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Pemco motorcycle insurance review
finder.com’s rating: 4.5 / 5.0
★★★★★
- Get a quote if you have different policies to bundle.
- Pick something else if you don’t live in Oregon or Washington.
- Riders can insure most motorcycles and scooters.
optional
Roadside assistance
New car protection
Accident forgiveness
Details
| States served | Oregon, Washington |
|---|---|
| Roadside assistance | Optional |
| Pay schedule | 6 months |
| Claims methods | online |
| New car protection | No |
| Accident forgiveness | No |
Pros
- Wide range of discounts available.
- Award-winning customer service.
- Convenient mobile app.
Cons
- Limited availability based on location.
- Customer complaints of increased rates.
| Anti-theft device discount | Yes |
|---|---|
| Bundling discount | Yes |
| Defensive driving discount | Yes |
| Good student discount | Yes |
| Loyalty discount | Yes |
| Homeowner discount | Yes |
| Military discount | No |
| Safety device discount | Yes |
| Special employment discount | Yes |
| Usage-based discount | No |
| Other discounts |
| Rideshare coverage | No |
|---|---|
| SR-22 coverage |
No |
| Temporary & short term coverage | No |
Expert review
Review by
Roslyn McKenna
roslyn.mckenna@finder.comAs an insurance publisher for finder.com, Roslyn McKenna is driven to help people get a great deal on car insurance so they can enjoy the ride. Roslyn has put her Bachelor of Arts in Writing and Communications to good use by covering topics ranging from finance to insurance.
Expert review
Though it’s only available in Oregon and Washington, Pemco is still a viable choice for riders who want low insurance rates through a company known for its great customer service. You could qualify for a wide range of discounts to help you save.
However, you’re out of luck if you don’t live in those two states. You might also face a rate hike even after being a loyal Pemco customer, though this isn’t unheard of from most insurers. It’s worth getting an online quote to see if Pemco might be right for you.
What car insurance coverage does Pemco motorcycle insurance offer?
- Bodily injury liability - No
- Property damage liability - No
- Uninsured motorist bodily injury - Yes
- Uninsured motorist property damage - Yes
- Personal injury - No
- Medical payments - No
- Collision - Yes
- Comprehensive - Yes
What car insurance features does Pemco motorcycle insurance offer?
- Roadside assistance - Optional
- Gap insurance - No
- Rental cars - Yes
- Pet injury - No
- Rideshare - No
- New car protection - No
- SR22 - No
- Nonowner coverage -
- Temporary and short term - No
What car insurance discounts does Pemco motorcycle insurance offer?
- Anti-theft device discount - Yes
- Bundling discount - Yes
- Defensive driving discount - Yes
- Good student discount - Yes
- Loyalty discount - Yes
- Homeowner discount - Yes
- Military discount - No
- Safety device discount - Yes
- Special employment discount - Yes
- Usage-based discount - No
- Other discounts -
Pros and cons of Pemco motorcycle insurance
Pros
- Wide range of discounts available.
- Award-winning customer service.
- Convenient mobile app.
Cons
- Limited availability based on location.
- Customer complaints of increased rates.
How to apply for Pemco motorcycle insurance car insurance
To apply for Pemco motorcycle insurance, go to Pemco’s site and enter your ZIP code in the green Get a Quote box. Enter your personal information, driving history and car details. Once you get your quote, confirm your policy details and get started. If you have any questions during this process, you can click the orange Chat button at the bottom of the screen to speak with an agent.How to make a car insurance claim with Pemco motorcycle insurance
- online
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Frequently asked questions about Pemco
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