Fast transfers, competitive exchange rates and minimal fees for sending money overseas
Speed: 5.0 / 5.0
Services: 3.0 / 5.0
User experience: 2.0 / 5.0
Ria is a money transfer provider founded in New York City in 1987.
Today, Ria has a global transfer network of more than 240,000 agent locations in 130 countries, making it the third-largest provider of international money transfers in the world. It offers a simple service that allows you to send money overseas within minutes.
| Product Name | RIA Money Transfer |
|---|---|
| Min. Transfer Amount | USD 1 |
| Max. Transfer Amount | USD 2,999 |
| Transfer Methods | |
| Transfer Options | |
| Transfer Speed Minimum transfer time | 3 - 5 days |
| Customer Service | |
| Available Currencies | AED, ALL, AMD, ARS, AUD, BAM, BBD, BDT, BHD, BIF, BOB, BRL, BYR, CAD, CHE, CLF, CNY, COP, CRC, DJF, DOP, DZD, EGP, ERN, ETB, EUR, FJD, GBP, GEL, GHS, GMD, GNF, GTQ, GYD, HNL, HRK, HTG, HUF, IDR, ILS, INR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KZT, LBP, LKR, LRD, MAD, MDL, MMK, MRO, MXN, MYR, MZN, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SCR, SEK, SRD, SVC, THB, TJS, TND, TOP, TRY, TZS, UAH, UGX, USD, UYI, UYU, UZS, VEF, VND, VUV, XAF, XCD, XOF, YER, ZMW |
| Exchange Rate Updates | Daily |
|---|
Ria strives to be a simple, reliable and friendly money transfer service. It offers a fast, secure transfer network to quickly get your funds where they need to be without breaking the bank.
With multiple payment and delivery options, your funds can be deposited into your recipient’s bank account, delivered by courier (in select countries) or picked up from one of Ria’s hundreds of thousands of worldwide locations.
Now part of Euronet Worldwide, a leading electronic payments provider, Ria offers over 332,000 agent locations in 146 countries. It also handles bill payments, check cashing and other financial services.
How much does Ria cost?
Exchange rates
As a specialist provider of international money transfers, Ria is typically able to offer better exchange rates than you’ll find at most banks.
Rates are updated daily to align with exchange rates on global markets, and you can review the rate that applies to your transaction before confirming whether you want to go through with the transfer.
Fees
The fees that apply to Ria money transfers vary depending on the amount of money you’re sending, where you’re sending it to and the method you use to pay for your transaction.
The more money you send, the more your transaction will cost — but the price per dollar per transfer decreases when you send larger amounts. Funding a transfer from your bank account is the least expensive option (but also the slowest), while debit and credit card transactions incur higher fees.
For example, sending $1,000 to Mexico from your credit card for cash pickup will incur a transfer fee of $8. Meanwhile, using your bank account to send $1,000 to China for cash pickup will attract a transfer fee of $5.
Before you commit to any transaction, Ria provides a preview of all the fees that apply to your transfer.
What types of transfers can I make with Ria?
Ria’s transfer service is designed to make it easy to send one-off transfers to 130 countries around the world. You can pay for your transfer with your:
- Bank account
- Credit card
- Debit card
- Cash
Your recipient also has multiple ways to access the money you send.
- Bank account deposit
- Pickup at a Ria agent location
- Courier delivery to a home or office (available in limited countries)
Pros and cons of using Ria
Pros
- Fast transfers. Send money in minutes or days. This is especially great for cash pickup.
- Multiple payment options. Use a debit card, credit card or bank account to pay for your transfer.
- Multiple delivery options. Your recipient can pick up your cash at an agent location, receive a bank deposit or, in select countries, have the funds delivered to their home or office.
- Worldwide transfer network. With 240,000 agent locations in 130 countries, Ria is the third-largest provider of international money transfers worldwide.
- Great rates. Ria’s exchange rates are stronger than most US banks.
Cons
- Maximum daily limit. Ria’s maximum daily transfer limit of $3,000 may deter customers who need to transfer larger amounts.
- Fees apply. Prepare to pay a transfer fee when you send money overseas with Ria, with an amount that varies depending on your transaction.
- No contract options. Ria does not offer forward contracts or limit orders.
RIA Financial Services (Deals)
Ria: $10 Amazon.com Gift Card
Register today and get a $10 Amazon.com Gift Card* as a Welcome Bonus after you complete your first money transfer.
Last verified
How do I use Ria?
To easily transfer cash through Ria, you’ll need:
- A Ria account. You can create a free account as you’re setting up your transaction. (If you’re sending through a Ria location, you won’t need to set up an account. You’ll only need to supply your sender information, payment and your recipient’s information.)
- Valid payment. Ria accepts payment by bank account, debit card or credit card.
- Your recipient’s name and contact information. The name must match the name shown on their government-issued ID. If you’re transferring money to their account, you’ll also need their bank’s name and account number.
- Your contact and banking information. That includes the account or card number and security information for the account you’re transferring from.
If your recipient will be picking up your cash in person, let them know to bring along a government-issued photo ID.
Create your account online
First-time customers will need to register for a free Ria account before you start your transfer. To pay with cash, visit a Ria agent location.
- Specify how much you’d like to send and where you’d like to transfer your funds to.
- Select whether you’ll pay for your transfer by debit card, credit card or bank account.
- Confirm the transaction summary that details the exchange rate and fees that apply to your transfer.
- Enter your recipient’s full name, email address and phone number.
- Select how you’d like your money delivered: bank deposit, cash pickup or courier delivery (available in select countries).
