FinecoBank UK review

Find out what we think of FinecoBank, how much it costs and what you can invest in with its platform.


Fact checked
CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 69.75% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Get your first 100 trades commission free with Fineco

Fees apply. Your capital is at risk.

  • Market leading platform
  • No minimum deposit, no conversion fee, no monthly fee
  • Your first 100 trades are free with Fineco, T&Cs apply.
FinecoBank (often shortened to just “Fineco”) is a popular choice for those that want to be exposed to global markets. It has a pretty detailed platform and lets you trade more than 20,000 financial instruments worldwide across 26 global markets. Find out some of its key features, how much it costs and some of its pros and cons.

What is FinecoBank?

FinecoBank is one of Europe’s largest banks but is pretty new to the UK. It’s been around since 1999 and specialises in brokerage, aiming to allow you to trade contracts for difference (CFDs), futures, stocks, currencies, bonds, exchange-traded funds (ETFs), options and funds.


Fineco handles 75,000 executed orders per day. It prides itself on its advanced trading platform and low prices.
Features include:

  • Flat trading fee
  • Advanced platform with live prices, personalised dashboards and push notifications
  • Mobile trading platform
  • Access world markets in the local currency without paying conversion fees


Fineco also allows you to invest in funds, with a platform fee determined by the amount you invest.
Features include:

  • Access funds from premium asset managers worldwide
  • Access pre-packaged funds and choose funds that suit your needs
  • Geographically diversified funds (as in, funds in lots of countries)
  • Choose funds based on your risk level

Fees and charges

There’s a fixed local currency price for shares.

Share typeCost (per order)
UK shares£2.95
US shares$3.95
Canada TSXCAD$10
European shares€3.95

Bonds have a flat fee of £6.95 per order.

You are charged for funds based on the value that you invest.

Value of fundsAnnual fee (charged monthly)
On the first £250,0000.25%
On the value between £250,000 and £1m0.15%
On the value between £1m and £2m0.05%
On the value over £2mFree

What can I invest in with Fineco?

With Fineco you get access to 26 global markets and can trade in:

  • UK shares and ETFs
  • US and EUR shares and ETFs
  • CFDs
  • Futures
  • Foreign exchange (forex)
  • Options
  • Funds
  • Bonds

Pros and cons of Fineco


  • Flat fees on UK, EU and US stocks and shares
  • Great charting tools


  • Can be quite complex and daunting for beginners

The platform

Fineco’s platform is really advanced, which is great if you’re experienced in investing and understand all the charts. If you’re not, it caters for you too, with its free webinars, live events and collection of videos to teach you all about share trading.

Features of the platform include:

  • Advanced charting. You can change timeframes, view multiple charts, modify orders from the charts, and personalise the charts with over 90 different technical analysis indicators available.
  • Daily news reports. Keep up to date with market trends in major indices.
  • Watchlist. Keep a list of instruments that you’re interested in.
  • Calendar. Keep up to date on the economic calendar.
  • Live notifications. Get push notifications about market changes.

Compare similar platforms to Fineco

Table: sorted by promoted deals first
Data indicated here is updated regularly
Name Product Price per trade Frequent trader rate Platform fees Brand description
Zero platform fee
Your first 100 trades are free with Fineco, T&Cs apply.
Fineco Bank is good for share traders and investors looking for a complete platform and wide offer. Capital at risk.
eToro Free Stocks
0% commission, no markup, no ticket fee, no management fee
Withdrawal fee & GDP to USD deposit conversion
Capital at risk. 0% commission but other fees may apply.
0% commission on US shares, and £3 on UK shares
From £5
£0 - £24 per quarter
IG is good for experienced traders, and offers learning resources for beginners, all with wide access to shares, ETFs and funds. Capital at risk.
Hargreaves Lansdown Fund and Share Account
No fees
Hargreaves Lansdown is the UK's number one platform for private investors, with the depth of features you'd expect from an established platform. Capital at risk.
Degiro Share Dealing
£1.75 + 0.022% (max £5.00)
£1.75 + 0.022% (max £5.00)
Portfolio transfer fees (in & out)
Degiro is widely seen as one of the best low-cost share brokers, for people who are looking to trade regularly. Capital at risk.

Compare up to 4 providers

Data indicated here is updated regularly
Name Product Minimum deposit Maximum annual fee Price per trade Brand description
Interactive Investor stocks and shares ISA
Any lump sum or £25 a month
Interactive Investor offers everything most investors need. Its flat fees makes it pricey for small portfolios, but cheap for big ones. Capital at risk.
Hargreaves Lansdown stocks and shares ISA
Hargreaves Lansdown is the UK's biggest wealth manager. It's got everything you'll need, from beginners to experienced investors. Capital at risk.
Nutmeg stocks and shares ISA
Nutmeg offers three types of portfolios. Choose the one that goes with your investment style. Capital at risk.
Moneyfarm stocks and shares ISA
Capital at risk.
Saxo Markets stocks and shares ISA
No minimum deposit requirement
Saxo Markets offers a wide access to a range of stocks, ETFs and funds. Capital at risk.
AJ Bell stocks and shares ISA
AJ Bell is a good all-rounder for people who to choose between shares, funds, ISAs and pensions. Capital at risk.
Fidelity stocks and shares ISA
£1000 or a regular savings plan from £50
Fidelity is another good all-rounder, offering a good package at a decent price. Not suited for trading shares. Capital at risk.
Legal & General stocks and shares ISA
Legal & General stocks and shares ISA
£100 or £20 a month
Legal & General is a big financial services company which offers insurance, lifetime mortgage, pensions and stocks and shares ISAs. Capital at risk.

Compare up to 4 providers

Data indicated here is updated regularly
Name Product Minimum investment Choose from Annual fee Brand description
Interactive Investor Pension
Any lump sum or £25 a month
Over 3,000 funds
interactive investor is a flat-fee platform, which makes it cost effective for larger portfolios. Capital at risk.
Moneyfarm Pension
£1,500 (initial investment)
7 funds
Moneyfarm has pensions that are matched against your risk appetite, goals and planned retirement date. Capital at risk.
AJ Bell Pension
Over 2,000 funds
AJ Bell has two different pension options, a self managed pension and one that is managed for you. Capital at risk.
PensionBee Pension
No minimum
7 funds
0.5% - 0.95%
Pension Bee is a newbie in the pension market. It helps consolidate your pension plans into one place. Capital at risk.
Hargreaves Lansdown Pension
£100 or £25 a month
2,500 funds
Hargreaves Lansdown is the UK's biggest wealth manager. It's got three different retirement options. Capital at risk.
Saxo Markets Pension
Saxo Markets Pension
Over 11,000 funds
No annual fee
Saxo Markets gives flexibility and control over your investment strategy. Capital at risk.
No minimum
4 portfolios
Moneybox Pension
3 funds
0.15% - 0.45% charged monthly
Manage your money with an easy-to-use Moneybox app. Capital at risk.

Compare up to 4 providers

All investing should be regarded as longer term. The value of your investments can go up and down, and you may get back less than you invest. Past performance is no guarantee of future results. If you’re not sure which investments are right for you, please seek out a financial adviser. Capital at risk.

Our verdict

Fineco is pretty new to the UK, so it’s still relatively unknown, but it’s pretty popular around Europe. Its low-cost share trading is one of its biggest strengths, putting it as one of the cheapest we’ve reviewed.

It doesn’t have the easiest-to-use platform on offer. This is mainly because it’s so advanced, aiming itself towards experienced investors more than beginners. It makes up for this with its learning resources and research tools.

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