Range
All-in-one wealth management for investing, taxes, estate plans and more.
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Best sign-up bonus offers in the US
Earn cash or rewards for being a new customer.
Finder makes money from featured partners, but editorial opinions are our own. Advertiser disclosure
Disclaimer: This page is not financial advice or an endorsement of digital assets, providers or services. Digital assets are volatile and risky, and past performance is no guarantee of future results. Potential regulations or policies can affect their availability and services provided. Talk with a financial professional before making a decision. Finder or the author may own cryptocurrency discussed on this page.
Range
Greenlight
Up to 6% on your kid’s savings.
Robinhood Retirement
3% match on contributions with Robinhood Gold (1% without Gold)
OppLoans Installment Loans
Same day cash loans
We have compiled a list of some of the best sign-up bonus offers and promotions from banks and banking apps in the US. We check and update this guide on a regular basis, and each offer has its own set of terms and conditions that apply.
See if you can find a good deal!
Bonus type
Sign-up
Refer-a-friend
Switching
Product type
Cashback
Banking apps
Bank account
Share trading
Money transfer
Retirement
General investment accounts
Business bank account
Business banking
Kids bank account
Student travel
Savings account
Refer-a-friend
Banking apps
Get $50 when referring a friend to Current
Get a $50 referral bonus by inviting your friends to join Current.
Banking apps
For a limited time, earn 10% cash back at Walmart on your first purchase made within your first month, on up to $200 spent.
Sign-up
Business banking
Get $300 when signing up to Bluevine Business Checking
Use referral code CA300, and meet deposit and activity requirements.
Sign-up
Bank account
New Chase checking customers enjoy a $400 bonus
Make direct deposits totaling $1,000 or more within 90 days.
Sign-up
Bank account
New Chase checking customers enjoy a $125 bonus
Sign up and set up direct deposit
Bank account
Get up to 6% cashback
Sign-up
Business banking
Get up to $1,200 when you open a Platinum Business Checking Account online
Use code Q4AFL25 and complete qualifying activities
Sign-up
Business banking
Earn a $400 bonus when you open a U.S. Bank Business Essentials Account
Use code Q4AFL25 and complete qualifying activities
Sign-up
Bank account
Bank of America Advantage Banking Up To $500 Cash Offer.
See offer page for more details. Bank of America, N.A. Member FDIC.
Sign-up
Bank account
Bank of America Advantage Banking Up To $500 Cash Offer.
See offer page for more details. Bank of America, N.A. Member FDIC.
Sign-up
Bank account
Bank of America Advantage Banking Up To $500 Cash Offer.
See offer page for more details. Bank of America, N.A. Member FDIC.
Sign-up
Banking apps
Get 50% off your first year
For a limited time get 50% off your first year with code MONARCHVIP
Kids bank account
Get a one month free trial.
Kids' banking with chore tracking.
Sign-up
Kids bank account
Get Free trial + $10 in allowance when signing up to Acorns Early (formerly GoHenry)
Get 2 months free and $10 allowance when you sign up to Acorns Early
Refer-a-friend
Get $10 when referring a friend to Uphold - Digital Asset Platform
Refer a friend to earn US$20 — $10 for you and $10 for the person you refer. T&Cs apply.
Sign-up
Share trading
Get Up to $1,000 when signing up to Zacks Trade
Open and fund an account. Terms apply.
Sign-up
Share trading
Get $20 bonus when signing up to Acorns
Set up an account and make your first recurring investment (min. $5)
Sign-up
Share trading
Get $50 when signing up to Wealthfront
Sign up and fund a taxable automated investing account with at least $500
Sign-up
Share trading
Get Up to $250 in transfer fee rebates when signing up to Firstrade
Open an account and transfer at least $2,500 in securities
Sign-up
Share trading
Get Get a free stock when signing up to Robinhood
Successfully sign up and link your bank account.
Switching
Share trading
Get Up to $10,000 and transfer fees covered when switching to Public.com
Move your portfolio to Public
Sign-up
Share trading
Get $5 when you sign up and deposit $5 when signing up to Stash
Investment advisory services offered by Stash Investment LLC, a SEC registered investment advisor.
Sign-up
Share trading
Get 7-day free trial and 20% off your first year when signing up to Seeking Alpha Premium
Sign up for premium. New subscribers only. T&Cs apply.
Refer-a-friend
Share trading
Get Up to $1000 of IBKR stock when referring a friend to Interactive Brokers
Refer a Friend allows eligible IBKR clients to refer people and earn $200 for each referral
Sign-up
Retirement
Earn up to a 3% match with Robinhood
Up to a 3% match with Robinhood Gold or 1% without when signing up to Robinhood Retirement
Why do banks offer sign-up deals?
Banks and banking apps offer sign-up deals to entice new customers. They’re happy to pay to acquire new customers because once an account is open they’re then able to offer other products to that new customer. It’s mutually beneficial, because customers get rewarded for trying (and sometimes continuing to use) a new app, while banks are able to increase their customer base.
Are there any catches to account bonuses?
Sometimes there will be some extra hoops to jump through to earn a bonus. For example, you may be required to deposit a certain amount of money in the account, set up direct deposit or make a number of qualifying transactions. Just make sure you’re aware of the eligibility criteria and be sure you can fulfill it.
When are signup bonuses delivered?
For the most part, a signup or account bonus is delivered to you within 30 to 90 days after you’ve met the requirements. Immediate signup bonuses are very rare, so plan on needing to keep a new account open for at least a month before you get a reward or bonus.
Will a reward impact my credit score?
No, bank account signup bonuses won’t impact your credit score. Accounts like checking and savings, and their histories, aren’t reported to the credit bureaus so no worries on that.
However, credit cards can impact your credit score. If you apply for a new credit card for a bonus, the act of applying for a credit card can temporarily impact your score, thanks to the hard credit check. If you’re approved, you’ll have a new line of credit on your file that you need to manage.