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Ria international money transfers

Information verified correct on March 29th, 2017

Send funds overseas with a simple, affordable and reliable international money transfer option

Even thinking about sending money overseas can feel daunting. But it doesn’t have to be a worrisome, costly process.

Ria is a international money transfer specialist that sends money to more than 130 countries worldwide. Its fast transfers, multiple payment methods, competitive exchange rates and minimal fees make it a solid international money transfer solution whenever you need to send funds overseas.

RIA: $10 Amazon.com Gift Card

Register today and get a $10 Amazon.com Gift Card* as a Welcome Bonus after you complete your first money transfer.

How do I send money overseas with Ria?

Ria aims to simplify the money transfer process by making it fast and easy. Whether you’re a new user or returning customer, it requires just a few steps.

New users

You’ll need to sign up for a free Ria account as part of your first transfer:

  • Specify how much money you want to send and the country you’re sending it to.
  • Select how you will pay for your transfer: debit card, credit card or bank account.
  • Use Ria’s price calculator to determine your exchange rate and fees for the transaction.
  • Select how you’d like your money delivered: bank deposit, cash pickup or courier delivery (available in select countries).
  • Enter your recipient’s information.
  • Register for an account with Ria.

Once you’ve set up your account, your transfers funded by credit or debit card are processed in about 15 minutes, while bank account transfers can take up to four business days to process.

Returning users

The process for returning customers is even faster:

  • Sign in to your account dashboard and select your recipient.
  • Confirm your recipient’s information, your payment information and transfer details.
  • Submit your transfer
Rates last updated March 29th, 2017

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Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options.

With over 17 years of foreign exchange expertise and over $100 billion transferred, OFX can help with all your currency exchange needs, including:

  • Buying property abroad
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Min. Transfer Amount Transfer Speed Services Online Transfer Fee Rate Amount Received
RIA Money Transfer
No fees for bank account ... No fees for bank account transfers and cash pickup at 240,000 locations in 130+ countries.
USD 1 3 - 5 days
Rates are always
changing, click to check
your price today
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Pros and cons of using Ria


  • Multiple payment options. Use a debit card, credit card or bank account to pay for your transfer.
  • Multiple delivery options. Your recipient can pick up your cash at an agent location, receive a bank deposit or, in select countries, have the funds delivered to their home or office.
  • Worldwide transfer network. With 240,000 agent locations in 130 countries, Ria is the third-largest provider of international money transfers worldwide.
  • Special offers for new customers. RIA offers no fees on debit card money transfers for the first 30 days. (Offer not valid for US-to-US money transfers.)


  • Fees apply. Prepare to pay a transfer fee when you send money overseas with Ria, with an amount that varies depending on your transaction.
  • No contract options. Ria does not offer forward contracts or limit orders.
How to send cash overseas with Ria

What other products does Ria offer?

  • Bill payment. Pay your utilities, rent, credit card, mortgage, car loan and more using Ria’s bill payment service.
  • Mobile top-ups. Fund your minutes with a range of telco providers that include AT&T, Boost Mobile, T Mobile and Verizon Wireless.
  • Prepaid debit cards. Load up a Visa prepaid debit card from Ria to take care of everyday spending needs.
  • Check cashing. Cash payroll, government, income tax refund, welfare, traveler’s checks and more quickly and conveniently.
  • Money orders. Enjoy the security and flexibility of paying with a money order from Ria Financial Services.

Shopping for an alternative? Compare the services of RIA to other providers.

Compare Ria to other providers

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Who is Ria?

Ria was founded in New York City in 1987. Fast-forward more than 25 years, and Ria has grown into one of the largest providers of international money transfer services. Its worldwide agent network comprises 240,000 locations in more than 130 countries — and that network is growing all the time.

Bottom line

Ria strives to be a most simple, reliable and friendly money transfer service. It offers a fast, secure transfer network to quickly get your funds where they need without breaking the bank.

However, whenever you need to transfer money across international borders, be sure to compare your range of options for the best deal.

Frequently asked questions

How much money can I send with Ria?

You can send a maximum amount $2,999.99 per money transfer per day. However, the most you can send in 30 days is $7,999. If you need to send more, visit a Ria agent location.

What information will I need to provide to transfer money?

You need to provide your recipient’s full name, address and phone number and specify how you would like them to receive your money. If you opt for a bank deposit delivery, you will need to provide your recipient’s bank account and routing numbers.

How much do international money transfers cost with Ria?

Fees vary depending on the amount of money you send (the per-dollar price drops the more you send), the country you send it to and whether you pay by bank account, credit card or debit card. You’ll be able to review the full cost of your transfer before you submit it.

How can I work out the current exchange rate for a particular country?

Confirm the current exchange rate by using Ria’s online Price Calculator or simply by starting the “Send Money” process.

What can I do if I need help with a transaction?

Ria offers phone and email customer support between 5 a.m. and 6 p.m. PST Monday through Friday and 6 a.m. and 6 p.m. PST Saturday and Sunday.

What payment methods are available?

You can pay for your transfer using your bank account, credit card or debit card.

RIA: $10 Amazon.com Gift Card

Register today and get a $10 Amazon.com Gift Card* as a Welcome Bonus after you complete your first money transfer.

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