ria money transfer logo

Ria international money transfers

Send funds overseas with a simple, affordable and reliable international money transfer option

Even thinking about sending money overseas can feel daunting. But it doesn’t have to be a worrisome, costly process.Ria is a international money transfer specialist that sends money to more than 130 countries worldwide. Its fast transfers, multiple payment methods, competitive exchange rates and minimal fees make it a solid international money transfer solution whenever you need to send funds overseas.

RIA: $10 Amazon.com Gift Card

Register today and get a $10 Amazon.com Gift Card* as a Welcome Bonus after you complete your first money transfer.

How do I send money overseas with Ria?

Ria aims to simplify the money transfer process by making it fast and easy. Whether you’re a new user or returning customer, it requires just a few steps.

New users

You’ll need to sign up for a free Ria account as part of your first transfer:

  • Specify how much money you want to send and the country you’re sending it to.
  • Select how you will pay for your transfer: debit card, credit card or bank account.
  • Use Ria’s price calculator to determine your exchange rate and fees for the transaction.
  • Select how you’d like your money delivered: bank deposit, cash pickup or courier delivery (available in select countries).
  • Enter your recipient’s information.
  • Register for an account with Ria.

Once you’ve set up your account, your transfers funded by credit or debit card are processed in about 15 minutes, while bank account transfers can take up to four business days to process.

Returning users

The process for returning customers is even faster:

  • Sign in to your account dashboard and select your recipient.
  • Confirm your recipient’s information, your payment information and transfer details.
  • Submit your transfer

I want to send


Enter your details to speak to a foreign exchange expert

By submitting this form, you agree to finder.com privacy policy
Ofx Logo

Save money on your personal or business international money transfer today. Fill in the form and you’ll be contacted by a foreign exchange expert to have an obligation-free discussion about your options.

With over 17 years of foreign exchange expertise and over $100 billion transferred, OFX can help with all your currency exchange needs, including:

  • Buying property abroad
  • Emigrating
  • Regular overseas payments
  • Risk management
  • Forecasting
Min. Transfer Amount Transfer Speed Online Transfer Fee Rate Services Amount Received Description CTA Details
USD 1 3 - 5 days - - Online, Phone, Bank Account to Bank Account, Cash Transfer No fees for bank account transfers and cash pickup at 240,000 locations in 130+ countries. Go to site Show details

Compare up to 4 providers

Pros and cons of using Ria


  • Multiple payment options. Use a debit card, credit card or bank account to pay for your transfer.
  • Multiple delivery options. Your recipient can pick up your cash at an agent location, receive a bank deposit or, in select countries, have the funds delivered to their home or office.
  • Worldwide transfer network. With 240,000 agent locations in 130 countries, Ria is the third-largest provider of international money transfers worldwide.
  • Special offers for new customers. RIA offers no fees on debit card money transfers for the first 30 days. (Offer not valid for US-to-US money transfers.)


  • Fees apply. Prepare to pay a transfer fee when you send money overseas with Ria, with an amount that varies depending on your transaction.
  • No contract options. Ria does not offer forward contracts or limit orders.
How to send cash overseas with Ria

What other products does Ria offer?

  • Bill payment. Pay your utilities, rent, credit card, mortgage, car loan and more using Ria’s bill payment service.
  • Mobile top-ups. Fund your minutes with a range of telco providers that include AT&T, Boost Mobile, T Mobile and Verizon Wireless.
  • Prepaid debit cards. Load up a Visa prepaid debit card from Ria to take care of everyday spending needs.
  • Check cashing. Cash payroll, government, income tax refund, welfare, traveler’s checks and more quickly and conveniently.
  • Money orders. Enjoy the security and flexibility of paying with a money order from Ria Financial Services.

Shopping for an alternative? Compare the services of RIA to other providers.

Compare Ria to other providers

Compare Ria to…See Comparison
MoneyGram vs. Ria
Western Union vs. Ria

Who is Ria?

Ria was founded in New York City in 1987. Fast-forward more than 25 years, and Ria has grown into one of the largest providers of international money transfer services. Its worldwide agent network comprises 240,000 locations in more than 130 countries — and that network is growing all the time.

Bottom line

Ria strives to be a most simple, reliable and friendly money transfer service. It offers a fast, secure transfer network to quickly get your funds where they need without breaking the bank.

However, whenever you need to transfer money across international borders, be sure to compare your range of options for the best deal.

Frequently asked questions

RIA: $10 Amazon.com Gift Card

Register today and get a $10 Amazon.com Gift Card* as a Welcome Bonus after you complete your first money transfer.

Was this content helpful to you? No  Yes

Ask an Expert

You are about to post a question on finder.com:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and our Privacy Policy.

US International Money Transfers Offers

Learn about our information service
HiFX International Money Transfers

Transfer money into 20 currencies and schedule regular payments. $5 fee waived for transfers over $5,000.

WorldRemit International Money Transfers

Use promo code FREE to send your first transfer at no fee to 110+ countries for bank-to-bank deposit, cash pickup or mobile top-up.

World First Foreign Exchange

Exclusive offer: $0 transfer fee
No-limit transfers with competitive exchange rates for 100+ currencies.

TransferWise International Money Transfers

Enjoy high maximum transfers into more than 20 currencies while saving up to 90% over local banks.