Best sign-up bonus offers in the US

Earn cash or rewards for being a new customer.

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Disclaimer: This page is not financial advice or an endorsement of digital assets, providers or services. Digital assets are volatile and risky, and past performance is no guarantee of future results. Potential regulations or policies can affect their availability and services provided. Talk with a financial professional before making a decision. Finder or the author may own cryptocurrency discussed on this page.

Gemini Cryptocurrency Exchange
Trade $100 using the code Finder25 and receive $25 in BTC
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Greenlight
Up to 5% on your kid’s savings.
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Grasshopper Innovator Business Checking
Earn up to 3.55% APY and 1% cash back
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OppLoans Installment Loans
Same day cash loans
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We have compiled a list of some of the best sign-up bonus offers and promotions from banks and banking apps in the US. We check and update this guide on a regular basis, and each offer has its own set of terms and conditions that apply.

See if you can find a good deal!

Bonus type
Product type
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Sign-up
Get $15 in Bitcoin when signing up to Gemini Cryptocurrency Exchange
Get $15 in Bitcoin when you trade $100 with code Finder15
Finder15
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Refer-a-friend
Banking apps
Get $50 when referring a friend to Current
Get a $50 referral bonus by inviting your friends to join Current.
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Sign-up
Savings account
Get $200 when signing up to Barclays Tiered Savings
Get a $200 Bonus when you deposit $25,000 or more within 30 days and maintain that balance for 120 days.
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Refer-a-friend
Savings account
Get $5 when referring a friend to Cash App Savings
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Sign-up
Business banking
Get $300 when signing up to Bluevine Business Checking
Use referral code CA300, and meet deposit and activity requirements.
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Business banking
Get 1% cashback
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Sign-up
Business banking
Get up to $400 when signing up to Axos Bank Business Interest Checking
Use referral code NEW400, and meet balance and activity requirements.
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Sign-up
Bank account
Get up to $3,000 when signing up to Chase Private Client Checking℠
Meet funding and balance requirements.
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Business banking
Get 1% cashback
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Cashback
Get 1% cashback
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Sign-up
Bank account
Get up to $3,000 when signing up to HSBC Premier Checking
Earn up to $3,000 when you open a Premier checking and Premier Relationship Savings account by February 28, 2025 and complete qualifying activities
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Sign-up
Bank account
Get $300 when signing up to Chase Total Checking®
Make direct deposits totaling $500 or more within 90 days.
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Sign-up
Bank account
Get $100 when signing up to Chase Secure Banking℠
Sign up and set up direct deposit
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Sign-up
Bank account
Get Free trial + $10 in allowance when signing up to Acorns Early (formerly GoHenry)
Finder exclusive bonus offer.
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Refer-a-friend
Bank account
Get $25 when referring a friend to Varo
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Bank account
Get up to 6% cashback
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Sign-up
Business banking
Get $300 or $500 when signing up to Chase Business Complete Banking®
Meet deposit and balance requirements.
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Sign-up
Bank account
Get $300 when signing up to Bank of America Advantage Relationship Banking®
Use offer code LHR300CIS, and meet direct deposit requirements.
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Sign-up
Bank account
Get $300 when signing up to Bank of America Advantage Plus Banking®
Use offer code LHR300CIS, and meet direct deposit requirements.
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Sign-up
Bank account
Get $300 when signing up to Bank of America Advantage SafeBalance Banking®
Use offer code LHR300CIS, and meet direct deposit requirements.
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Sign-up
Bank account
Get $100 when signing up to Chase College Checking
Sign up and meet activity requirements.
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Sign-up
Banking apps
Get 50% off your first year
Get 50% off your first year with code NEWYEAR2025. Offer valid until February 28, 2025.
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Kids bank account
Get a one month free trial.
Kids' banking with chore tracking.
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Earn a one time $200 cash bonus
