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finder.com’s rating: 4.5 / 5.0
★★★★★
optional
Roadside assistance
Accident forgiveness
| States served | All 50 states |
|---|---|
| Roadside assistance | Optional |
| Pay schedule | monthly |
| Claims methods | online, email, phone |
| Accident forgiveness | No |
Review by
Sarah George is a writer at Finder who unravels complicated topics about insurance, business and finance. She's been wordsmithing for nearly five years, after earning an English education degree. Her insurance know-how has been featured on CarInsurance.com. You can usually find Sarah sipping hot tea and talking through movie plots in her downtime.
If you have a classic bike or a pricey ride, start by getting a quote from Hagerty. Hagerty specializes in motorcycle insurance for classic and collector racing bikes. That means you can insure your bike for its full agreed value and get repaid its full replacement cost during an accident.
However, not all coverage options may be available in your area, and you’ll need separate coverage for on-the-track motorcycle racing. And higher limits won’t come cheap, especially for a collector’s edition. But you might pay more by underinsuring your precious ride with a standard policy.
Hagerty offers standard coverage to protect your valuable bike on the road:
The company provides a suite of specialty coverage for your specialty motorcycle:
Hagerty specializes in classic or racing bikes, including:
The company doesn’t list many discounts for its bikes. This could mean that Hagerty either doesn’t provide the same benefits as its competitors or that it lacks transparency. The only discount listed is:
The main way to apply for Hagerty motorcycle insurance is through its online quoting process:
Online. Follow these steps to apply online:
Phone. If you have policy questions, feel free to call 877-922-4951.
Have these key pieces of information on-hand to move quicker through the application process:
File an accident claim with Hagerty online, by phone or via email:
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★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
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