Enjoy fast, secure and reliable international money transfers from XE, a trusted company of global currency solutions
Transfers are sent from your bank account using a number of different methods, and as XE is a dedicated currency exchange company you can take advantage of its competitive exchange rates. It’s easy and free to sign up for an XE Trade account and all transactions receive high-level encryption technology for complete security.
|Min. Transfer Amount||$0|
|Max. Transfer Amount||No limit|
Minimum transfer time
|3 - 5 days|
|Available Currencies||AED, AUD, BBD, BHD, BSD, BWP, BZD, CAD, CHF, CZK, DKK, EUR, FJD, GBP, GHS, HKD, HRK, HUF, ILS, JMD, JOD, JPY, KES, KWD, LKR, LSL, MUR, MWK, MXN, NOK, NZD, OMR, PHP, PLN, QAR, RON, RSD, SEK, SGD, SZL, THB, TND, TRY, TTD, USD, XCD, ZAR, ZMW|
|Exchange Rate Updates||Real time|
See how other services compare to XE Trade
XE exchange rates
As XE specialises in a wide range of foreign currency solutions, customers can access live exchange rates that reflect market conditions. These rates change regularly throughout the day to keep pace with any fluctuations in the market, and are typically better than the rates offered by major banks.
How much does it cost to transfer money with XE?
XE does not charge any fees or commissions on international money transfers. Instead it turns a profit on the spread, which is the difference between the price you receive for a transaction and the price it actually costs XE to complete that trade. There are no ongoing account fees to worry about and no transaction fees.
Outgoing wire transfers do attract a fee, although this is generally lower than what banks charge for a similar transaction. In some rare cases you may also incur some third-party charges, such as fees from financial institutions for receiving wire transfers.
Minimum transfer amount and available countries
There is no minimum transfer limit when you send funds overseas with XE, and you’re able to convert your funds into most currencies around the world. XE allows you to convert from the following currencies:
There are certain countries and groups around the world which XE is not permitted to handle transfers to or from. These include:
- Ivory Coast
- Democratic Republic of the Congo
What types of transfers can you carry out with XE?
There are several transfer options available with XE and no minimum limit per transaction. You can send your transfer from your linked bank account via the following methods:
- Wire transfer
- Internet Payment
- Electronic funds transfer
The funds will then be deposited into your recipient’s bank account – they do not need to hold an XE account in order to access the money you send.
In addition to one-off transfers, XE Trade also allows you to enter ‘bids’ for exchange rates you would like to receive. XE will then monitor global markets and when the rate appears, will automatically lodge your transfer for you.
The registration and transfer process
Signing up for an account with XE is simple and entirely free. All you have to do is enter your name, email address, country of residence and provide two forms of identification.
Once that’s taken care of, lodging a transfer is easy. Simply provide your bank account details, the amount you wish to send, the currency you wish to send it in and who you are sending it to. You’ll then be given a chance to review the exchange rate and the full details of your transaction, and when you’re happy with it you can send your money.
Processing times vary depending on where you are sending the funds and the transfer method you select. For example, while wire transfers take 1-3 days to complete, electronic funds transfers typically take 2-4 days.
Pros and cons of using XE
- No fees. XE does not charge any transaction fees, commissions or ongoing fees.
- Competitive rates. XE offers highly competitive exchange rates to customers. Compare XE’s rates with those offered by the banks to see how they stack up.
- Currency specialists. Unlike banks, which offer a wide range of financial products and services, XE specialises solely in global currency markets.
- No credit card payment. XE does not allow you to pay for an international money transfer from your credit card.
Frequently asked questions about XE
XE Trade offers a competitive and affordable solution when you need to send money overseas. Just make sure to compare its services with those of other money transfer services to find a company that meets all your money transfer needs.