Mortgage stocks

The best mortgage stocks depend on your portfolio and investment goals — while volatility can be ideal for day traders, long-term investors will want to look to stocks with steadier gains over time.

Our picks for the best mortgage stocks

We round up a selection of stocks in or related to the home loan industry, weighting the list more heavily towards popular mid- and large-cap US stocks.

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1. Invesco Mortgage Capital (IVR)

Invesco Mortgage Capital Inc. operates as a real estate investment trust (REIT) that primarily focuses on investing in, financing, and managing mortgage-backed securities and other mortgage-related assets. It invests in residential mortgage-backed securities (RMBS) and commercial mortgage-backed securities (CMBS) that are guaranteed by a U.

• Previous close price: $3.45
• Market capitalization: $434,647,488
• 1 year performance: 414.22%

Buy IVR stock on Interactive Brokers

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2. Rocket Companies Inc (RKT)

Rocket Companies, Inc. , a fintech holding company, provides mortgage lending, title and settlement services, and other financial technology services in the United States and Canada. It operates through two segments, Direct to Consumer and Partner Network.

• Previous close price: $8.81
• Market capitalization: $16,613,826,560
• 1 year performance: -16.18%
• P/E ratio: 4.6393

Buy RKT stock on Interactive Brokers

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3. Lendingtree (TREE)

LendingTree, Inc. , through its subsidiary, LT Intermediate Company, LLC, operates online consumer platform in the United States. It operates through three segments: Home, Consumer, and Insurance.

• Previous close price: $222.50
• Market capitalization: $323,945,504
• 1 year performance: N/A

Buy TREE stock on Interactive Brokers

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4. Discover Financial Services (DFS)

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts.

• Previous close price: $94.39
• Market capitalization: $24,582,234,112
• 1 year performance: -17.31%
• P/E ratio: 5.8326

Buy DFS stock on Interactive Brokers

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5. Citigroup (C)

Citigroup Inc. , a diversified financial services holding company, provides various financial products and services to consumers, corporations, governments, and institutions in North America, Latin America, Asia, Europe, the Middle East, and Africa. It operates through three segments: Institutional Clients Group (ICG), Personal Banking and Wealth Management (PBWM), and Legacy Franchises.

• Previous close price: $44.78
• Market capitalization: $85,079,769,088
• 1 year performance: -21.16%
• P/E ratio: 6.0124

Buy C stock on Interactive Brokers

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6. JPMorgan Chase-and-Co (JPM)

JPMorgan Chase & Co. operates as a financial services company worldwide. It operates through four segments: Consumer & Community Banking (CCB), Corporate & Investment Bank (CIB), Commercial Banking (CB), and Asset & Wealth Management (AWM).

• Previous close price: $128.49
• Market capitalization: $384,255,655,936
• 1 year performance: -7.16%
• P/E ratio: 10.7982

Buy JPM stock on Interactive Brokers

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7. Bank of America (BAC)

Bank of America Corporation, through its subsidiaries, provides banking and financial products and services for individual consumers, small and middle-market businesses, institutional investors, large corporations, and governments worldwide. Its Consumer Banking segment offers traditional and money market savings accounts, certificates of deposit and IRAs, noninterest-and interest-bearing checking accounts, and investment accounts and products; and credit and debit cards, residential mortgages, and home equity loans, as well as direct and indirect loans, such as automotive, recreational vehicle, and consumer personal loans. The company's Global Wealth & Investment Management segment offers investment management, brokerage, banking, and trust and retirement products and services; and wealth management solutions, as well as customized solutions, including specialty asset management services.

• Previous close price: $28.49
• Market capitalization: $228,699,422,720
• 1 year performance: -33.43%
• P/E ratio: 8.9624

Buy BAC stock on Interactive Brokers

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Note: The dollar amounts in the table below are in Canadian dollars.

Disclaimer: This information should not be interpreted as an endorsement of futures, stocks, ETFs, options or any specific provider, service or offering. It should not be relied upon as investment advice or construed as providing recommendations of any kind. Futures, stocks, ETFs and options trading involves substantial risk of loss and therefore are not appropriate for all investors. Trading forex on leverage comes with a higher risk of losing money rapidly. Past performance is not an indication of future results. Consider your own circumstances, and obtain your own advice, before making any trades.

Bottom line

While it's possible to turn a profit investing in mortgage stocks, keep in mind that — like any investment — mortgage stocks are not immune to risk. These stocks are subject to fluctuating conditions — both in the market and in the home loan industry, so carefully vet your picks before you invest. And if you're new to investing, or if it's been awhile since you've taken a critical look at your investing accounts, compare brokers to make sure you're getting the best features in your trading account.