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How to use the CardMatch tool to find credit card offers

Find targeted offers and cards you’re prequalified for.

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The CardMatch tool streamlines your search for a new credit cards. Find suggested cards on one website after entering a few personal details.

What is the CardMatch tool?

CardMatch is an online tool that lets you view credit cards you’re prequalified for, as well as targeted offers from major US providers. To use the tool, enter your name, address and last four digits of your Social Security number. Then, you’ll see a list of suggested cards in one place.

Get credit card offers with CardMatch

CardMatch™ from creditcards.com

  • Find card offers you are more likely to qualify for without impacting your credit score.
  • Save time by comparing matched offers from multiple partner banks.
  • You may be matched to special offers based on your credit profile.
  • See your matched offers in less than 60 seconds.
  • Get matched to the card feature that's right for you. Find cards with low interest, cash back, balance transfers, and travel rewards.
  • Users may not be matched with all offers or banks. Matches are based on a user's credit profile. See the CardMatch terms and conditions for more details.
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Why should I use CardMatch?

  • Find cards you’re more likely to qualify for.
    Because the CardMatch tool performs a soft pull on your credit, it can help you find cards that fit your credit profile. This can give you a better idea of your approval odds before you submit a card application and encounter a hard pull.
  • Find targeted offers.
    Looking for targeted offers manually can be tedious and unreliable. But since some major US providers upload your targeted offers to CardMatch, use the tool to see if you qualify for special bonuses.
  • Get a customized list of credit cards.
    See cards you might like all in one place saves you time you’d otherwise spend browsing sites of multiple providers.

How to use the CardMatch tool to find credit card offers

  1. Learn more about how to apply for CardMatch™ from creditcards.com.
  2. Complete the form with your first and last name, address and last four digits of your Social Security number.
  3. If you’d like to receive future offers, enter your email address. Otherwise, uncheck the box at the bottom of the form.
  4. Click Get matches.
  5. Agree to the terms and conditions. Then click Submit to view your personalized card offers.

Types of offers you’ll find using the CardMatch tool

  • Prequalified offers.
    These are cards that match your credit profile and that you’re more likely to qualify for. Remember that approval is never guaranteed, and it’s be selective about which cards you apply for.
  • Targeted offers.
    These are special promotions offered to you based on factors such as your credit history, location and spending habits.
  • Normal offers.
    These are credit card offers you’re not prequalified for and that are normally available on provider websites.

Compare credit cards on CardMatch

Name Product Filter values Rewards Purchase APR Annual fee
CardMatch™ from creditcards.com
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See issuer's website
See terms
Use the CardMatch tool to find cards you're likely to qualify for with your credit score, without a hard pull on your credit.
Chase Sapphire Preferred® Card
5x points on Lyft, 2x points on travel and dining and 1x points on all other purchases
15.99% to 22.99% variable
$95
This popular travel card's signup bonus is worth up to $750. Get even more value out of your travel, dining, and Lyft rewards by transferring them to miles.
Chase Sapphire Reserve®
10x points on Lyft rides, 3x points on dining and travel after earning your $300 travel credit and 1x points on all other purchases
16.99% to 23.99% variable
$550
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months
United℠ Explorer Card
2x miles at restaurants, hotels and United and 1x miles on all other purchases
16.49% to 23.49% variable
$0 intro annual fee for the first year ($95 thereafter)
40,000 bonus miles after you spend $2,000 on purchases in the first 3 months from account opening.
Marriott Bonvoy Bold™ credit card
3x points at Marriott Bonvoy hotels, 2x on travel and 1x on all other purchases
15.99% to 22.99% variable
$0
30,000 bonus points after you spend $1,000 on purchases in your first 3 months from your account opening.
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Compare up to 4 providers

Bottom line

With CardMatch, you can conveniently view cards that’ll give you a higher chance of approval. You can also use the tool to quickly look for targeted offers.

Visit our guide to the best cards of 2019 for more options.

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