Ria international money transfers review

Ria offers competitive exchange rates and minimal fees when you need to send funds overseas

Ria is a money transfer provider founded in New York City in 1987.

Today, Ria has a global transfer network of more than 240,000 agent locations in 130 countries, making it the third-largest provider of international money transfers in the world. It offers a simple service that allows you to send money overseas within minutes.

Product NameRIA Money Transfer
Min. Transfer AmountUSD 1
Max. Transfer AmountUSD 2,999
Transfer Methods
OnlinePhoneCash Transfer...
Transfer Options
Transfer Speed
Minimum transfer time
3 - 5 days
Banking PartnerRIA Financial Services
Customer Service
PhoneEmailBranch
Available CurrenciesAED, ALL, AMD, ARS, AUD, BAM, BBD, BDT, BHD, BIF, BOB, BRL, BYR, CAD, CHE, CLF, CNY, COP, CRC, DJF, DOP, DZD, EGP, ERN, ETB, EUR, FJD, GBP, GEL, GHS, GMD, GNF, GTQ, GYD, HNL, HRK, HTG, HUF, IDR, ILS, INR, ISK, JMD, JOD, JPY, KES, KGS, KHR, KMF, KZT, LBP, LKR, LRD, MAD, MDL, MMK, MRO, MXN, MYR, MZN, NGN, NIO, NOK, NPR, NZD, OMR, PAB, PEN, PHP, PKR, PLN, PYG, QAR, RON, RSD, RUB, RWF, SCR, SEK, SRD, SVC, THB, TJS, TND, TOP, TRY, TZS, UAH, UGX, USD, UYI, UZS, VEF, VND, VUV, XAF, XCD, XOF, YER, ZMW
Exchange Rate UpdatesDaily

With multiple payment and delivery options, your funds can be deposited into your recipient’s bank account, delivered by courier (in select countries) or picked up from one of Ria’s hundreds of thousands of worldwide locations.

What is Ria?

Ria was founded by a Cuban immigrant with a single New York City storefront in 1987. Since then, it’s grown to become the world’s third-largest money transfer service. Now part of Euronet Worldwide, a leading electronic payments provider, Ria offers over 316,000 agent locations in 144 countries. It also handles bill payments, check cashing and other financial services.

How are Ria’s exchange rates?

As a specialist provider of international money transfers, Ria is typically able to offer better exchange rates than you’ll find at most banks.

Rates are updated daily to align with exchange rates on global markets, and you’ll can review the rate that applies to your transaction before confirming whether you want to go through with the transfer.

How much does it cost to transfer money with Ria?

The fees that apply to Ria money transfers vary depending on the amount of money you’re sending, where you’re sending it to and the method you use to pay for your transaction.

The more money you send, the more your transaction will cost — but the price per dollar per transfer decreases when you send larger amounts. Funding a transfer from your bank account is the least expensive option (but also the slowest), while debit and credit card transactions incur higher fees.

For example, sending $1,000 to Mexico from your credit card for cash pickup will incur a transfer fee of $8. Meanwhile, using your bank account to send $1,000 to China for cash pickup will attract a transfer fee of $5.

Before you commit to any transaction, Ria provides a preview of all the fees that apply to your transfer.

How much can I send — and to where?

With Ria, you can send transfers of $1 to a maximum $2,999.99 per transfer per day. A 30-day limit of $7,999.99 also applies to Ria users, although you can send larger amounts by visiting a Ria agent location with your ID and other supporting documentation.

Ria sends money to 130 countries around the world. However, you won’t be able to transfer money to countries like Cuba, Iran, Iraq, Lebanon, Libya, Syria, Sudan or Zimbabwe.

RIA: $10 Amazon.com Gift Card

Register today and get a $10 Amazon.com Gift Card* as a Welcome Bonus after you complete your first money transfer.

What types of transfers can I send with Ria?

Ria’s transfer service is designed to make it easy to send one-off transfers to 130 countries around the world. You can pay for your transfer with:

  • A bank account
  • A credit card
  • A debit card
  • Cash

Your recipient also has multiple ways to access the money you send:

  • Bank account deposit.
  • Pickup at a Ria agent location.
  • Courier delivery to a home or office (available in limited countries).

If you need help with a transaction, Ria offers a detailed online FAQ, as well as phone, email and live chat customer support with a Ria representative.

The registration and transfer process

Ria’s money transfer process is straightforward. First-time customers will need to register for a free Ria account as part of the transfer process.

  1. Specify how much you’d like to send, where you’d like to transfer your funds to, and whether you’ll pay for your transfer by debit card, credit card or bank account. If you want to pay with cash, you can visit a Ria agent location.
  2. Confirm the transaction summary that details the exchange rate and fees that apply to your transfer.
  3. Enter your recipient’s full name, email address and phone number.
  4. If a new user, register for an account in minutes.
  5. Transfer your funds around the world.

