Ria international money transfers review February 2018 | finder.com

Review: Ria international money transfers – February 2018

Fast transfers, competitive exchange rates and minimal fees for sending money overseas

Ria is a money transfer provider founded in New York City in 1987.

Today, Ria has a global transfer network of more than 240,000 agent locations in 130 countries, making it the third-largest provider of international money transfers in the world. It offers a simple service that allows you to send money overseas within minutes.

Product NameRIA Money Transfer
Min. Transfer AmountUSD 1
Max. Transfer AmountUSD 2,999
Transfer Methods
OnlinePhoneCash Transfer...
Transfer Options
Transfer Speed
Minimum transfer time
3 - 5 days
Banking PartnerRIA Financial Services - US
Customer Service
PhoneEmailBranch
Available CurrenciesAED, ALL, AMD, ARS, AUD, BAM, BBD, BDT, BHD, BIF, BOB, BRL, BYR, CAD, CHE, CLF, CNY, COP, CRC, DJF, DOP, DZD, EGP, ERN, ETB, EUR, FJD, GBP, GEL, GHS, GMD, GNF, GTQ, GYD, HNL, HRK, HTG, HUF, IDR, ILS, INR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KZT, LBP, LKR, LRD, MAD, MDL, MMK, MRO, MXN, MYR, MZN, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SCR, SEK, SRD, SVC, THB, TJS, TND, TOP, TRY, TZS, UAH, UGX, USD, UYI, UZS, VEF, VND, VUV, XAF, XCD, XOF, YER, ZMW
Exchange Rate UpdatesDaily

Ria strives to be a simple, reliable and friendly money transfer service. It offers a fast, secure transfer network to quickly get your funds where they need to be without breaking the bank.

With multiple payment and delivery options, your funds can be deposited into your recipient’s bank account, delivered by courier (in select countries) or picked up from one of Ria’s hundreds of thousands of worldwide locations.

Now part of Euronet Worldwide, a leading electronic payments provider, Ria offers over 316,000 agent locations in 144 countries. It also handles bill payments, check cashing and other financial services.

How much does Ria cost?

Exchange rates

As a specialist provider of international money transfers, Ria is typically able to offer better exchange rates than you’ll find at most banks.

Rates are updated daily to align with exchange rates on global markets, and you can review the rate that applies to your transaction before confirming whether you want to go through with the transfer.

Fees

The fees that apply to Ria money transfers vary depending on the amount of money you’re sending, where you’re sending it to and the method you use to pay for your transaction.

The more money you send, the more your transaction will cost — but the price per dollar per transfer decreases when you send larger amounts. Funding a transfer from your bank account is the least expensive option (but also the slowest), while debit and credit card transactions incur higher fees.

For example, sending $1,000 to Mexico from your credit card for cash pickup will incur a transfer fee of $8. Meanwhile, using your bank account to send $1,000 to China for cash pickup will attract a transfer fee of $5.

Before you commit to any transaction, Ria provides a preview of all the fees that apply to your transfer.

What types of transfers can I make with Ria?

Ria’s transfer service is designed to make it easy to send one-off transfers to 130 countries around the world. You can pay for your transfer with your:

  • Bank account
  • Credit card
  • Debit card
  • Cash

Your recipient also has multiple ways to access the money you send.

  • Bank account deposit
  • Pickup at a Ria agent location
  • Courier delivery to a home or office (available in limited countries)

Pros and cons of using Ria

Pros

  • Fast transfers. Send money in minutes or days. This is especially great for cash pickup.
  • Multiple payment options. Use a debit card, credit card or bank account to pay for your transfer.
  • Multiple delivery options. Your recipient can pick up your cash at an agent location, receive a bank deposit or, in select countries, have the funds delivered to their home or office.
  • Worldwide transfer network. With 240,000 agent locations in 130 countries, Ria is the third-largest provider of international money transfers worldwide.
  • Great rates. Ria’s exchange rates are stronger than most US banks.

Cons

  • Maximum daily limit. Ria’s maximum daily transfer limit of $3,000 may deter customers who need to transfer larger amounts.
  • Fees apply. Prepare to pay a transfer fee when you send money overseas with Ria, with an amount that varies depending on your transaction.
  • No contract options. Ria does not offer forward contracts or limit orders.

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Register today and get a $10 Amazon.com Gift Card* as a Welcome Bonus after you complete your first money transfer.

How do I use Ria?

To easily transfer cash through Ria, you’ll need:

  • A Ria account. You can create a free account as you’re setting up your transaction. (If you’re sending through a Ria location, you won’t need to set up an account. You’ll only need to supply your sender information, payment and your recipient’s information.)
  • Valid payment. Ria accepts payment by bank account, debit card or credit card.
  • Your recipient’s name and contact information. The name must match the name shown on their government-issued ID. If you’re transferring money to their account, you’ll also need their bank’s name and account number.
  • Your contact and banking information. That includes the account or card number and security information for the account you’re transferring from.

If your recipient will be picking up your cash in person, let them know to bring along a government-issued photo ID.

Create your account online

First-time customers will need to register for a free Ria account before you start your transfer. To pay with cash, visit a Ria agent location.

  1. Specify how much you’d like to send and where you’d like to transfer your funds to.
  2. Select whether you’ll pay for your transfer by debit card, credit card or bank account.
  3. Confirm the transaction summary that details the exchange rate and fees that apply to your transfer.
  4. Enter your recipient’s full name, email address and phone number.
  5. Select how you’d like your money delivered: bank deposit, cash pickup or courier delivery (available in select countries).
  6. Transfer your funds around the world.

