Ria international money transfers review

Ria offers competitive exchange rates and minimal fees when you need to send funds overseas

Ria is a money transfer provider founded in New York City in 1987.

Today, Ria has a global transfer network of more than 240,000 agent locations in 130 countries, making it the third-largest provider of international money transfers in the world. It offers a simple service that allows you to send money overseas within minutes.

Product NameRIA Money Transfer
Min. Transfer AmountUSD 1
Max. Transfer AmountUSD 2,999
Transfer MethodsOnline, Agent, Cash Transfer
Transfer Speed
Minimum transfer time
3 - 5 days
Banking PartnerRIA Financial Services
Customer ServicePhone
Available CurrenciesAED, ALL, AMD, ARS, AUD, BAM, BBD, BDT, BHD, BIF, BOB, BRL, CAD, CHF, CLP, COP, CRC, CVE, CZK, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, GBP, GMD, GNF, GTQ, GYD, HNL, HRK, HUF, IDR, INR, JMD, JOD, KES, KHR, LBP, LKR, LTL, MAD, MMK, MRO, MWK, MXN, MYR, MZN, NGN, NOK, NPR, NZD, OMR, PEN, PHP, PKR, PLN, PYG, QAR, RON, RUB, RWF, SAR, SCR, SEK, SLL, SRD, THB, TND, TOP, TRY, TTD, TZS, UAH, USD, UYU, UZS, VND, VUV, XAF, XCD, XOF, YER, ZAR, ZMW

With multiple payment and delivery options, your funds can be deposited into your recipient’s bank account, delivered by courier (in select countries) or picked up from one of Ria’s hundreds of thousands of worldwide locations.

How are Ria’s exchange rates?

As a specialist provider of international money transfers, Ria is typically able to offer better exchange rates than you’ll find at most banks.

Rates are updated daily to align with exchange rates on global markets, and you’ll can review the rate that applies to your transaction before confirming whether you want to go through with the transfer.

How much does it cost to transfer money with Ria?

The fees that apply to Ria money transfers vary depending on the amount of money you’re sending, where you’re sending it to and the method you use to pay for your transaction.

The more money you send, the more your transaction will cost — but the price per dollar per transfer decreases when you send larger amounts. Funding a transfer from your bank account is the least expensive option (but also the slowest), while debit and credit card transactions incur higher fees.

For example, sending $1,000 to Mexico from your credit card for cash pickup will incur a transfer fee of $8. Meanwhile, using your bank account to send $1,000 to China for cash pickup will attract a transfer fee of $5.

Before you commit to any transaction, Ria provides a preview of all the fees that apply to your transfer.

How much can I send — and to where?

With Ria, you can send transfers of $1 to a maximum $2,999.99 per transfer per day. A 30-day limit of $7,999.99 also applies to Ria users, although you can send larger amounts by visiting a Ria agent location with your ID and other supporting documentation.

Ria sends money to 130 countries around the world. However, you won’t be able to transfer money to countries like Cuba, Iran, Iraq, Lebanon, Libya, Syria, Sudan or Zimbabwe.

RIA: $10 Amazon.com Gift Card

Register today and get a $10 Amazon.com Gift Card* as a Welcome Bonus after you complete your first money transfer.

What types of transfers can I send with Ria?

Ria’s transfer service is designed to make it easy to send one-off transfers to 130 countries around the world. You can pay for your transfer with:

  • A bank account
  • A credit card
  • A debit card
  • Cash

Your recipient also has multiple ways to access the money you send:

  • Bank account deposit.
  • Pickup at a Ria agent location.
  • Courier delivery to a home or office (available in limited countries).

If you need help with a transaction, Ria offers a detailed online FAQ, as well as phone, email and live chat customer support with a Ria representative.

The registration and transfer process

Ria’s money transfer process is straightforward. First-time customers will need to register for a free Ria account as part of the transfer process.

  1. Specify how much you’d like to send, where you’d like to transfer your funds to, and whether you’ll pay for your transfer by debit card, credit card or bank account. If you want to pay with cash, you can visit a Ria agent location.
  2. Confirm the transaction summary that details the exchange rate and fees that apply to your transfer.
  3. Enter your recipient’s full name, email address and phone number.
  4. If a new user, register for an account in minutes.
  5. Transfer your funds around the world.

How to send cash overseas with Ria

Pros and cons of using Ria

Pros

  • Money transfer specialist. Ria specializes in international money transfers, so it can offer expert advice and simple, secure transactions.
  • Multiple transfer options. Ria offers multiple ways for you to pay for your transfer and for your recipient to collect the cash you send.
  • Great rates and minimal fees. Ria’s exchange rates are stronger than most US banks, with lower fees to boot.

Cons

  • Maximum daily limit. Ria’s maximum daily transfer limit of $2,999.99 may deter customers who need to transfer larger amounts.
Shopping for an alternative? Compare these services to RIA for sending money overseas.

Compare Ria to other providers

Compare Ria to…See Comparison
MoneyGram vs. Ria
Western Union vs. Ria

Ria offers a host of benefits and simple, secure transfers to its customers.

However, to make sure you get the best deal available, compare Ria with other money transfer providers the next time you need to send money overseas.

Frequently asked questions

Transactions paid for with a debit card or credit card are typically processed within 15 minutes, while transfers from your bank account may take up to four days to process.

Yes, Ria offers international money transfers to India. Visit Ria’s website for a full list of the countries it allows you to send funds to.

You will need to provide the your recipient’s full name, email address and phone number. You’ll also need to specify how you would like your recipient to receive your cash.

Use Ria’s online Price Calculator to find the current exchange rate for a currency pair.

Ria’s customer service team is available from 5 a.m. to 6 p.m. PST Monday through Friday and 6 a.m. and 6 p.m. PST Saturday and Sunday.

RIA: $10 Amazon.com Gift Card

Register today and get a $10 Amazon.com Gift Card* as a Welcome Bonus after you complete your first money transfer.

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2 Responses to Ria international money transfers review

  1. Default Gravatar
    Bob | May 28, 2017

    Does RIA accept Amex debit card?

    • Staff
      Harold | June 21, 2017

      Hi Bob,

      Thank you for your inquiry.

      In general, Ria’s transfer service are the following:
      - A bank account
      - A credit card
      - A debit card
      - Cash

      Then, your recipient also has multiple ways to access the money you send:
      - Bank account deposit.
      - Pickup at a Ria agent location.
      - Courier delivery to a home or office (available in limited countries).

      Generally, they accept debit card, however, it would be nice if you can also clarify directly this information with Ria.

      I hope this information has helped.

      Cheers,
      Harold

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