- Transfer your funds around the world.
Steps to transfer your money online
Tracking your transfer
Your recipient should have their money in a matter of minutes or days, depending on how you chose to send it and pay for it. Follow its progress at Ria’s Track a Transfer page.
Bottom line
Ria offers a host of benefits and simple, secure transfers to its customers.
However, to make sure you get the best deal available, compare Ria with other money transfer providers the next time you need to send money overseas.
I tracked my RIA money transfer and I was told Canceled
ria_tracktransfer_canceled_140 What the problem?
Hi Jessica,
Thanks for leaving a question on finder.
It means that the sender cancelled transferring funds to to you and you may want to clarify with the sender as to why. You may also contact RIA money transfer to get a more detailed explanation on the cancellation.
Cheers,
Joel
Money had been sent to me and when I track it says it’s under really and will take less than 5hours and it’s more than five hours now…so what’s happening…. It’s is been sent through an agent and not online and how will my sender get it back if we need the refund immediately
Hi Chelsea,
Thank you for reaching out to finder.
The time frame on when you will receive the money depends on how it was paid for. For cash pickups, you should be able to receive it within the same day though it will still depend on the payout agent or courier’s business hours. If your transaction has been held for security reasons, it may take longer time for it to be processed.
The sender can go back to the Agent Location wherein he/ she sent the money to make the necessary follow-ups or request a refund (if possible). Also, you may compare the other money transfer provider at this page
I hope this helps.
Let us know if there is anything else that I may assist you with.
Cheers,
Ash
I want my refund my money is yet for pick up and the client is dead I want my refund $420 and it been 2 weeks now
Hi Kathy,
Thanks for leaving a question on finder.
If you instruct them to pay a money transfer to a designated recipient and later request that they stop the payment of such transaction, they will need to check first with the paying agent to determine if the money transfer has been paid to the recipient. If they can confirm that payment has not been made, the money transfer will be cancelled and we will refund the amount of the money transfer, including the service charge. Your refund will be in USD. All refunds shall be available within thirty (30) calendar days of the stop order or as soon as the refunds are returned by the paying agent and, whichever is first. For further information or to file a complaint, please contact their customer service team by going to the contact us section in their website.
Cheers,
Joel
How come i cant get the money my friend send to me the money in location that I got in cash pick up I had a reference number when I track it.. It says your money transfer is under review it may take one business day.. What’s that meaning..? Do I get money as a recipient..?? Why it was happend..??
Hi Nissy,
Thanks for leaving a question on finder.
The fastest way to send money is by debit or credit card. The processing time for debit and credit cards takes, on average, 15 minutes. If you prefer to send money via your bank account, the processing time takes approximately four banking days. This is because it takes time to verify with your banking institution that your funds are in fact available.
When receiving money, a cash pickup or home delivery will be that fastest method – although both options are dependent upon the payout agent or courier’s business hours. On average, cash pickups and home deliveries are available within the same day.
Please note that, if a money transfer is flagged for review for security reasons, the processing time will take longer. Other things that may slow down processing times include:
– A security review. Since security is their number one priority, they want to ensure all money transfers are legitimate.
– Financial institutions processing times. Timing may vary slightly depending on your bank.
Cheers,
Joel
my uncle sent me money but i want him to cancel the transfer and send it to my dad ,how long will it takes for him to get the money back?
Hi Monclem,
Thanks for leaving a question on finder.
If you later request that they stop the payment of such transaction, they will need to check first with the paying agent to determine if the money transfer has been paid to the recipient. If they can confirm that payment has not been made, the money transfer will be cancelled and they will refund the amount of the money transfer, including the service charge. Your uncle’s refund will be in USD. All refunds shall be available within thirty (30) calendar days of the stop order or as soon as the refunds are returned by the paying agent and, whichever is first. For further information or to file a complaint, You can contact their customer service team at 1-877-443-1399.
Cheers,
Joel
Hi Noel,
Thanks for reaching out to finder.
With Ria, a cash pickup or home delivery is the fastest method, which on the average will be available within the same day. However, if the money transfer is flagged for review for security reasons, the processing time will take longer. Hope you’ll able to receive the funds soon!
Cheers,
May
I tracked my RIA money transfer and I was told it’s under review and may take up to one business day. What do I need to do ?
Hi David,
Thanks for leaving a question on finder.
Transfer time for RIA is within 3-5 days, If it takes longer than that, you can contact them directly to follow up.
Cheers,
Joel
My parents sent money from Sweden to me here in Cambodia. Can I pick/receive all Ria office?
Hi Wael,
Thanks for your inquiry.
Yes, you can pick up or receive your money at an agent location (Ria branch). You can also receive a bank deposit or have the funds delivered to a home or office in selected countries.
In receiving funds at a Ria branch, take note of your transaction number and details of the sender. You will need these details in filling out the form.
Best regards,
Rench
Sir how long does it take transaction in Transit to process its note than 5hours and yet my cash is not available for pick up still showing transfer in Transit
Hi Daniel,
Thank you for your inquiry.
Generally, the transfer speed is 3 – 5 days. Should you need to check the status of your transaction. Ria’s customer service team is available from 5 a.m. to 6 p.m. PST Monday through Friday and 6 a.m. and 6 p.m. PST Saturday and Sunday.
I hope this information has helped.
Cheers,
Harold
How many days can money be ready for recipients for pickup?
Hi Lola,
Thanks for your inquiry
Typically, you can claim the cash through pick-up or courier within the same day. If you choose an online money transfer provider, you can send and receive money at any time of day.
Hope this information helps
Cheers,
Arnold