Steps to transfer your money online

Tracking your transfer

Your recipient should have their money in a matter of minutes or days, depending on how you chose to send it and pay for it. Follow its progress at Ria’s Track a Transfer page.

Bottom line

Ria offers a host of benefits and simple, secure transfers to its customers.

However, to make sure you get the best deal available, compare Ria with other money transfer providers the next time you need to send money overseas.

Frequently asked questions about Ria

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28 Responses

  1. Default Gravatar
    DanielDecember 21, 2017

    Sir how long does it take transaction in Transit to process its note than 5hours and yet my cash is not available for pick up still showing transfer in Transit

    • Staff
      HaroldDecember 21, 2017Staff

      Hi Daniel,

      Thank you for your inquiry.

      Generally, the transfer speed is 3 – 5 days. Should you need to check the status of your transaction. Ria’s customer service team is available from 5 a.m. to 6 p.m. PST Monday through Friday and 6 a.m. and 6 p.m. PST Saturday and Sunday.

      I hope this information has helped.

      Cheers,
      Harold

  2. Default Gravatar
    LolaOctober 13, 2017

    How many days can money be ready for recipients for pickup?

    • Staff
      ArnoldOctober 14, 2017Staff

      Hi Lola,

      Thanks for your inquiry

      Typically, you can claim the cash through pick-up or courier within the same day. If you choose an online money transfer provider, you can send and receive money at any time of day.

      Hope this information helps

      Cheers,
      Arnold

  3. Default Gravatar
    LawrenceOctober 1, 2017

    Hello
    I will like to know the maximum amount I can transfer from Iran to Ghana using Ria agents in Iran to my bank account in Ghana.

    • Staff
      ArnoldOctober 2, 2017Staff

      Hi Lawrence,

      Thanks for your inquiry

      The maximum amount you can send Via Ria International Money Transfer is USD 2,999. More information about RIA is shown on the above page.

      Hope this information helps

      Cheers,
      Arnold

  4. Default Gravatar
    MrSeptember 22, 2017

    Please if I want to have a Ria account and use it to send my family money, will I have to provide my passport copy or government 🆔 copy to verify my account before I will be able to use it to send money?

    • Default Gravatar
      JonathanSeptember 22, 2017

      Hello Mr Enoch,

      Thank you for your question.

      We will send you a response to your email about this inquiry.

      Hope this clarifies.

      Cheers,
      Jonathan

  5. Default Gravatar
    SamtizzieSeptember 11, 2017

    I’m out of state to Nigeria and my wife trying to send me Ria online and they asking she can’t found Cash pick up

    • Staff
      HaroldSeptember 11, 2017Staff

      Hi Samtizzle,

      Thank you for your inquiry.

      You can find the pick-up location here.

      I hope this information has helped.

      Cheers,
      Harold

  6. Default Gravatar
    RheaAugust 6, 2017

    He ask me track the money he send… Through my bank accnt , so i track it and it says that the transaction has been cancelled.. How come its cancelled?

    • Staff
      HaroldAugust 6, 2017Staff

      Hi Rhea,

      Thank you for your inquiry.

      While we do not represent any company that we feature on our pages, we can offer you a general information. It would be nice to check the transaction history directly with Ria international money transfers. They have the direct access to further review what happened to your transaction.

      I hope this information has helped.

      Cheers,
      Harold

  7. Default Gravatar
    DesireeJuly 17, 2017

    Where can i recieve my money 24 hours a day?

    • Staff
      HaroldJuly 18, 2017Staff

      Hi Desiree,

      Thank you for your inquiry.

      Typically, you can claim the cash through pick-up or courier within the same day. If you choose an online money transfer provider, you can send and receive money at any time of day. However if you are looking for a 24-hour agent location in order to pick up cash, Ria (does, doesn’t) have any locations that are open overnight.

      I hope this information has helped.

      Cheers,
      Harold

  8. Default Gravatar
    ChelseaJuly 6, 2017

    Please what’s the limit per month on money I can pick up from ria at Walmart

    • Staff
      MayJuly 6, 2017Staff

      Hi Chelsea,

      Thanks for your question.

      If you’re the recipient, you should be able to get all the money that has been successfully sent to your name. Ria has no limit as to how much you can pick up from a store. As a receiver, you will need the PIN number provided by the sender in addition to a valid ID to be shown when at the point of payment.

      Although please note that the sender can send up to $2999.99 per money transfer, per day and the maximum amount they’re allowed to send in 30 days is $7,999.

      Cheers,
      May

  9. Default Gravatar
    BobMay 28, 2017

    Does RIA accept Amex debit card?

    • Staff
      HaroldJune 21, 2017Staff

      Hi Bob,

      Thank you for your inquiry.

      In general, Ria’s transfer service are the following:
      – A bank account
      – A credit card
      – A debit card
      – Cash

      Then, your recipient also has multiple ways to access the money you send:
      – Bank account deposit.
      – Pickup at a Ria agent location.
      – Courier delivery to a home or office (available in limited countries).

      Generally, they accept debit card, however, it would be nice if you can also clarify directly this information with Ria.

      I hope this information has helped.

      Cheers,
      Harold

  10. Default Gravatar
    FortuneMay 13, 2017

    Money was sent to me Via RIA, i was not able to pick up, the sender went for a refund because i am out o the country and she was refused refund, its her second time going there,i’m so confused right now

    • Staff
      HaroldJune 28, 2017Staff

      Hi Fortune,

      Thank you for your inquiry.

      While we do not represent any company that we feature on our pages, we can offer you a general advice. It would be nice to coordinate this issue directly with RIA. As they have the access to your information to further check what could be the possible options they can offer to you.

      I hope this information has helped.

      Cheers,
      Harold

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