What do I need to send money through Ria?

To easily transfer cash through Ria, you’ll need:

  • A Ria account. You can create a free account as you’re setting up your transaction.
  • Valid payment. Ria accepts payment by bank account, debit card or credit card.
  • Your recipient’s name and contact information. The name must match the name shown on their government-issued ID. If you’re transferring money to their account, you’ll also need their bank’s name and account number.
  • Your contact and banking information. That includes the account or card number and security information for the account you’re transferring from.

If your recipient will be picking up your cash in person, let them know to bring along a government-issued photo ID.

Steps to transfer your money online

Step 1 Ria Money Transfers

Provide your email address, creating a password, choosing and answering three security questions and completing your name, address and other profile information. Your name and address should matches the information on your utility and credit card bills.
Step 2 Ria Money Transfers

Choose the country you’re sending it to, the currency to be paid out, the dollar amount you’re transferring and how you want the money delivered (available delivery options will appear once you’ve entered your recipient’s country).
Step 3 Ria Money Transfers
You can review your fee, delivery options and the exchange rate once you’ve entered the amount you’re sending.
Step 3b Ria Money Transfers

Step 4 Ria Money Transfers

Step 5 Ria money transfers
To send money to your recipient’s bank account, enter part of the name to bring up a list of possible bank names. Once you identify the bank, fill in the blanks for the account type and IBAN Number.
Step 5b Ria money transfers

Step 6 Ria money transfers

Ria will warn you that using a credit card will not only cost more but can also trigger cash advance charges from your credit card institution. Enter a promo code if you have one, and then click “Continue.”
Step 7 Ria money transfers

Click “Edit” to change anything. When your details are in order, click “Submit.”
Step 8 Ria money transfers

Step 9 Ria money transfers

If you’re sending the money to a pickup location, you’ll also see a PIN you’ll need to send to your recipient so they can pick up the funds. Click “Track Transfers” to follow the progress of money.

You’ll see your order status along with details about the transaction.
Step 10 Ria money transfers

What happens next?

Your recipient should have their money in a matter of minutes or days, depending on how you chose to send it and pay for it. Follow its progress at Ria’s Track a Transfer page.

If you need assistance, call Customer Care at 877-443-1399. Hours are 5 a.m. to 6 p.m. PST Monday through Friday and 6 a.m. to 6 p.m. Saturday and Sunday. Or email customerservice@riamoneytransfer.com.

Pros and cons of using Ria

Pros

  • Money transfer specialist. Ria specializes in international money transfers, so it can offer expert advice and simple, secure transactions.
  • Multiple transfer options. Ria offers multiple ways for you to pay for your transfer and for your recipient to collect the cash you send.
  • Great rates and minimal fees. Ria’s exchange rates are stronger than most US banks, with lower fees to boot.

Cons

  • Maximum daily limit. Ria’s maximum daily transfer limit of $2,999.99 may deter customers who need to transfer larger amounts.
Shopping for an alternative? Compare these services to RIA for sending money overseas.

Compare Ria to other providers

Compare Ria to…See Comparison
MoneyGram vs. Ria
Western Union vs. Ria

Ria offers a host of benefits and simple, secure transfers to its customers.

However, to make sure you get the best deal available, compare Ria with other money transfer providers the next time you need to send money overseas.

Frequently asked questions about Ria

Transactions paid for with a debit card or credit card are typically processed within 15 minutes, while transfers from your bank account may take up to four days to process.

Yes, Ria offers international money transfers to India. Visit Ria’s website for a full list of the countries it allows you to send funds to.

You will need to provide the your recipient’s full name, email address and phone number. You’ll also need to specify how you would like your recipient to receive your cash.

Use Ria’s online Price Calculator to find the current exchange rate for a currency pair.

Ria’s customer service team is available from 5 a.m. to 6 p.m. PST Monday through Friday and 6 a.m. and 6 p.m. PST Saturday and Sunday.

Ria offers service to 144 countries, listed on its Countries We Service page.

You can send up to $2,999.99 per transfer a day online up to a maximum of $7,999 within 30 days. If you live in Arizona or Oklahoma, the limit is $999.99 per user per day. You may be able to send more by visiting a Ria agent location.

RIA: $10 Amazon.com Gift Card

Register today and get a $10 Amazon.com Gift Card* as a Welcome Bonus after you complete your first money transfer.

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26 Responses

  1. Default Gravatar
    LolaOctober 13, 2017

    How many days can money be ready for recipients for pickup?

    • Staff
      ArnoldOctober 14, 2017Staff

      Hi Lola,

      Thanks for your inquiry

      Typically, you can claim the cash through pick-up or courier within the same day. If you choose an online money transfer provider, you can send and receive money at any time of day.

