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Pemco motorcycle insurance review
Stellar customer service has your back if you ride in Washington or Oregon.
finder.com’s rating: 4.5 / 5.0
★★★★★
- Get a quote if you have different policies to bundle.
- Pick something else if you don’t live in Oregon or Washington.
- Riders can insure most motorcycles and scooters.
optional
Roadside assistance
New car protection
Accident forgiveness
Details
| States served | Oregon, Washington |
|---|---|
| Roadside assistance | Optional |
| Pay schedule | 6 months |
| Claims methods | online |
| New car protection | No |
| Accident forgiveness | No |
| Rideshare coverage | No |
| SR-22 |
No |
Pros
- Wide range of discounts available.
- Award-winning customer service.
- Convenient mobile app.
Cons
- Limited availability based on location.
- Customer complaints of increased rates.
| Anti-theft device discount | Yes |
|---|---|
| Bundling discount | Yes |
| Defensive driving discount | Yes |
| Good student discount | Yes |
| Loyalty discount | Yes |
| Homeowner discount | Yes |
| Military discount | No |
| Safety device discount | Yes |
| Special employment discount | Yes |
| Usage-based discount | No |
| Other discounts | No |
Expert review
Review by
Roslyn McKenna
roslyn.mckenna@finder.comRoslyn McKenna is an insurance publisher for Finder, where she's driven to help people get a great deal on car, life, home and other insurance to protect their families and finances. Roslyn earned a Bachelor of Arts in writing and communications from Maryville College and has written professionally for more than a decade on topics ranging from technology and pets to finance and insurance.
Expert review
Though it’s only available in Oregon and Washington, Pemco is still a viable choice for riders who want low insurance rates through a company known for its great customer service. You could qualify for a wide range of discounts to help you save.
However, you’re out of luck if you don’t live in those two states. So you might compare bike insurance with other companies instead. You might also face a rate hike even after being a loyal Pemco customer, though this isn’t unheard of from most insurers.
Overall, it’s worth getting an online quote to see if Pemco might be right for you.
What car insurance coverage does Pemco motorcycle insurance offer?
- Bodily injury liability - No
- Property damage liability - No
- Uninsured motorist bodily injury - Yes
- Uninsured motorist property damage - Yes
- Personal injury - No
- Medical payments - No
- Collision - Yes
- Comprehensive - Yes
What features does Pemco motorcycle insurance have?
- Roadside assistance - Optional
- Gap insurance - No
- Rental cars - Yes
- Pet injury - No
- Rideshare - No
- New car protection - No
- SR22 - No
- Nonowner coverage -
- Temporary and short term - No
What car insurance discounts can I get with Pemco motorcycle insurance?
- Anti-theft device discount - Yes
- Bundling discount - Yes
- Defensive driving discount - Yes
- Good student discount - Yes
- Loyalty discount - Yes
- Homeowner discount - Yes
- Military discount - No
- Safety device discount - Yes
- Special employment discount - Yes
- Usage-based discount - No
- Other discounts - No
Pros and cons of Pemco motorcycle insurance
Pros
- Wide range of discounts available.
- Award-winning customer service.
- Convenient mobile app.
Cons
- Limited availability based on location.
- Customer complaints of increased rates.
How to apply for Pemco motorcycle insurance car insurance
- Online
- Phone
- Agent
How to contact Pemco motorcycle insurance
- Online
- Phone
How to make a car insurance claim with Pemco motorcycle insurance
- online
Compare alternatives to Pemco
Frequently asked questions about Pemco motorcycle insurance
Car insurance ratings
★★★★★ — Excellent
★★★★★ — Good
★★★★★ — Average
★★★★★ — Subpar
★★★★★ — Poor
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