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Ria international money transfers review

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Fast transfers and competitive rates for sending money overseas.

finder.com’s rating: 3.0 / 5.0

★★★★★

How’d we get our score?

Fees & rates: 2.0 / 5.0
Speed: 5.0 / 5.0
Services: 3.0 / 5.0
User experience: 2.0 / 5.0

Ria offers a secure way to send money to over 130 countries, but the $3,000 daily limit means it’s not an option for large transfers.

USD 1

Min. Transfer Amount

USD 2,999

Max. Transfer Amount

3 - 5 days

Transfer Speed

Details

Product NameRia Money Transfer
Min. Transfer AmountUSD 1
Max. Transfer AmountUSD 2,999
Transfer MethodsOnline, Phone, Bank Account to Bank Account, Cash Transfer
Transfer Speed
Minimum transfer time
3 - 5 days
Customer ServicePhone, Email, Branch
Available CurrenciesAED, ALL, AMD, ARS, AUD, BAM, BBD, BDT, BGN, BHD, BIF, BOB, BYN, CAD, CDF, CHF, CLP, CNY, COP, CRC, DJF, DKK, DOP, DZD, EGP, ERN, ETB, EUR, FJD, GBP, GEL, GHS, GMD, GNF, GTQ, GYD, HNL, HRK, HTG, HUF, IDR, ILS, INR, JMD, JOD, JPY, KES, KGS, KHR, KMF, KZT, LAK, LBP, LKR, LRD, MAD, MDL, MMK, MNT, MXN, MYR, MZN, NGN, NIO, NOK, NPR, NZD, OMR, PEN, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SCR, SEK, SLL, SRD, THB, TJS, TND, TOP, TRY, TTD, TZS, UAH, UGX, USD, UYU, UZS, VEF, VND, VUV, XAF, XCD, XOF, YER, ZMW
Exchange Rate UpdatesDaily

Ria strives to be a simple, reliable and friendly money transfer service. It offers a fast, secure transfer network to quickly get your funds where they need to be without breaking the bank.

With multiple payment and delivery options, your funds can be deposited into your recipient’s bank account, delivered by courier (in select countries) or picked up from one of Ria’s hundreds of thousands of worldwide locations.

Now part of Euronet Worldwide, a leading electronic payments provider, Ria offers over 332,000 agent locations in 146 countries. It also handles bill payments, check cashing and other financial services.

How much does Ria cost?

The fees that apply to Ria money transfers vary depending on the amount of money you’re sending, where you’re sending it to and the method you use to pay for your transaction.

The more money you send, the more your transaction will cost — but the price per dollar per transfer decreases when you send larger amounts. Funding a transfer from your bank account is the least expensive option (but also the slowest), while debit and credit card transactions incur higher fees.

For example, sending $1,000 to Mexico from your credit card for cash pickup will incur a transfer fee of $8. Meanwhile, using your bank account to send $1,000 to China for cash pickup will attract a transfer fee of $5.

Before you commit to any transaction, Ria provides a preview of all the fees that apply to your transfer.

How are Ria’s exchange rates?

As a specialist provider of international money transfers, Ria is typically able to offer better exchange rates than you’ll find at most banks.

Rates are updated daily to align with exchange rates on global markets, and you can review the rate that applies to your transaction before confirming whether you want to go through with the transfer.

Calculate your transfer with Ria

Choose your currency and desired transfer amount (maximum $2,999). Exchange rates change frequently, so visit Ria’s site to get a final quote.

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 1 3 - 5 days USD 0.00 0.88 EUR 1,760 No fees for bank account transfers and cash pickup at 240,000 locations in 130+ countries. Go to site Show details

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What types of transfers can I make with Ria?

Ria’s transfer service is designed to make it easy to send one-off transfers to 130 countries around the world. You can pay for your transfer with your:

  • Bank account
  • Credit card
  • Debit card
  • Cash

Your recipient also has multiple ways to access the money you send.

  • Bank account deposit
  • Pickup at a Ria agent location
  • Courier delivery to a home or office (available in limited countries)

Benefits and drawbacks

Pros

  • Fast transfers. Send money in minutes or days. This is especially great for cash pickup.
  • Multiple payment options. Use a debit card, credit card or bank account to pay for your transfer.
  • Multiple delivery options. Your recipient can pick up your cash at an agent location, receive a bank deposit or, in select countries, have the funds delivered to their home or office.
  • Worldwide transfer network. With 240,000 agent locations in 130 countries, Ria is the third-largest provider of international money transfers worldwide.
  • Great rates. Ria’s exchange rates are stronger than most US banks.

