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All 50 states
Available states
24/7 claims
Online quotes
New home discount discount | No |
---|---|
New homeowner discount | No |
Home safety features discount | No |
New policy discount | No |
Bundling discount | No |
No claims discount | No |
Other discounts | No |
Personal property coverage | Yes |
---|---|
Valuable personal property | Yes |
Theft coverage | No |
Fire coverage | No |
Flood coverage | No |
Identity theft coverage | No |
Homesharing | No |
Dwelling coverage | No |
Review by
Sarah George is a personal finance writer at Finder who’s spent the last four years wielding her digital pen on all things banking and insurance. Her know-how has been featured in such publications as CBS, CNET and Reviews.com, and she was a panelist in Finder’s 2020 money-saving webinar. Sarah earned an English education degree and is a Certified Educator in Personal Finance.
Roost doesn’t leave tenants disappointed with its standard policy. You won’t pay extra to replace damaged belongings with brand new items, and you can split coverage with your roommate — a benefit that could make Roost an affordable option. You’ll also get the convenience of managing your policy with the same account where you receive community updates and notices.
On the other hand, Roost doesn’t provide much coverage outside the standard. You can find its top benefits like replacement cost and pet coverage with other companies.
Roost also doesn’t work well for people with many high-value items like fine art or jewelry. Because of these low points, look at other renters insurance companies if you need anything outside the basics.
Roost offers insurance to tenants through their rental property managers. To qualify for coverage, your manager must buy and use its Appfolio software. Then, you can sign up and manage your policy through your Appfolio account.
If your manager chooses to use the additional features, you’ll also see reminders, emails and tasks like scheduled maintenance or cleanings through the account.
Roost nestles the basics with a few helpful options into its policies. Coverage includes:
Roost’s website doesn’t mention any discounts. Similar companies typically provide few discounts if any, but some knock off the price for paying your premium up front.
You can see if Roost’s coverage works for you by asking your property manager for information or logging in through your Appfolio account.
Since you’re applying through your online account, you likely need only basic information, such as: