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Pemco motorcycle insurance review

Last updated:  

finder.com’s rating: 4.5 / 5.0

★★★★★

  • Get a quote if you have different policies to bundle.
  • Pick something else if you don’t live in Oregon or Washington.
  • Riders can insure most motorcycles and scooters.

optional

Roadside assistance

New car protection

Accident forgiveness

Details

States served Oregon, Washington
Roadside assistance Optional
Pay schedule 6 months
Claims methods online
New car protection No
Accident forgiveness No

Pros

  • Wide range of discounts available.
  • Award-winning customer service.
  • Convenient mobile app.

Cons

  • Limited availability based on location.
  • Customer complaints of increased rates.
Anti-theft device discount Yes
Bundling discount Yes
Defensive driving discount Yes
Good student discount Yes
Loyalty discount Yes
Homeowner discount Yes
Military discount No
Safety device discount Yes
Special employment discount Yes
Usage-based discount No
Other discounts
Rideshare coverage No
SR-22 coverage No
Temporary & short term coverage No

Expert review

Roslyn McKenna

Review by


As an insurance publisher for finder.com, Roslyn McKenna is driven to help people get a great deal on car insurance so they can enjoy the ride. Roslyn has put her Bachelor of Arts in Writing and Communications to good use by covering topics ranging from finance to insurance.

Expert review

Though it’s only available in Oregon and Washington, Pemco is still a viable choice for riders who want low insurance rates through a company known for its great customer service. You could qualify for a wide range of discounts to help you save.

However, you’re out of luck if you don’t live in those two states. You might also face a rate hike even after being a loyal Pemco customer, though this isn’t unheard of from most insurers. It’s worth getting an online quote to see if Pemco might be right for you.

What car insurance coverage does Pemco motorcycle insurance offer?

  • Bodily injury liability - No
  • Property damage liability - No
  • Uninsured motorist bodily injury - Yes
  • Uninsured motorist property damage - Yes
  • Personal injury - No
  • Medical payments - No
  • Collision - Yes
  • Comprehensive - Yes

What car insurance features does Pemco motorcycle insurance offer?

  • Roadside assistance - Optional
  • Gap insurance - No
  • Rental cars - Yes
  • Pet injury - No
  • Rideshare - No
  • New car protection - No
  • SR22 - No
  • Nonowner coverage -
  • Temporary and short term - No

What car insurance discounts does Pemco motorcycle insurance offer?

  • Anti-theft device discount - Yes
  • Bundling discount - Yes
  • Defensive driving discount - Yes
  • Good student discount - Yes
  • Loyalty discount - Yes
  • Homeowner discount - Yes
  • Military discount - No
  • Safety device discount - Yes
  • Special employment discount - Yes
  • Usage-based discount - No
  • Other discounts -

Pros and cons of Pemco motorcycle insurance

Pros

  • Wide range of discounts available.
  • Award-winning customer service.
  • Convenient mobile app.

Cons

  • Limited availability based on location.
  • Customer complaints of increased rates.

How to apply for Pemco motorcycle insurance car insurance

To apply for Pemco motorcycle insurance, go to Pemco’s site and enter your ZIP code in the green Get a Quote box. Enter your personal information, driving history and car details. Once you get your quote, confirm your policy details and get started. If you have any questions during this process, you can click the orange Chat button at the bottom of the screen to speak with an agent.

How to make a car insurance claim with Pemco motorcycle insurance

  • online

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Frequently asked questions about Pemco

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We rank insurers from one to five stars based on key factors including customer satisfaction, policy options, price, billing, claims, and support. We create these rankings to help you narrow down an insurance provider that best suits your budget and coverage needs.

Learn the details of our methodology and scoring.

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