Cons

  • Maximum daily limit. Ria’s maximum daily transfer limit of $3,000 may deter customers who need to transfer larger amounts.
  • Fees apply. Prepare to pay a transfer fee when you send money overseas with Ria, with an amount that varies depending on your transaction.
  • No contract options. Ria does not offer forward contracts or limit orders.

How does Ria compare to other services?

Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Amount Received Description CTA Details
USD 0 1 - 2 days USD 0.00 0.895 EUR 1,790 Offering no maximum and no minimum limit transfers with $0 fees. Go to site Show details
USD 1 1 - 2 days USD 16.00 0.899 EUR
1,783
Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks. Go to site Show details
USD 1 Within an hour USD 3.99 0.895 EUR 1,786 Use promo code 3FREE to send your first 3 transfers with no fee. Send to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up. Go to site Show details
GBP 1,000 1 - 2 days USD 0.00 0.89 EUR 1,780 Exclusive: Minimum transfer of $1,000 for Finder readers (normally $5,000).
For larger transfers, get no transaction fees and no maximum send limits.
Go to site Show details
USD 1,000 1 day USD 0.00 0.89 EUR 1,780 No-maximum limit transfers with competitive exchange rates for 100+ currencies. Go to site Show details

Compare up to 4 providers

RIA Financial Services (Deals) RIA Financial Services (Deals)

Ria: $10 Amazon.com Gift Card

Register today and get a $10 Amazon.com Gift Card* as a Welcome Bonus after you complete your first money transfer.

Last verified

How do I send money through Ria?

To easily transfer cash through Ria, you’ll need:

  • A Ria account. You can create a free account as you’re setting up your transaction. (If you’re sending through a Ria location, you won’t need to set up an account. You’ll only need to supply your sender information, payment and your recipient’s information.)
  • Valid payment. Ria accepts payment by bank account, debit card or credit card.
  • Your recipient’s name and contact information. The name must match the name shown on their government-issued ID. If you’re transferring money to their account, you’ll also need their bank’s name and account number.
  • Your contact and banking information. That includes the account or card number and security information for the account you’re transferring from.

If your recipient will be picking up your cash in person, let them know to bring along a government-issued photo ID.

Create your account online

First-time customers will need to register for a free Ria account before you start your transfer. To pay with cash, visit a Ria agent location.

  1. Specify how much you’d like to send and where you’d like to transfer your funds to.
  2. Select whether you’ll pay for your transfer by debit card, credit card or bank account.
  3. Confirm the transaction summary that details the exchange rate and fees that apply to your transfer.
  4. Enter your recipient’s full name, email address and phone number.
  5. Select how you’d like your money delivered: bank deposit, cash pickup or courier delivery (available in select countries).
  6. Transfer your funds around the world.

Steps to transfer your money online

Tracking your transfer

Your recipient should have their money in a matter of minutes or days, depending on how you chose to send it and pay for it. Follow its progress at Ria’s Track a Transfer page.

Bottom line

Ria offers a host of benefits and simple, secure transfers to its customers.

However, to make sure you get the best deal available, compare Ria with other money transfer providers the next time you need to send money overseas.

Looking for an alternative? Compare services like Ria to get the best rates and fees.

Frequently asked questions about Ria

Methodology

Our team analyzes money transfer providers offering services in the US — from big names to digital upstarts. We rank rates and fees, speed, services and user experience for:

  • TransferWise
  • XE
  • OFX
  • WorldRemit
  • Currencies Direct
  • Western Union
  • RIA Money Transfer
  • MoneyGram
  • Remitly
  • Payoneer
  • Remit2India
  • Xoom
  • PayPal

Learn the details of our methodology and scoring.

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84 Comments

  1. Default Gravatar
    Kenny
    May 23, 2019

    Can I pick up money transfer from the UK through RIA at Walmart to Walmart transfer agent

    • AvatarStaff
      Bella
      May 24, 2019

      Hi Kenny,

      Thanks for your inquiry.

      Unfortunately, you may only pick up money from Ria since the transfer was made through Ria money transfer.

      I hope this helps.

      Kind regards,
      Bella

  2. Default Gravatar
    Larry
    April 10, 2019

    My friend sent me money and i went to a Ria agent location to pick up the money and they told my pin number is not found, then i tracked the money online and they said my money is in preview for security reasons, it has been almost two days now, and i need the money urgently

    • AvatarStaff
      johnbasanes
      April 11, 2019

      Hi Larry,

      Thank you for reaching out to Finder.

      You may need to contact Ria directly to check the estimated time of release for the funds sent to you as they are currently reviewing the transfer for security reasons. Hope this helps!

      Cheers,
      Reggie

  3. Default Gravatar
    Robert
    April 8, 2019

    My friend sent me money today via ria is it posible to go get it now.?