      Hope this information helps

      Cheers,
      Arnold

  2. Default Gravatar
    LawrenceOctober 1, 2017

    Hello
    I will like to know the maximum amount I can transfer from Iran to Ghana using Ria agents in Iran to my bank account in Ghana.

    • Staff
      ArnoldOctober 2, 2017Staff

      Hi Lawrence,

      Thanks for your inquiry

      The maximum amount you can send Via Ria International Money Transfer is USD 2,999. More information about RIA is shown on the above page.

      Hope this information helps

      Cheers,
      Arnold

  3. Default Gravatar
    MrSeptember 22, 2017

    Please if I want to have a Ria account and use it to send my family money, will I have to provide my passport copy or government 🆔 copy to verify my account before I will be able to use it to send money?

    • Staff
      JonathanSeptember 22, 2017Staff

      Hello Mr Enoch,

      Thank you for your question.

      We will send you a response to your email about this inquiry.

      Hope this clarifies.

      Cheers,
      Jonathan

  4. Default Gravatar
    SamtizzieSeptember 11, 2017

    I’m out of state to Nigeria and my wife trying to send me Ria online and they asking she can’t found Cash pick up

    • Staff
      HaroldSeptember 11, 2017Staff

      Hi Samtizzle,

      Thank you for your inquiry.

      You can find the pick-up location here.

      I hope this information has helped.

      Cheers,
      Harold

  5. Default Gravatar
    RheaAugust 6, 2017

    He ask me track the money he send… Through my bank accnt , so i track it and it says that the transaction has been cancelled.. How come its cancelled?

    • Staff
      HaroldAugust 6, 2017Staff

      Hi Rhea,

      Thank you for your inquiry.

      While we do not represent any company that we feature on our pages, we can offer you a general information. It would be nice to check the transaction history directly with Ria international money transfers. They have the direct access to further review what happened to your transaction.

      I hope this information has helped.

      Cheers,
      Harold

  6. Default Gravatar
    DesireeJuly 17, 2017

    Where can i recieve my money 24 hours a day?

    • Staff
      HaroldJuly 18, 2017Staff

      Hi Desiree,

      Thank you for your inquiry.

      Typically, you can claim the cash through pick-up or courier within the same day. If you choose an online money transfer provider, you can send and receive money at any time of day. However if you are looking for a 24-hour agent location in order to pick up cash, Ria (does, doesn’t) have any locations that are open overnight.

      I hope this information has helped.

      Cheers,
      Harold

  7. Default Gravatar
    ChelseaJuly 6, 2017

    Please what’s the limit per month on money I can pick up from ria at Walmart

    • Staff
      MayJuly 6, 2017Staff

      Hi Chelsea,

      Thanks for your question.

      If you’re the recipient, you should be able to get all the money that has been successfully sent to your name. Ria has no limit as to how much you can pick up from a store. As a receiver, you will need the PIN number provided by the sender in addition to a valid ID to be shown when at the point of payment.

      Although please note that the sender can send up to $2999.99 per money transfer, per day and the maximum amount they’re allowed to send in 30 days is $7,999.

      Cheers,
      May

  8. Default Gravatar
    BobMay 28, 2017

    Does RIA accept Amex debit card?

    • Staff
      HaroldJune 21, 2017Staff

      Hi Bob,

      Thank you for your inquiry.

      In general, Ria’s transfer service are the following:
      – A bank account
      – A credit card
      – A debit card
      – Cash

      Then, your recipient also has multiple ways to access the money you send:
      – Bank account deposit.
      – Pickup at a Ria agent location.
      – Courier delivery to a home or office (available in limited countries).

      Generally, they accept debit card, however, it would be nice if you can also clarify directly this information with Ria.

      I hope this information has helped.

      Cheers,
      Harold

  9. Default Gravatar
    FortuneMay 13, 2017

    Money was sent to me Via RIA, i was not able to pick up, the sender went for a refund because i am out o the country and she was refused refund, its her second time going there,i’m so confused right now

    • Staff
      HaroldJune 28, 2017Staff

      Hi Fortune,

      Thank you for your inquiry.

      While we do not represent any company that we feature on our pages, we can offer you a general advice. It would be nice to coordinate this issue directly with RIA. As they have the access to your information to further check what could be the possible options they can offer to you.

      I hope this information has helped.

      Cheers,
      Harold

  10. Default Gravatar
    TinaMay 10, 2017

    How many days will it take for my recipient to receive my sent cash?

    • Staff
      JasonJune 29, 2017Staff

      Hi Tina,

      Thank you for your enquiry.

      Ria transactions that are paid for with a debit card or credit card are typically processed within 15 minutes, while transfers from your bank account may take up to four days to process.

      When receiving the sent cash, although cash pick-up or courier options are dependent upon the payout agent or courier’s business hours, the recipient can typically claim the sent cash for both options within the same day.

      Kind regards,
      Jason