Does Lendgo charge a fee?

No. Lendgo is free for borrowers to use. The platform is paid by lenders for lead generation. You'll only pay fees to the lender you choose to work with.

Will submitting my profile to Lendgo hurt my credit score?

Lendgo states that submitting your profile will not affect your credit score. However, once you formally apply with a matched lender, that lender will typically conduct a hard credit inquiry.

Is Lendgo available in my state?

Lendgo holds mortgage broker licenses in approximately 22 states and DC. Check the licenses page at lendgo.com/licenses for the current list, as availability may vary.

Does Lendgo offer VA loans?

Yes. VA loans are listed as a supported loan type on the platform. Eligibility requirements are set by the individual lenders you're matched with.

Can I use Lendgo for a HELOC?

Yes. Lendgo connects borrowers with lenders offering both HELOCs and home equity loans. The platform's disclosures note that home equity products are generally unavailable for properties currently listed for sale.

Why do I get so many calls after submitting to Lendgo?

By submitting your profile, you authorize Lendgo to share your contact information with lenders in its network, who may then reach out by phone, email or mail. This is disclosed on the site. Lenders may retain your information even if you don't proceed. If you want to stop contact, Lendgo's disclosures direct users to contact@lendgo.com to request removal.