. If you can make changes to the email address that would be better. Hope this clarifies.
Best,
Nikki
My person created a money transfer yesterday and as i know it should be here in 10 to 15 minutes but it’s still showing pending . What can i do or the sender so i can collect the cash quickly. Thanks
Hi Paras,
Thanks for getting in touch! Transactions paid for with a debit card or credit card are typically processed within 15 minutes, while transfers from your bank account may take up to four days to process. Please check if the transfer was made using a bank account. Hope this helps!
Best,
Nikki
As a receiver, can you be flagged for receiving money to frequently? Is it possible to be flagged for that? If so is there anything a receiver can do to justify the funds? And if not, what are the limits as a receiver?
Hi Bob,
Thanks for getting in touch with finder. I hope all is well with you. :)
Typically, the restriction is applied to the sender. You can only send up to $3,000 per day or $8,000 per month. After that, the sender won’t be able to send more money. If you want to receive more money, then you would need to receive the money from different senders to avoid exceeding the limit.
Of course, Ria has the prerogative to flag suspicious activities and could prevent transfers without prior notice. When this happens, you need to directly get in touch with Ria.
Alternatively, you can also check other money transfer services on this page to explore other options that might not have any sending or receiving limits.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
Can I pick up my remittance in SM Department Store like other money transfer like MoneyGram?
Hi Nancy,
Thank you for contacting finder.
Unfortunately, Ria has specific pick up locations in the Philippines. You may check this by going directly to their website then from the tabs on their homepage, you will see “Find Locations” where you may input your country and postcode to see the nearest agent location to you.
Also, you may request for the money to be delivered to your address as Courier Delivery is available in the Philippines.
I hope this helps.
Please do not hesitate to reach out again to us if you have additional questions.
Cheers,
Ash