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XRP (XRP) price prediction 2023

What's in store for the price of XRP this year and beyond?

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XRP price prediction 2023

Finder's panel expects the XRP price to trade as high as $0.90 by the end of December 2022 from the current price of $0.53. However, should XRP lose its case with the SEC the panel expects its value to drop to $0.24. Unfortunately for investors, we won't know the outcome of the case until 2023.

Looking further down the road, the panel estimates XRP's value to hit $3.81 by the end of 2025 if XRP wins the lawsuit or $0.98 if it doesn’t win.

Our panel’s predictions for XRP going forward have lowered since our last survey. Back in April, the average prediction of our panel said that XRP would be worth $2.55 by the end of 2022 if XRP wins the lawsuit and $0.68 if it loses. In October, the average XRP price prediction for December 2022 stood at $0.90 and $0.24 respectively.

Similar to most cryptocurrencies, XRP has also been impacted by the downturn in riskier assets. Our panel’s October 2022 prediction for XRP is roughly 64% lower than it was in April.

Craig Cobb from is one of the more optimistic panelists. He sees XRP trading at $1 by the end of 2022 if XRP wins the lawsuit. He says:

“The crypto market loves to jump on a bandwagon and XRP winning its case in a bear market could likely see herd mentality which will pump the price of this old-school top-10 coin.”

Mitesh Shah, founder & CEO at Omnia Markets, isn’t so optimistic about XRP’s price by the end of 2022 even if it wins the lawsuit. Shah sees XRP exchanging hands at $0.25 if it wins the lawsuit.

“As global traders capitulate their investments, controversial coins such as XRP will be negatively impacted. Due to the ongoing SEC lawsuit, US investors cannot invest in XRP until the suit has been settled and the uncertainty may push global investors to sell.”

The CEO of Unocoin Technologies, Sathvik Vishwanath, doesn’t see a huge price hike by 2022’s end. Vishwanath predicts XRP will be worth $0.54 if Ripple wins and $0.50 if it loses. But regardless of the outcome, Vishwanath says “XRP has proven to still have more than enough supporters – the coin has responded well to market-wide price actions and all recent bull runs,” adding that the “coin has shown that it can still thrive despite all the bad press.”

Tommy Honan, head of Strategic Partnerships at Swyftx, believes the price of XRP will follow current market price trends until a verdict has been reached with the SEC. “The market generally prices these events well ahead of time so we are likely to see increased price volatility when the outcome seems close.” His XRP price targets by 2022’s end are $0.75 if XRP wins and $0.35 if it loses.

Buy, sell or hold XRP?

Just 27% of our panelists say it’s time to buy XRP, while 38% are in favor of holding and 36% say it’s time to sell.

Martin Froehler, CEO at Morpher – who believes it’s time to buy XRP – says that if Ripple wins, “it's a huge win for the entire crypto industry.” Froehler has one of the most optimistic XRP price targets at $5 by 2025 if XRP wins.

On the other hand, John Hawkins, senior lecturer at the University of Canberra, who believes it’s time to sell XRP, says, “Ripple has no fundamental value and largely tracks Bitcoin's price.”

Do you think XRP will move to a different jurisdiction?

Ripple CEO Brad Garlinghouse claims they're willing to move to a different jurisdiction should the company lose the SEC lawsuit. We asked our panelists whether they believe it will come to this.

43% believe Ripple would move to a different jurisdiction, while 26% believe Ripple will remain as it is.

Meet the panel


Finder surveyed 55 fintech specialists from late September to early October 2022. Panelists are able to answer as many or as few questions as they like, meaning the number of responses received varies by question, and 28 panelists gave their price forecast for XRP. Panelists may own some cryptocurrencies, including XRP. All prices are listed in USD per XRP.

Changes to methodology: In 2021, this research was conducted using the simple mean of all answers supplied to Finder. From 2022, we switched to using the truncated mean, with the top and bottom 10% of responses removed in order to attain a more consistent result. Any 2021 results quoted in this analysis have also been re-calculated using the truncated mean.

Disclaimer: Cryptocurrencies are speculative, complex and involve significant risks – they are highly volatile and sensitive to secondary activity. Performance is unpredictable and past performance is no guarantee of future performance. Consider your own circumstances, and obtain your own advice, before relying on this information. You should also verify the nature of any product or service (including its legal status and relevant regulatory requirements) and consult the relevant Regulators' websites before making any decision. Finder, or the author, may have holdings in the cryptocurrencies discussed.

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