Earn a one-time $200 cash bonus
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Terms apply, see rates & fees
Up to 5% savings bonus
5% savings bonus on up to $5,000.
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Sign-up
Kids bank account
Get Free trial + $10 in allowance when signing up to Acorns Early (formerly GoHenry)
Get 2 months free and $10 allowance when you sign up to Acorns Early
AFFUSFDR10
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Refer-a-friend
Get $10 when referring a friend to Uphold - Digital Asset Platform
Refer a friend to earn US$20 — $10 for you and $10 for the person you refer. T&Cs apply.
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Sign-up
Share trading
Get Up to $500 when signing up to Zacks Trade
Open and fund an account. Terms apply.
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Sign-up
Share trading
Get $20 bonus when signing up to Acorns
Set up an account and make your first recurring investment (min. $5)
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Sign-up
Share trading
Get $50 when signing up to Wealthfront
Sign up and fund a taxable automated investing account with at least $500
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Sign-up
Share trading
Get $50-$5,000 when signing up to Tastytrade
Open and fund an account with $5,000 to $1,000,000+
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Refer-a-friend
Share trading
Get $10 when referring a friend to Uphold
Refer a friend, earn $10 for you and $10 for the person you refer. T&Cs apply.
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Sign-up
Share trading
Get Up to $250 in transfer fee rebates when signing up to Firstrade
Open an account and transfer at least $2,500 in securities
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Sign-up
Share trading
Get Get a free stock when signing up to Robinhood
Successfully sign up and link your bank account.
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Switching
Share trading
Get Up to $10,000 and transfer fees covered when switching to Public.com
Move your portfolio to Public
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Sign-up
Share trading
Get $10 when you sign up and deposit $5 when signing up to Stash
Investment advisory services offered by Stash Investment LLC, a SEC registered investment advisor.
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Sign-up
Share trading
Earn up to $300 when signing up to OPTO
Deposit $500 to $3,000.
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Sign-up
Share trading
Get $50 when signing up to Domain Money
Open and fund an account via referral link with min. balance of $50 for 30 days
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Sign-up
Share trading
Get Up to $250 in futures commission rebates* when signing up to NinjaTrader
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Sign-up
Share trading
Get 7-day free trial and $30 off when signing up to Seeking Alpha Premium
Sign up for premium. New subscribers only. T&Cs apply.
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Sign-up
Share trading
Get Up to $750 Invest Bonus when signing up to M1 Finance
You earn an investment bonus up to 10 times. $75 per referral
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Refer-a-friend
Share trading
Get Up to $1000 of IBKR stock when referring a friend to Interactive Brokers
Refer a Friend allows eligible IBKR clients to refer people and earn $200 for each referral
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Sign-up
Retirement
Earn up to a 3% match with Robinhood
Up to a 3% match with Robinhood Gold or 1% without when signing up to Robinhood Retirement
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Why do banks offer sign-up deals?

Banks and banking apps offer sign-up deals to entice new customers. They’re happy to pay to acquire new customers because once an account is open they’re then able to offer other products to that new customer. It’s mutually beneficial, because customers get rewarded for trying (and sometimes continuing to use) a new app, while banks are able to increase their customer base.

Are there any catches to account bonuses?

Sometimes there will be some extra hoops to jump through to earn a bonus. For example, you may be required to deposit a certain amount of money in the account, set up direct deposit or make a number of qualifying transactions. Just make sure you’re aware of the eligibility criteria and be sure you can fulfill it.

When are signup bonuses delivered?

For the most part, a signup or account bonus is delivered to you within 30 to 90 days after you’ve met the requirements. Immediate signup bonuses are very rare, so plan on needing to keep a new account open for at least a month before you get a reward or bonus.

Will a reward impact my credit score?

No, bank account signup bonuses won’t impact your credit score. Accounts like checking and savings, and their histories, aren’t reported to the credit bureaus so no worries on that.

However, credit cards can impact your credit score. If you apply for a new credit card for a bonus, the act of applying for a credit card can temporarily impact your score, thanks to the hard credit check. If you’re approved, you’ll have a new line of credit on your file that you need to manage.