Jamela Adam , CFEI

Most banks now let you open a joint account online, and the process is pretty straightforward.

Though your EIN is important, it's not the only thing banks require when you apply for a business bank account.

When the federal fund rate moves, your money moves too. This is how changes to the fed rate affect your finances.

Though Bluevine doesn’t support Zelle, you can still transfer money via other methods.

Though Woodforest doesn’t directly support Zelle, there are many other ways to transfer money.

Cash App doesn’t offer instant mobile check deposits, and you’ll typically have to wait a few business days for your funds to clear.

Bank of America's mobile check deposits are not instant, but usually clear quickly. See how fast you could see your money here.

Pibank offers one of the highest-yield savings account rates. Plus, there are zero monthly fees or minimum balance requirements.

Ally Bank’s Spending Account has no monthly or overdraft fees, but you can't deposit cash into your account.

SoFi doesn't currently offer a business account. Compare our top SoFi business account alternatives to find the best fit for your needs.