    • AvatarStaff
      nikkiangco
      April 8, 2019

      Hi Robert,

      Thanks for reaching out to Finder. A transfer made from Ria should be available in a matter of minutes or days, depending on how your sender chose to send it and pay for it. To know if your money is ready for pickup – go to the Ria website – log-in and enter your order number, PIN or reference number. Hope this helps!

      Best,
      Nikki

  4. Default Gravatar
    Alex
    April 6, 2019

    What does it mean when you send And it says “in transit” can the receive pick up the money or do I need to go back there again

    • AvatarStaff
      Bella
      April 7, 2019

      Hi Alex,

      Thanks for your inquiry.

      “In transit” means that your item is on its way to be delivered. It has been lodged by the sender and processed by Ria and is on its way to its destination.

      I hope this helps.

      Kind regards,
      Bella

  5. Default Gravatar
    James
    April 1, 2019

    Hello my friend send me money from Denmark through bank desposit but i went to the bank the told me my pin number is not found what is the problem and my sender has send the money

    • AvatarStaff
      johnbasanes
      April 2, 2019

      Hi James,

      Thank you for reaching out to Finder.

      One reason may be the pin code you received may have missing or incomplete digits which is why the system could not detect it. Please contact the sender and verify that the pin number is correct first. You may also advise the sender to contact Ria directly to check the status of the transfer. Hope this helps!

      Cheers,
      Reggie

  6. Default Gravatar
    Musa
    March 23, 2019

    Someone wants to send me money in uganda via RIA what do i need and where can i pick it from and which kind of document is needed

    • AvatarStaff
      Val
      March 24, 2019

      Hi Musa,

      Thank you for leaving a question. If you are to pick up the funds from Ria sent to you, make sure that the name in the recipient part is exactly what is shown in your government issued ID. Please bring a valid government issued ID when you claim the payment at the closest RIA agent location. Hope this helps!

      Regards,
      Val

  7. Default Gravatar
    Celyn
    March 19, 2019

    What if the sender didn’t pay the fee? Do I need to pay the fee?

    • AvatarStaff
      Joshua
      March 20, 2019

      Hi Celyn,

      Thanks for getting in touch with Finder. I hope all is well with you. 😃

      The sender needs to pay the fee. If not, then the money transfer won’t proceed. It is the sender who pays the fee and not the receiver.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

  8. Default Gravatar
    Rajdeep
    February 28, 2019

    I’m from Jorhat, Assam. I’m unable to receive cash send through cash transfer.

    I went to the bank but they don’t know much about Ria and they refused when I said to them about the secret pin.

    I’m unable to find ria centers near me too.

    Mentioning less I would like to know how can I collect cash. I would like to know more.

    • AvatarStaff
      Joshua
      March 4, 2019

      Hi Rajdeep,

      Thanks for getting in touch with Finder. I’m sorry to hear about the trouble you are having.

      Regarding your concern, please wait up to 5 business days for your money to arrive. Check again your money in your bank. If it doesn’t arrive after 5 days, then you may contact your sender and confirm whether the money transfer went through or not. If all else fail, you would need to directly get in touch with Ria by phone or email.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

  9. Default Gravatar
    Benkirkley
    February 22, 2019

    Hello, my name is Benkirkley. My friend in South Africa wants to send me money, but she couldn’t find an RIA location. Can you help me?
    Thanks.

    • AvatarStaff
      Joshua
      February 25, 2019

      Hi Benkirkley,

      Thanks for getting in touch with Finder. I hope all is well with you. :)

      Upon checking, Ria is not available in South Africa. This is the reason that your friend can’t find a Ria agent location in that country.

      We don’t have a specific list of money transfer service providers in South Africa, but this page could be a good place where you can find an alternative service provider.

      On that page, you will see a table that allows you to conveniently compare money transfer services based on minimum transfer fee, transfer speed, and fees, to name a few. Once you found the right one for you, click on the “Go to site” green button to learn more.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

  10. Default Gravatar
    Emmanuel
    February 20, 2019

    I’m from Nigeria and I have a friend that lives in the UK. He wants to send money to me Via Ria money, how can I receive it owing to the fact the I have not seen any of your agents here in my country. Is it possible for him to send directly to my bank account?

    • AvatarStaff
      Jhez
      February 21, 2019

      Hello Emmanuel,

      Thank you for your comment.

      Your friend from the UK can use RIA money transfer and can directly send the money into your bank account. Also, if your friend sends you money through RIA and it’s for pick up, your friend will provide you all the necessary details, especially the reference number, to help you in picking up the money to any RIA money transfer locations or from the bank.

      Regards,
      Jhezelyn

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